NOT LISTED FOR SALE

411 Loyalist Dr Ruther Glen, VA 22546

Estimated Value: $455,000 - $512,000

4 Beds
2.5 Baths
2,096 Sq Ft
$229/Sq Ft Est. Value

Last Sold July 31, 2020

Last sale price $340,000 $162 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $3,127/month

35 Days on Market

Highlights

  • Lake Front
  • Beach
  • Outdoor Pool
  • Boat Dock
  • Water Access
  • Gated Community

About This Home

As of July 2020

Peaceful Lake Living! This charming 2-story colonial is nestled on a lovely waterfront lot with beautiful views of quiet and quaint Ladysmith Lake. Fish, canoe, kayak, paddle board right from your backyard! You also have full access to larger Lake Caroline where you can enjoy cruising on your pontoon boat, shredding behind your ski boat or jumping wakes on your jet ski! You'll also have full access to all of the great community amenities like the clubhouse, pool, 2 sandy beaches, tennis & basketball courts, rec areas etc! This house is gorgeous inside and out with an open living/kitchen space, formal dining room, laundry room, beautiful master with vaulted ceilings and en-suite bath plus 3 more spacious bedrooms upstairs! Beautiful hardwood floors and carpet, stainless steel appliances, cozy gas fireplace and 2-car garage! Plus new HVAC downstairs 10 year parts & labor warranty! Active community recreation committee hosts events throughout year for kids & adults plus a great location for commuters right of of Route 1 between Richmond and Fredericksburg with close access to Interstate 95. This is a must-see! Schedule a showing today and enjoy living the lake life this Summer!

Last Agent to Sell the Property

Mandy Lawrence

River Fox Realty License #0225240159 Listed on: 04/18/2020

Co-Listed By

Pam Lawrence

Hometown Realty License #0225085398

Last Buyer's Agent

NON MLS USER MLS

NON MLS OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,852

Year Built

  • Built in 2007

Lot Details

  • 0.36 Acre Lot
  • Lake Front
  • Landscaped
  • Level Lot
  • Zoning described as R1

HOA Fees

  • $123 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Driveway
  • Unpaved Parking

Home Design

  • Colonial Architecture
  • Fire Rated Drywall
  • Frame Construction
  • Shingle Roof
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,096 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Separate Formal Living Room
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Induction Cooktop
  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Laminate Countertops

Flooring

  • Wood
  • Partially Carpeted
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • Double Vanity
  • Garden Bath

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Outdoor Pool
  • Water Access
  • Walking Distance to Water
  • Deck
  • Front Porch

Schools

  • Lewis & Clark Elementary School
  • Caroline Middle School
  • Caroline High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 1692
  • Assessor Parcel Number 67A5-1-1692

Community Details

Overview

  • Lake Caroline Subdivision
  • Community Lake
  • Pond in Community

Amenities

  • Clubhouse

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Park

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,852

Year Built

Built in 2007

Lot Details

0

HOA Fees

$123 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2007
  • Property Attached Yn: No
  • Lot Size Acres: 0.3624
  • Water Body Name: Ladysmith Lake
  • Co List Office Mls Id: HORI05
  • Co List Office Phone: 804-752-7585
  • Ownership: Individuals
  • Subdivision Name: Lake Caroline
  • Architectural Style: Colonial, Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Partially Carpeted, Vinyl, Wood
  • Basement: Crawl Space
  • Appliances: Dryer, Dishwasher, Electric Cooking, Electric Water Heater, Ice Maker, Microwave, Oven, Refrigerator, Smooth Cooktop, Stove, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Separate/Formal Dining Room, Double Vanity, Eat-in Kitchen, Garden Tub/Roman Tub, Laminate Counters, Bath in Primary Bedroom
  • Living Area: 2096.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition, Shingle
  • Fencing: None
  • Lot Features: Landscaped, Level, Waterfront
  • Pool Features: Pool, Community
  • Waterfront Features: Lake, Lake Front, Water Access, Walk to Water, Waterfront
  • Waterfront: Yes
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Porch, Unpaved Driveway
  • Patio And Porch Features: Front Porch, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Direct Access, Driveway, Garage, Unpaved

Utilities

  • Heating: Electric, Forced Air, Heat Pump, Zoned
  • Cooling: Central Air, Heat Pump, Zoned
  • Sewer: Septic Tank
  • Water Source: Public
  • Security: Gated Community, Security Guard
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Basketball Court, Beach, Boat Facilities, Clubhouse, Community Pool, Dock, Gated, Home Owners Association, Lake, Playground, Park, Pond, Pool, Tennis Court(s)
  • Amenities: Management
  • Association Fee: 1472.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Clubhouse, Common Areas, Pool(s), Recreation Facilities, Road Maintenance, Snow Removal, Security, Water Access

Schools

  • Middle Or Junior School: Caroline

Lot Info

  • Parcel Number: 67A5-1-1692
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2019
  • Tax Annual Amount: 1852.0
  • Tax Lot: 1692

MLS Schools

  • Elementary School: Lewis & Clark
  • High School: Caroline

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 18, 2020
Closed on
Jul 2, 2020
Sold by
Skaggs Ryan Teresa G and Eatmon Gwynne Ryan
Bought by
Burgess Christopher J and Burgess Rachel Serverin
Seller's Agent
Mandy Lawrence
River Fox Realty
Buyer's Agent
NON MLS USER MLS
NON MLS OFFICE
List Price
$340,000
Sold Price
$340,000
Current Estimated Value
$479,811

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$139,811
Avg. Annual Appreciation
6.73%
Original Mortgage
$323,000
Outstanding Balance
$286,415
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$193,396

Purchase Details

Listed on
Sep 6, 2014
Closed on
Oct 17, 2014
Sold by
Sekinger Nathan C and Sekinger Meaghan E
Bought by
Skaggs Ryan Teresa G
Seller's Agent
Mechelle Sharp
Long & Foster Real Estate, Inc.
Buyer's Agent
Jessica Glazer
Hometown Realty Services, Inc.
List Price
$269,900
Sold Price
$267,500
Premium/Discount to List
-$2,400
-0.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.24%
Original Mortgage
$157,500
Interest Rate
3.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 21, 2012
Sold by
Sekinger Nathan C and Sekinger Meaghan E
Bought by
Sekinger Nathan C and Sekinger Meaghan E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$258,100
Interest Rate
4.12%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Burgess Christopher J $340,000 Bridge Title Inc
Skaggs Ryan Teresa G $267,500 --
Sekinger Nathan C -- Multiple
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Burgess Christopher J $323,000
Previous Owner Skaggs Ryan Teresa G $157,500
Previous Owner Sekinger Nathan C $258,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/31/2020 07/31/20 Sold $340,000 0.0% $162 / Sq Ft
05/23/2020 05/23/20 Pending -- -- --
04/18/2020 04/18/20 For Sale $340,000 +27.1% $162 / Sq Ft
10/20/2014 10/20/14 Sold $267,500 -0.9% $128 / Sq Ft View Prior Sale
09/13/2014 09/13/14 Pending -- -- --
09/06/2014 09/06/14 For Sale $269,900 -- $129 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $324,863 $421,900 $72,000 $349,900
2024 $2,118 $275,100 $72,000 $203,100
2023 $2,118 $275,100 $72,000 $203,100
2022 $2,118 $275,100 $72,000 $203,100
2021 $2,118 $275,100 $72,000 $203,100
2020 $1,852 $223,100 $56,000 $167,100
2019 $1,852 $223,100 $56,000 $167,100
2018 $1,852 $223,100 $56,000 $167,100
2017 $1,852 $223,100 $56,000 $167,100
2016 $1,829 $223,100 $56,000 $167,100
2015 $1,441 $200,100 $46,000 $154,100
2014 $1,441 $200,100 $46,000 $154,100
Source: Public Records

Agents Affiliated with this Home

  • Mandy Lawrence

    Seller's Agent in 2020

    Mandy Lawrence

    River Fox Realty

    (804) 298-4216

    73 Total Sales

    Mandy Lawrence
    Section Image
  • Pam Lawrence

    Seller Co-Listing Agent in 2020

    Pam Lawrence

    Hometown Realty

    (804) 774-5683

    140 Total Sales

    Pam Lawrence
    Section Image

  • N

    Buyer's Agent in 2020

    NON MLS USER MLS

    NON MLS OFFICE

  • Mechelle Sharp

    Seller's Agent in 2014

    Mechelle Sharp

    Long & Foster

    (540) 226-9453

    14 Total Sales

    Mechelle Sharp
    Section Image

  • J

    Buyer's Agent in 2014

    Jessica Glazer

    Hometown Realty Services, Inc.

See All Agents

Map

Source: Central Virginia Regional MLS

MLS Number: 2011965

Central Virginia Regional MLS

APN: 67A5-1-1692

Virginia Caroline County Ruther Glen 22546

411 Loyalist Dr, Ruther Glen, VA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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