NOT LISTED FOR SALE

4238 Otterlake Cove Niceville, FL 32578

Bluewater Bay Neighborhood

Estimated Value: $577,705 - $675,000

3 Beds
2.5 Baths
2,524 Sq Ft
$256/Sq Ft Est. Value

Last Sold May 11, 2021

Last sale price $550,000 $218 Per Sq Ft

Est. 17% increase in value since last sale

Current estimated payment $3,903/month

Highlights

  • Marina
  • Gated Community
  • Community Pool
  • Bluewater Elementary School Rated A-
  • Traditional Architecture
  • Beamed Ceilings

About This Home

As of May 2021

Gorgeous home on a quiet street of Bluewater Bay! Tucked away in the gated community of Magnolia Plantation, this home is available for the FIRST time. The original owners have taken great care of this property and it shows! The updated flooring, well appointed and updated kitchen and stunning master bath are the most impressive features! You'll also find tall ceilings, a split bedroom floor plan, elegant master bedroom, a separate office off the foyer, 2 dining spaces, a GIANT fully fenced backyard and room for a pool! Roof 2021, WH 2018

Last Agent to Sell the Property

Emily Probst

EXP Realty LLC License #3363992 Listed on: 04/29/2021

EXP Realty LLC

Last Buyer's Agent

Emily Probst

EXP Realty LLC License #3363992 Listed on: 04/29/2021

EXP Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,555

Year Built

  • Built in 1997

Lot Details

  • 0.33 Acre Lot
  • Lot Dimensions are 88x144
  • Cul-De-Sac
  • Back Yard Fenced
  • Interior Lot
  • Level Lot
  • Sprinkler System
  • Lawn Pump

HOA Fees

  • $85 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Frame Construction
  • Dimensional Roof
  • Ridge Vents on the Roof
  • Composition Shingle Roof

Interior Spaces

  • 2,524 Sq Ft Home
  • 1-Story Property
  • Beamed Ceilings
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • Fireplace
  • Double Pane Windows
  • Family Room
  • Dining Room
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector
  • Exterior Washer Dryer Hookup

Kitchen

  • Self-Cleaning Oven
  • Cooktop with Range Hood
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Schools

  • Bluewater Elementary School
  • Ruckel Middle School
  • Niceville High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 15-1S-22-2100-0000-0320

Community Details

Overview

  • Magnolia Plantation At Bluewater Bay Subdivision

Recreation

  • Marina
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,555

Year Built

Built in 1997

Lot Details

0

HOA Fees

$85 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.33
  • Lot Size: 88x144
  • Subdivision Name: MAGNOLIA PLANTATION AT BLUEWATER BAY
  • Directions: EAST ON HWY 20,RIGHT INTO MAGNOLIA PLANTATION,RIGHT ON TURTLE CROSSING,LEFT ON OTTERLAKE COVE.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1997
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Family Room: Yes
  • Energy:Ridge Vent: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Range Hood, Smoke Detector
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Ceiling Beamed, Ceiling Tray/Cofferd, Fireplace, Floor Tile, Floor Vinyl, Floor WW Carpet, Kitchen Island, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Window Treatmnt Some
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Interior:Floor Vinyl: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace: Yes
  • Interior:Ceiling Beamed: Yes

Exterior Features

  • Lot Features: Cul-De-Sac, Interior, Level
  • Construction Type: Brick, Frame, Roof Dimensional Shg, Slab
  • Exterior Features: Fenced Back Yard, Lawn Pump, Sprinkler System
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • Lot Features:Interior: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Cul-De-Sac: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Frame: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • ConstructionSiding:Brick: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water

Condo/Co-op/Association

  • Community Features: Gated Community, Marina, Pool
  • Association #2 Fee: 255.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Schools

  • Elementary School: Bluewater
  • High School: Niceville
  • Middle Or Junior School: Ruckel

Lot Info

  • Lot Size Sq Ft: 14374.8
  • Parcel #: 15-1S-22-2100-0000-0320
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2554.98
  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 29, 2021
Closed on
May 6, 2021
Sold by
Macdonald James E and Macdonald Susan H
Bought by
Mccal Kevin J and Mccal Virginia M
Seller's Agent
Emily Probst
EXP Realty LLC
Buyer's Agent
Emily Probst
EXP Realty LLC
List Price
$550,000
Sold Price
$550,000
Current Estimated Value
$646,176

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$96,176
Avg. Annual Appreciation
3.67%
Original Mortgage
$567,987
Outstanding Balance
$514,738
Interest Rate
3.1%
Mortgage Type
VA
Estimated Equity
$131,438
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mccal Kevin J $550,000 Mti Title Insurance Agcy Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mccal Kevin J $567,987
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/30/2022 10/30/22 Off Market $550,000 -- --
05/11/2021 05/11/21 Sold $550,000 0.0% $218 / Sq Ft
04/29/2021 04/29/21 Pending -- -- --
04/29/2021 04/29/21 For Sale $550,000 -- $218 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,946 $459,147 $100,118 $359,029
2023 $4,946 $446,857 $0 $0
2022 $4,678 $421,138 $94,406 $326,732
2021 $2,565 $238,643 $0 $0
2020 $2,555 $235,348 $0 $0
2019 $2,520 $230,057 $0 $0
2018 $2,494 $225,767 $0 $0
2017 $2,476 $221,123 $0 $0
2016 $2,408 $216,575 $0 $0
2015 $2,456 $215,070 $0 $0
2014 $2,464 $213,363 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • E

    Seller's Agent in 2021

    Emily Probst

    EXP Realty LLC

    (850) 830-4414

    105 in this area

    222 Total Sales

    Emily Probst
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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 870486

Emerald Coast Association of REALTORS®

APN: 15-1S-22-2100-0000-0320

Florida Okaloosa County Niceville 32578 Bluewater Bay

4238 Otterlake Cove, Niceville, FL

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