Seller's Agent in 2025
Brad Martin
BETTER HOMES AND GARDENS REAL ESTATE LIFESTYLES REALTY
(863) 307-5074
15 in this area
109 Total Sales
41 Lake Eloise Ln Winter Haven, FL 33884
Cypress Gardens Neighborhood
4
Beds
2
Baths
2,592
Sq Ft
0.53
Acres
Highlights
- Waterfront Community
- Oak Trees
- View of Trees or Woods
- Frank E. Brigham Academy Rated 9+
- Screened Pool
- 0.53 Acre Lot
About This Home
As of September 2025STUNNING 4 BEDROOM POOL HOME ON A DOUBLE LOT. Welcome to this beautifully maintained 4-bedroom, 2-bath home located in one of the area’s most desirable upscale lakefront communities. Situated on a premium corner double lot, this spacious residence offers exceptional privacy and ample indoor and outdoor living space. Step inside to find an extra-large great room featuring a vaulted ceiling, gleaming wood floors, and a cozy wood-burning fireplace—perfect for entertaining or relaxing with family. The kitchen flows effortlessly into the main living space, and a dedicated pool bath ensures seamless access from the backyard oasis. The private primary suite includes a generous layout, an en-suite bathroom with dual vanities, a separate water closet, and ample closet space. Two of the secondary bedrooms are oversized (16x14), offering plenty of room for family, guests, or home office setups. Step outside to your screened-in heated pool and in-ground hot tub, ideal for year-round enjoyment. The PVC privacy fence and irrigation system with personal well complete the lush, manicured exterior.
Last Agent to Sell the Property
BETTER HOMES AND GARDENS REAL ESTATE LIFESTYLES REALTY Brokerage Phone: 904-200-2660 License #3260442 Listed on: 07/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,656
Year Built
- Built in 1987
Lot Details
- 0.53 Acre Lot
- Lot Dimensions are 125x170
- Cul-De-Sac
- East Facing Home
- Mature Landscaping
- Private Lot
- Corner Lot
- Oversized Lot
- Level Lot
- Irregular Lot
- Irrigation Equipment
- Oak Trees
- Property is zoned RE-1
HOA Fees
- $42 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Florida Architecture
- Brick Exterior Construction
- Block Foundation
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 2,592 Sq Ft Home
- 1-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Window Treatments
- Display Windows
- Great Room
- Family Room
- Living Room with Fireplace
- Breakfast Room
- Formal Dining Room
- Views of Woods
- Laundry in Garage
- Attic
Kitchen
- Eat-In Kitchen
- Range
- Dishwasher
Flooring
- Engineered Wood
- Carpet
- Ceramic Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
- Bathtub with Shower
Pool
- Screened Pool
- In Ground Pool
- Heated Spa
- In Ground Spa
- Gunite Pool
- Fence Around Pool
- Auto Pool Cleaner
Outdoor Features
- Shed
- Private Mailbox
Schools
- Chain O Lakes Elementary School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Propane
- 1 Water Well
- Electric Water Heater
- 1 Septic Tank
- Private Sewer
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 16
- Assessor Parcel Number 26-29-10-000000-044140
Community Details
Overview
- Rex Caven Association, Phone Number (863) 294-9433
- Harbour Estates Subdivision
- The community has rules related to deed restrictions
Recreation
- Waterfront Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Apr 7, 2017
Sold by
Carnes David G and Carnes Delana P
Bought by
Rerucha Stephanie H and Rerucha William
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
4.1%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 2, 2016
Sold by
Citizens Bank & Trust
Bought by
Carnes David G and Carnes Delana D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,300
Interest Rate
3.56%
Mortgage Type
Seller Take Back
Purchase Details
Closed on
Jan 6, 2016
Sold by
Brock Chadwick N and Brock Lesly D
Bought by
Citizens Bank & Trust
Purchase Details
Closed on
Jun 14, 2010
Sold by
Carnes David G and Carnes Delana D
Bought by
Brock Chadwick N and Brock Lesly D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,000
Interest Rate
5.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
May 25, 1999
Sold by
Scinto Anthony A and Scinto Lana K
Bought by
Carnes David G and Carnes Delana D
Purchase Details
Closed on
Mar 25, 1998
Sold by
Kessler Tim R and Kessler Janet F
Bought by
Scinto Anthony A and Scinto Lana K
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $255,000 | Executive Title Of Central F | |
| Warranty Deed | $255,000 | Executive Title Of Central F | |
| Special Warranty Deed | $185,900 | Attorney | |
| Deed In Lieu Of Foreclosure | $178,600 | Attorney | |
| Warranty Deed | $210,000 | Real Estate Title Services I | |
| Warranty Deed | $199,000 | -- | |
| Warranty Deed | $197,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $75,000 | Credit Line Revolving | |
| Closed | $20,000 | Credit Line Revolving | |
| Open | $165,000 | New Conventional | |
| Closed | $100,000 | Purchase Money Mortgage | |
| Previous Owner | $139,300 | Seller Take Back | |
| Previous Owner | $189,000 | New Conventional | |
| Previous Owner | $20,000 | Stand Alone Second | |
| Previous Owner | $90,800 | Credit Line Revolving | |
| Previous Owner | $150,000 | New Conventional | |
| Previous Owner | $150,000 | New Conventional | |
| Previous Owner | $30,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/12/2025 09/12/25 | Sold | $436,800 | -2.7% | $169 / Sq Ft |
| 07/27/2025 07/27/25 | Pending | -- | -- | -- |
| 07/23/2025 07/23/25 | For Sale | $449,000 | -- | $173 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,656 | $265,256 | -- | -- |
| 2024 | $3,492 | $257,780 | -- | -- |
| 2023 | $3,492 | $250,272 | $0 | $0 |
| 2022 | $3,355 | $242,983 | $0 | $0 |
| 2021 | $3,331 | $235,906 | $0 | $0 |
| 2020 | $3,287 | $232,649 | $0 | $0 |
| 2018 | $3,431 | $236,516 | $66,000 | $170,516 |
| 2017 | $4,272 | $254,063 | $0 | $0 |
| 2016 | $4,105 | $240,932 | $0 | $0 |
| 2015 | $4,100 | $262,426 | $0 | $0 |
| 2014 | $4,273 | $257,806 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Brad Martin
-
Zach Lay
Buyer's Agent in 2025
Zach Lay
WATSON REALTY CORP.
(407) 589-1600
5 in this area
154 Total Sales
Map
Source: Stellar MLS
MLS Number: P4935557
APN: 26-29-10-000000-044140
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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