412 Moseley St Elgin, IL 60123
Southwest Elgin Neighborhood
3
Beds
2
Baths
1,386
Sq Ft
0.25
Acres
Highlights
- Recreation Room
- 2 Car Detached Garage
- Central Air
About This Home
As of September 2024Welcome home!! This awesome 3 bedroom 2 bath home is located in the heart of Elgin! The large family room is perfect to relax and kick back! Dining room is ample enough for a large dining room table perfect for hosting. This home is located in a quiet neighborhood close to shopping centers, schools and minutes away from Route 20. The backyard comes with a pool and a playground. Basement is fully finished with 2 additional rooms.. Home is offered AS-IS - bring your creative ideas and call it HOME.
Last Agent to Sell the Property
Realty of America, LLC License #475176592 Listed on: 07/26/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,917
Year Built
- Built in 1890
Lot Details
- 0.25 Acre Lot
- Lot Dimensions are 66x132
Parking
- 2 Car Detached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,386 Sq Ft Home
- 2-Story Property
- Recreation Room
- Finished Basement
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 2 Full Bathrooms
Utilities
- Central Air
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 26, 2024
Closed on
Aug 20, 2024
Sold by
Ruiz Carlos Santana
Bought by
Guerrero Anthony
Seller's Agent
Mayra Gallardo
Realty of America, LLC
Buyer's Agent
Jesus Perez
Realty of America, LLC
List Price
$275,000
Sold Price
$276,000
Premium/Discount to List
$1,000
0.36%
Views
106
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,731
Avg. Annual Appreciation
2.84%
Original Mortgage
$271,000
Outstanding Balance
$269,339
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$13,392
Purchase Details
Listed on
Jan 25, 2019
Closed on
Apr 23, 2019
Sold by
Guzman Jose Silvestre Jaramillo
Bought by
Ruiz Carlos Santana
Seller's Agent
Sergio Cardoso
RE/MAX Suburban
Buyer's Agent
Esther Zamudio
Zamudio Realty Group
List Price
$194,900
Sold Price
$192,500
Premium/Discount to List
-$2,400
-1.23%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.94%
Original Mortgage
$187,347
Interest Rate
4.5%
Mortgage Type
FHA
Purchase Details
Listed on
Apr 22, 2013
Closed on
Jul 8, 2013
Sold by
Beneficial Financial I Inc
Bought by
Perez Arroyo Mauricio H and Perez Arroyo Yulia L
Seller's Agent
Marisa Barragan
Compass REO Incorporated
Buyer's Agent
Sergio Cardoso
RE/MAX Suburban
List Price
$59,900
Sold Price
$62,000
Premium/Discount to List
$2,100
3.51%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.70%
Purchase Details
Closed on
Feb 14, 2013
Sold by
Juarez Vincente and Juarez Vicente
Bought by
Beneficial Illinois Inc and Beneficial Mortgage Co Of Illinois
Purchase Details
Closed on
Jul 5, 2005
Sold by
Schoutz Darrell T and Schoutz Delaine S
Bought by
Juarez Vincente
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$40,300
Interest Rate
5.68%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Apr 25, 2005
Sold by
First American Bank
Bought by
Schmitz Darrell T and Schmitz Delaine S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,600
Interest Rate
5.91%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Dec 15, 2004
Sold by
Federal Home Loan Mortgage Corporation
Bought by
First American Bank and Trust #1-04-122
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$167,300
Interest Rate
5%
Mortgage Type
Construction
Purchase Details
Closed on
Oct 1, 2004
Sold by
Atkinson Guilibaldo
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Mar 27, 1998
Sold by
Union National Bk&Tr Company Of Elgin
Bought by
Atkinson Guilibaldo and Atkinson Geneva
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,750
Interest Rate
7.09%
Similar Homes in Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $276,000 | Chicago Title | |
| Warranty Deed | $192,500 | Fidelity National Title | |
| Special Warranty Deed | $62,000 | Premier Title | |
| Sheriffs Deed | -- | Premier Title | |
| Warranty Deed | $201,500 | First American Title Ins Co | |
| Joint Tenancy Deed | -- | Professional National Title | |
| Special Warranty Deed | -- | Atg | |
| Sheriffs Deed | -- | -- | |
| Trustee Deed | $105,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $271,000 | FHA | |
| Previous Owner | $17,728 | FHA | |
| Previous Owner | $187,347 | FHA | |
| Previous Owner | $219,586 | Unknown | |
| Previous Owner | $40,300 | Stand Alone Second | |
| Previous Owner | $161,200 | Fannie Mae Freddie Mac | |
| Previous Owner | $169,600 | Fannie Mae Freddie Mac | |
| Previous Owner | $167,300 | Construction | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $18,500 | Credit Line Revolving | |
| Previous Owner | $166,500 | Unknown | |
| Previous Owner | $163,900 | Unknown | |
| Previous Owner | $27,200 | Credit Line Revolving | |
| Previous Owner | $99,750 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/04/2024 09/04/24 | Sold | $276,000 | +0.4% | $199 / Sq Ft |
| 08/02/2024 08/02/24 | Pending | -- | -- | -- |
| 07/26/2024 07/26/24 | For Sale | $275,000 | +42.9% | $198 / Sq Ft |
| 04/23/2019 04/23/19 | Sold | $192,500 | -1.2% | $139 / Sq Ft |
| 02/26/2019 02/26/19 | Pending | -- | -- | -- |
| 01/25/2019 01/25/19 | For Sale | $194,900 | +214.4% | $141 / Sq Ft |
| 07/18/2013 07/18/13 | Sold | $62,000 | +3.5% | $45 / Sq Ft |
| 06/26/2013 06/26/13 | Pending | -- | -- | -- |
| 06/13/2013 06/13/13 | For Sale | $59,900 | 0.0% | $43 / Sq Ft |
| 06/05/2013 06/05/13 | Pending | -- | -- | -- |
| 05/28/2013 05/28/13 | Price Changed | $59,900 | -11.8% | $43 / Sq Ft |
| 04/22/2013 04/22/13 | For Sale | $67,900 | -- | $49 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $4,917 | $65,681 | $15,809 | $49,872 |
| 2022 | $4,673 | $59,890 | $14,415 | $45,475 |
| 2021 | $4,460 | $55,993 | $13,477 | $42,516 |
| 2020 | $4,328 | $53,454 | $12,866 | $40,588 |
| 2019 | $4,195 | $50,919 | $12,256 | $38,663 |
| 2018 | $3,666 | $46,148 | $11,546 | $34,602 |
| 2017 | $3,572 | $43,626 | $10,915 | $32,711 |
| 2016 | $3,390 | $40,473 | $10,126 | $30,347 |
| 2015 | -- | $37,097 | $9,281 | $27,816 |
| 2014 | -- | $34,203 | $9,166 | $25,037 |
| 2013 | -- | $35,105 | $9,408 | $25,697 |
Source: Public Records
Agents Affiliated with this Home
-
Mayra Gallardo
Seller's Agent in 2024
Mayra Gallardo
Realty of America, LLC
(847) 445-9114
2 in this area
164 Total Sales
-
Jesus Perez
Buyer's Agent in 2024
Jesus Perez
Realty of America, LLC
(630) 878-9064
13 in this area
433 Total Sales
-
Sergio Cardoso
Seller's Agent in 2019
Sergio Cardoso
RE/MAX Suburban
(630) 624-3525
76 Total Sales
-
Esther Zamudio
Buyer's Agent in 2019
Esther Zamudio
Zamudio Realty Group
(847) 508-7500
16 in this area
638 Total Sales
-
Marisa Barragan
Seller's Agent in 2013
Marisa Barragan
Compass REO Incorporated
(630) 202-3342
57 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12121475
APN: 06-23-252-011
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