$435,000
SOLD JUL 25, 2025

4206 Oakland Terrace N Chattanooga, TN 37415

3 Beds
2.5 Baths
1,700 Sq Ft
0.28 Acres

Recently Sold

$256 Per Sq Ft

3% Below List Price

14 Days on Market

Highlights

  • No HOA
  • Cooling Available
  • No Heating
  • 2 Car Attached Garage
  • Ceiling Fan

About This Home

As of July 2025

Chic 3-Bedroom Home in Sought-After Red Bank - Minutes from Downtown Chattanooga

This stunning 3-bedroom, 2.5-bath home is located in the highly desirable Red Bank area, just minutes from vibrant Downtown Chattanooga. Thoughtfully designed with a blend of modern elegance and classic charm, the home features custom oak cabinetry, sleek quartz countertops, premium Forno appliances, and sophisticated brass lighting throughout.

The open-concept living space is perfect for both everyday living and entertaining. Retreat to the spacious primary suite, where you'll find a large walk-in closet, a luxurious soaking tub, and a beautifully tiled shower.

Enjoy peaceful mornings or relaxed evenings on the covered back deck overlooking your private backyard oasis—ideal for entertaining, gardening, or simply unwinding.

With stylish finishes, functional design, and an unbeatable location, this home offers the best of comfort and convenience in one of Chattanooga's most sought-after neighborhoods.

Last Buyer's Agent

Jake Kellerhals

Greater Downtown Realty dba Keller Williams Realty License #350028,325426

Greater Downtown Realty dba Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $313

Year Built

  • Built in 2025

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 80 x 150

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 1,700 Sq Ft Home
  • Property has 3 Levels
  • Ceiling Fan

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • Red Bank Elementary School
  • Red Bank Middle School
  • Red Bank High School

Utilities

  • Cooling Available
  • No Heating

Community Details

  • No Home Owners Association
  • Whispering Pines Subdivision

Listing and Financial Details

  • Assessor Parcel Number 109I D 010.01

Home Details

Home Type

Single Family

Est. Annual Taxes

$313

Year Built

Built in 2025

Lot Details

0

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2025
  • Unit Levels: Three Or More
  • Year Built Details: New
  • Attribution Contact: 4238024739
  • Special Features: NewHome

Interior Features

  • Interior Amenities: Ceiling Fan(s)
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Building Area Units: Square Feet
  • Living Area: 1700
  • Living Area Units: Square Feet

Exterior Features

  • Construction Type: Fiber Cement, Other, Brick
  • Pool Private: No
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Garage Faces Front, Detached, Concrete, Driveway
  • Total Parking Spaces: 2

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating Yn: No
  • Utilities: Electricity Available, Water Available

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Lot Info

  • Lot Size Acres: 0.28
  • Lot Size: 80 x 150
  • Lot Size Units: Acres
  • Parcel #: 109I D 010.01
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 313

MLS Schools

  • Elementary School: Red Bank Elementary School
  • High School: Red Bank High School
  • Middle Or Junior School: Red Bank Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 12, 2025
Closed on
Jul 25, 2025
Sold by
Riko Homes Llc
Bought by
Debruyn Dewald C and De Bruyn Constance
Buyer's Agent
Jake Kellerhals
Greater Downtown Realty dba Keller Williams Realty
List Price
$450,000
Sold Price
$435,000
Premium/Discount to List
-$15,000
-3.33%
Views
32

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
66.03%
Original Mortgage
$345,000
Outstanding Balance
$344,708
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$122,292

Purchase Details

Closed on
Apr 23, 2025
Sold by
Rollins Debbie and Barnette Steven
Bought by
Rollins Debbie and Barnette Steven

Purchase Details

Closed on
Jun 3, 2024
Sold by
Rollins Debbie and Barnette Steven
Bought by
Riko Homes Llc
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $435,000 Foothills Title
Quit Claim Deed -- None Listed On Document
Warranty Deed $44,000 Realty Center Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $345,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $435,000 -3.3% $256 / Sq Ft
06/26/2025 06/26/25 Pending -- -- --
06/12/2025 06/12/25 For Sale $450,000 -- $265 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $179 $8,000 $0 $0
2023 $313 $8,000 $0 $0
2022 $267 $8,000 $0 $0
2021 $267 $8,000 $0 $0
2020 $83 $2,000 $0 $0
2019 $83 $2,000 $0 $0
2018 $83 $2,000 $0 $0
2017 $79 $2,000 $0 $0
2016 $82 $0 $0 $0
2015 $82 $2,000 $0 $0
2014 $82 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2994674

Realtracs

APN: 109I-D-010.01