$350,000

The Palms of Destin 4203 Indian Bayou Trail Unit 1309 Destin, FL 32541

Estimated payment $3,343/month

Total Views 237
2 Beds
2 Baths
970 Sq Ft
$361 Price per Sq Ft

Highlights

  • Heated In Ground Pool
  • Gulf View
  • Main Floor Primary Bedroom
  • Destin Elementary School Rated A-
  • Gated Community
  • Gazebo

About This Home

Enjoy the serene oasis of coastal living! This beautiful 2-bedroom, 2-bathroom condo is located on the 3rd floor of the East Tower. It contains an open living space, with a balcony overlooking the expansive pool area for you and your family to enjoy. The Palms also has an onsite coffee bar, restaurant, state of the art fitness center, tennis and pickle ball, as well as a basketball court! ALL UTILITIES ARE INCLUDED in the HOA fees! Don't miss out on this outstanding opportunity to own a slice of paradise!

Listing Agent

Kelly Sipes

Bastion Realty LLC License #3445352 Listed on: 11/07/2025

Co-Listing Agent

Stevie Sipes

Bastion Realty LLC License #3465156

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,622

Year Built

  • Built in 2007

Lot Details

  • Sprinkler System

HOA Fees

  • $1,199 Monthly HOA Fees

Parking

  • Detached Garage

Home Design

  • Concrete Siding

Interior Spaces

  • 970 Sq Ft Home
  • Ceiling Fan
  • Living Room

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Spa

Outdoor Features

  • Gazebo
  • Built-In Barbecue

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-2311-0000-1309

Community Details

Overview

  • Association fees include accounting, electricity, ground keeping, internet service, management, master, security, sewer, telephone, water, cable TV, trash
  • The Palms Of Destin Subdivision
  • 12-Story Property

Amenities

  • Community Barbecue Grill
  • Community Pavilion
  • Elevator

Recreation

  • Community Playground
  • Community Whirlpool Spa

Pet Policy

  • Pets Allowed

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,622

Year Built

Built in 2007

Lot Details

0

HOA Fees

$1,199 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Co List Office Mls Id: EBST
  • Co List Office Phone: 850-420-1959
  • Subdivision Name: THE PALMS OF DESTIN
  • Directions: Going West on Hwy 98, the Palms of Destin is located on the right, just past Walmart at the corner of 98 and Indian Bayou Trail.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 2007
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Breakfast Bar, Owner's Closet
  • Stories: 12
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes

Exterior Features

  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • View: Gulf
  • Construction Type: Concrete
  • Exterior Features: Balcony, BBQ Pit/Grill, Hot Tub, Pavillion/Gazebo, Sprinkler System
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Concrete: Yes
  • Exterior:Balcony: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:PavillionGazebo: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Garage, Covered, Detached
  • General Property Info:Garage2: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Detached: Yes
  • Parking Features:Covered: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, BBQ Pit/Grill, Elevators, Exercise Room, Gated Community, Pavillion/Gazebo, Pets Allowed, Playground, Pool, TV Cable, Whirlpool
  • Association #2 Fee: 3598.18
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Electricity, Ground Keeping, Internet Service, Management, Master Association, Security, Sewer, Telephone, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-2311-0000-1309

Tax Info

  • Tax Annual Amount: 3621.6
  • Tax Year: 2024

Map

About The Palms of Destin

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,416 $310,000 -- $310,000
2023 $3,416 $299,200 $0 $299,200
2022 $3,009 $249,700 $0 $249,700
2021 $1,886 $151,870 $0 $151,870
2020 $1,683 $134,500 $0 $134,500
2019 $1,569 $123,700 $0 $123,700
2018 $1,464 $114,000 $0 $0
2017 $1,438 $110,000 $0 $0
2016 $1,377 $106,000 $0 $0
2015 $1,470 $111,000 $0 $0
2014 $1,489 $111,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/07/2025 11/07/25 For Sale $350,000 +154.5% $361 / Sq Ft
07/18/2021 07/18/21 Off Market $137,500 -- --
07/08/2021 07/08/21 Sold $350,000 0.0% $361 / Sq Ft View Prior Sale
06/01/2021 06/01/21 Pending -- -- --
05/06/2021 05/06/21 For Sale $350,000 +154.5% $361 / Sq Ft
12/08/2017 12/08/17 Sold $137,500 0.0% $142 / Sq Ft View Prior Sale
11/29/2017 11/29/17 Pending -- -- --
11/25/2017 11/25/17 For Sale $137,500 -- $142 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $100 --
Deed $100 None Listed On Document
Warranty Deed $350,000 South Oak Ttl Ft Walton Beac
Warranty Deed $350,000 New Title Company Name
Warranty Deed $172,500 Aqua Title Services
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $262,500 New Conventional
Previous Owner $120,750 Commercial
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 989186

Emerald Coast Association of REALTORS®

APN: 00-2S-22-2311-0000-1309

Florida Okaloosa County Destin 32541

4203 Indian Bayou Trail Unit 1309, Destin, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Emerald Coast Association of REALTORS® IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes
Kelly Sipes
Listing Agent
Kelly Sipes
Section Image
Bastion Realty LLC
(448) 233-6581