Listed by Windermere Real Estate Whatcom, Bought with Windermere Real Estate Whatcom
NOT LISTED FOR SALE

4185 Brays Way Bellingham, WA 98226

Estimated Value: $602,015 - $700,000

2 Beds
2.5 Baths
1,930 Sq Ft
$328/Sq Ft Est. Value

Last Sold August 31, 2022

Last sale price $555,000 $288 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $3,675/month

6 Days on Market

Highlights

  • Waterfront Community
  • Deck
  • Secluded Lot
  • Squalicum High School Rated A-
  • Contemporary Architecture
  • Wooded Lot

About This Home

As of August 2022

This Emerald Lake charmer feels cozy and welcoming with amazing forested views to the west. Sitting perfectly off Brays way this very private 1,930 sq/ft 2 bed 2 bath home plus bonus room with a great woodsy setting is just 8 minutes from Haggen and enjoys nice access to the Mt Baker Highway and Lake Whatcom. This home has new paint on the inside and features some nice updates along with a vaulted addition on the north side of the home, which gives it a great lodge feel that seamlessly flows to the kitchen and gathering area. With 2 bedrooms up and a nice bonus room downstairs, there is room for everyone! Huge patio off the bonus room and another off the kitchen allows for terrific outdoor gatherings! Includes access to Private Beach!

Last Agent to Sell the Property

Jason Loeb

Windermere Real Estate Whatcom License #91977 Listed on: 07/20/2022

Windermere Real Estate Whatcom

Last Buyer's Agent

Carol Cattle

Windermere Real Estate Whatcom License #44601

Windermere Real Estate Whatcom

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 1970929

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,422

Year Built

  • Built in 1999

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 98'x51'x125'x41'x89'
  • Street terminates at a dead end
  • West Facing Home
  • Partially Fenced Property
  • Brush Vegetation
  • Secluded Lot
  • Level Lot
  • Wooded Lot
  • Property is in good condition
  • Zoning described as RR2

Parking

  • 1 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Poured Concrete
  • Composition Roof
  • Cement Board or Planked
  • Wood Composite

Interior Spaces

  • 1,930 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • 2 Fireplaces
  • Gas Fireplace
  • Dining Room
  • Territorial Views
  • Natural lighting in basement
  • Storm Windows

Kitchen

  • Walk-In Pantry
  • Oven or Range
  • Stove
  • Dishwasher

Flooring

  • Engineered Wood
  • Wall to Wall Carpet
  • Laminate
  • Slate Flooring
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Patio

Schools

  • Northern Heights Ele Elementary School
  • Shuksan Mid Middle School
  • Squalicum High School

Utilities

  • Propane
  • Water Heater
  • Septic Tank
  • Septic System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Tax Lot Lot 35
  • Assessor Parcel Number 3803104431140000

Community Details

Overview

  • No Home Owners Association
  • Emerald Lake Property Owner's Assoc Association
  • Secondary HOA Phone (360) 671-5959
  • Emerald Lake Subdivision

Recreation

  • Waterfront Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,422

Year Built

Built in 1999

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Residential
  • StyleCode: 18 - 2 Stories w/Bsmnt
  • Year Built: 1999
  • Inclusions: Dishwasher,Dryer,Refrigerator,StoveRange,Washer
  • MLS Status: Sold
  • Prev Status: Closed
  • Architectural Style: Contemporary
  • Building Name: Emerald Lake Div 04
  • Unit Levels: Two
  • New Construction: No
  • CalculatedSquareFootage: 1930
  • SeniorExemption: false
  • Special Features: None

Interior Features

  • Fireplaces: 2
  • Basement: Daylight
  • Appliances: Dishwasher, Dryer, Refrigerator, Stove/Range, Washer
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 2
  • Entry Location: Main
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Engineered Hardwood, Laminate, Slate, Carpet
  • Interior Amenities: Ceramic Tile, Wall to Wall Carpet, Laminate Hardwood, Bath Off Primary, Ceiling Fan(s), Double Pane/Storm Window, Dining Room, Skylight(s), Vaulted Ceiling(s), Walk-In Pantry, Water Heater
  • Living Area: 1930
  • BathsFullMain: 0
  • SquareFootageFinished: 1930
  • SquareFootageUnfinished: 0
  • BathsFullLower: 0
  • BathsFullUpper: 1
  • BathsHalfLower: 0
  • BathsHalfMain: 1
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 0
  • BathsThreeQuarterUpper: 1
  • BedroomsLower: 0
  • BedroomsUpper: 2
  • AppliancesIncluded: Dishwasher,Dryer,Refrigerator,Stove/Range,Washer

Exterior Features

  • Roof: Composition
  • View: Territorial
  • Lot Features: Dead End Street, Paved, Secluded
  • View: Yes
  • Waterfront: No
  • Direction Faces: West
  • Exterior Features: Cement Planked, Wood Products
  • Foundation Details: Poured Concrete
  • Property Condition: Good
  • Structure Type: House

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage
  • Total Parking Spaces: 1

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Heating Yn: Yes
  • Utilities: Cable Connected, High Speed Internet, Propane, Septic System, Electricity Available, Propane
  • HeatingCoolingType: Wall
  • PowerCompany: PSE
  • SewerCompany: Septic
  • WaterCompany: Water District 7
  • WaterHeaterLocation: Garage
  • WaterHeaterType: Electric

Condo/Co-op/Association

  • Community Features: Community Waterfront/Pvt Beach
  • Senior Community: No
  • Phone: 360-671-5959
  • Association: No
  • AssociationContactName: Emerald Lake Property Owner's Assoc

Schools

  • Junior High Dist: Bellingham
  • High School: Squalicum High
  • Middle Or Junior School: Shuksan Mid

Lot Info

  • Parcel Number: 3803104431140000
  • Topography: Level,PartialSlope,Sloped,Terraces
  • Land Lease: No
  • Lot Size Acres: 0.19
  • Lot Size: 98'x51'x125'x41'x89'
  • Lot Size Sq Ft: 8276
  • Zoning Description: RR2
  • Irrigation Water Rights: No
  • ResoLotSizeUnits: SquareFeet
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,Fenced-Partially,High Speed Internet,Patio,Propane
  • MLSLotSizeSource: Realist
  • ZoningJurisdiction: County
  • LotNumber: Lot 35

Green Features

  • Power Production Type: Electric, Propane

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Year: 2022
  • Tax Annual Amount: 3422

Multi Family

  • EnergySource: Electric,Propane

MLS Schools

  • Elementary School: Northern Heights Ele

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 4, 2024
Sold by
Mcnamara Sarah Nicole and Mcnamara Michael Ryan
Bought by
Mcnamara Family Trust and Mcnamara
Current Estimated Value
$632,254

Purchase Details

Listed on
Jul 20, 2022
Closed on
Aug 22, 2022
Sold by
Connell Caleb J and Connell Marcie C
Bought by
Mcnamara Sarah Nicole and Mcnamara Michael Ryan
Seller's Agent
Jason Loeb
Windermere Real Estate Whatcom
Buyer's Agent
Carol Cattle
Windermere Real Estate Whatcom
List Price
$549,900
Sold Price
$555,000
Premium/Discount to List
$5,100
0.93%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.07%
Original Mortgage
$444,000
Interest Rate
5.54%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 11, 2007
Sold by
Connell Marcie and Sacknoff Marcie
Bought by
Connell Caleb J and Connell Marcie C

Purchase Details

Closed on
Nov 10, 2005
Sold by
Rockwell Scott and Rockwell Sarah
Bought by
Sacknoff Marcie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,900
Interest Rate
6.75%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Feb 10, 2005
Sold by
Crook David M
Bought by
Rockwell Scott and Rockwell Sarah

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
5.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 13, 2001
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Crook David M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,350
Interest Rate
7%
Mortgage Type
VA

Purchase Details

Closed on
Mar 27, 2001
Sold by
Salas Daniel J and Salas Happy K
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Dec 14, 1999
Sold by
Weinberg Mark R
Bought by
Salas Daniel J and Salas Happy K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,950
Interest Rate
7.82%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mcnamara Family Trust $313 None Listed On Document
Mcnamara Sarah Nicole -- Chicago Title
Connell Caleb J -- None Available
Sacknoff Marcie $250,180 Chicago Title Insurance
Rockwell Scott $200,000 Chicago Title Insurance
Crook David M -- First American Title Insuran
Federal Home Loan Mortgage Corporation $126,000 First American Title Insuran
Salas Daniel J $115,179 First American Title Ins
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Mcnamara Sarah Nicole $444,000
Previous Owner Sacknoff Marcie $224,900
Previous Owner Rockwell Scott $160,000
Previous Owner Crook David M $121,350
Previous Owner Salas Daniel J $129,950
Closed Rockwell Scott $40,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/31/2022 08/31/22 Sold $555,000 +0.9% $288 / Sq Ft
07/26/2022 07/26/22 Pending -- -- --
07/20/2022 07/20/22 For Sale $549,900 -- $285 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,313 $488,349 $114,048 $374,301
2023 $4,313 $509,828 $119,064 $390,764
2022 $3,422 $414,494 $96,800 $317,694
2021 $3,422 $342,557 $80,000 $262,557
2020 $3,339 $322,116 $70,097 $252,019
2019 $2,974 $300,914 $65,543 $235,371
2018 $3,083 $269,895 $58,793 $211,102
2017 $2,687 $238,805 $52,020 $186,785
2016 $2,484 $216,976 $47,340 $169,636
2015 $2,565 $206,789 $45,000 $161,789
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 1970929

Northwest Multiple Listing Service (NWMLS)

APN: 380310-443114-0000