NOT LISTED FOR SALE

425 Rugged Rock Rd Loveland, CO 80537

Estimated Value: $1,264,000 - $1,491,000

4 Beds
5 Baths
4,140 Sq Ft
$332/Sq Ft Est. Value

Last Sold January 17, 2020

Last sale price $845,000 $204 Per Sq Ft

Est. 62% increase in value since last sale

Current estimated payment $7,825/month

29 Days on Market

Highlights

  • Water Views
  • Parking available for a boat
  • Spa
  • Big Thompson Elementary School Rated A-
  • Barn or Stable
  • 35 Acre Lot

About This Home

As of January 2020

The views will take your breath away! This 4,140 sq.ft 2 story offers an inviting porch, huge family room with fireplace. Large deck overlooks the city and valley below. Kitchen w oak cabinets,granite and island. Huge master suite has stunning views, corner fireplace,jetted tub, and walk in closet. 35 acres incl a 1728 sf shop and 3 stall barn w year round water,tack rm, corral, and hay storage. Addt detached garage-workshop w loft. 440 amp propane generator ensures continual electric power.

Last Agent to Sell the Property

Cristine Tourte

JRNY Real Estate Listed on: 10/18/2019

Last Buyer's Agent

Roger Kelley

Better Homes and Gardens Real Estate - Neuhaus

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,546

Year Built

  • Built in 1993

Lot Details

  • 35 Acre Lot
  • Unincorporated Location
  • Southwest Facing Home
  • Kennel or Dog Run
  • Partially Fenced Property
  • Vinyl Fence
  • Electric Fence
  • Wire Fence
  • Rock Outcropping
  • Lot Has A Rolling Slope
  • Sprinkler System
  • Meadow

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Parking available for a boat

Property Views

  • Water
  • Panoramic
  • City

Home Design

  • Contemporary Architecture
  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof
  • Composition Shingle

Interior Spaces

  • 4,140 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Multiple Fireplaces
  • Includes Fireplace Accessories
  • Gas Log Fireplace
  • Fireplace Features Masonry
  • Electric Fireplace
  • Double Pane Windows
  • Window Treatments
  • Wood Frame Window
  • French Doors
  • Panel Doors
  • Family Room
  • Dining Room
  • Home Office
  • Recreation Room with Fireplace
  • Finished Basement
  • Fireplace in Basement
  • Storm Doors

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Painted or Stained Flooring
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Fireplace in Primary Bedroom
  • Walk-In Closet
  • Spa Bath

Laundry

  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Spa
  • Deck
  • Separate Outdoor Workshop
  • Outdoor Storage

Schools

  • Big Thompson Elementary School
  • Clark Middle School
  • Thompson Valley High School

Farming

  • Loafing Shed
  • Pasture

Horse Facilities and Amenities

  • Horses Allowed On Property
  • Corral
  • Tack Room
  • Hay Storage
  • Barn or Stable

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Wood
  • Pellet Stove burns compressed wood to generate heat
  • Propane
  • Water Softener is Owned
  • Septic System
  • High Speed Internet
  • Satellite Dish

Additional Features

  • Garage doors are at least 85 inches wide
  • Green Energy Fireplace or Wood Stove

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number R1364642

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,546

Year Built

Built in 1993

Lot Details

0

Parking

3

Listing Details

  • Year Built: 1993
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: Yes
  • Lot Size Acres: 35
  • Road Surface Type: Gravel
  • Subdivision Name: None
  • Directions: Coming from Highway 34 and County Rd 29, turn south on CR29 to County Rd 18E and turn right(west). Take CR18E appr 1 mile to Rugged Rock Rd and turn right. Property is appr. 1.5 miles up Rugged Rock Rd.
  • Architectural Style: Contemporary/Modern
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 4140
  • Special Features: None
  • Stories: 2

Interior Features

  • Possible Use: Single Family, Farm
  • Spa Features: Bath
  • Private Spa: Yes
  • Appliances: Electric Range/Oven, Gas Range/Oven, Dishwasher, Refrigerator, Washer, Dryer, Microwave, Water Softener Owned, Disposal
  • Has Basement: 75%+Finished Basement
  • Full Bathrooms: 3
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Door Features: 6-Panel Doors, French Doors, Storm Door(s)
  • Fireplace Features: 2+ Fireplaces, Gas, Gas Logs Included, Electric, Family/Recreation Room Fireplace, Primary Bedroom, Basement, Pellet Stove, Masonry, Fireplace Tools Included
  • Fireplace: Yes
  • Flooring: Wood Floors
  • Interior Amenities: Study Area, Satellite Avail, High Speed Internet, Eat-in Kitchen, Separate Dining Room, Cathedral/Vaulted Ceilings, Open Floorplan, Pantry, Stain/Natural Trim, Walk-In Closet(s), Kitchen Island, 9ft+ Ceilings
  • Window Features: Window Coverings, Wood Frames, Double Pane Windows
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Carpet
  • IRESDS_HasFamilyRoom: Yes
  • Room Bedroom4 Level: Basement
  • Living Room Living Room Level: Main
  • Room Bedroom4 Features: Carpet
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom3 Level: Upper
  • Room Bedroom2 Level: Upper
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Family Room Level: Main
  • Room Kitchen Features: Wood Floor
  • Family Room Features: Wood Floor
  • Living Room Features: Carpet
  • Dining Room Dining Room Level: Main
  • Master Bathroom Features: 5 Piece Primary Bath
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Partial, Fenced, Other, Electric, Wire, Metal Post Fence, Vinyl
  • Lot Features: Lawn Sprinkler System, Rolling Slope, Rock Outcropping, Meadow, Unincorporated
  • View: Foothills View, Plains View, City, Water, Panoramic
  • Waterfront: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer, Composition Siding, Painted/Stained
  • Direction Faces: Southwest
  • Exterior Features: Hot Tub Included
  • Other Structures: Kennel/Dog Run, Workshop, Storage
  • Patio And Porch Features: Deck
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Parking Features: Garage Door Opener, RV/Boat Parking, >8' Garage Door, Oversized
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Electric, PVREA
  • Heating: Forced Air, Wood Stove, Wood/Coal
  • Utilities: Electricity Available, Propane
  • Laundry Features: Sink, Washer/Dryer Hookups, Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic
  • Water Source: Well

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Big Thompson
  • HighSchool: Thompson Valley
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Clark (Walt)

Lot Info

  • Zoning: O
  • Current Use: Zoning Appropriate for 4+ Horses
  • Horse Amenities: Barn with 3+ Stalls, Corral(s), Pasture, Tack Room, Loafing Shed, Hay Storage
  • Lot Size Sq Ft: 1524600
  • Parcel #: R1364642
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2018
  • Tax Annual Amount: 3545.86

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 18, 2019
Closed on
Jan 17, 2020
Sold by
Miller Nathan Russell and Miller Jennifer N
Bought by
Dorfler Amy E
Seller's Agent
Cristine Tourte
JRNY Real Estate
Buyer's Agent
Roger Kelley
Better Homes and Gardens Real Estate - Neuhaus
List Price
$849,000
Sold Price
$845,000
Premium/Discount to List
-$4,000
-0.47%
Current Estimated Value
$1,372,797

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$527,797
Avg. Annual Appreciation
8.76%
Original Mortgage
$507,000
Outstanding Balance
$452,830
Interest Rate
3.73%
Mortgage Type
New Conventional
Estimated Equity
$919,967

Purchase Details

Listed on
Sep 20, 2017
Closed on
Jan 12, 2018
Sold by
Mott Jeffrey Alan and Mott Michelle Gene
Bought by
Miller Nathan Russell and Miller Jennifer N
Seller's Agent
Jace Thorpe
Better Homes and Gardens Real Estate - Neuhaus
Buyer's Agent
Kathy Scribner
RE/MAX Alliance-Loveland
List Price
$785,000
Sold Price
$775,000
Premium/Discount to List
-$10,000
-1.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.40%
Original Mortgage
$687,275
Interest Rate
3.9%
Mortgage Type
VA

Purchase Details

Closed on
Jul 7, 2016
Sold by
Mott Jeffrey Alan and Michelle Gene Mott D
Bought by
Lying Michelle Gene and Mott Jeffrey Alan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
3.66%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 1, 2016
Sold by
Mott Michelle Gene and Mott Jeffrey Alan
Bought by
Mott Jeffrey Alan and Michelle Gene Mott D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
3.66%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 10, 2015
Closed on
Oct 2, 2015
Sold by
Waldron Nancy S
Bought by
Mott Jeffrey Alan and Michelle Gene Mott D
Seller's Agent
Alice James
RE/MAX Traditions, Inc
Buyer's Agent
Allison Kitchen
RE/MAX Alliance-Loveland
List Price
$675,000
Sold Price
$640,000
Premium/Discount to List
-$35,000
-5.19%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.87%
Original Mortgage
$305,402
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Listed on
May 10, 2013
Closed on
Dec 30, 2013
Sold by
Merkle Timothy A and Merkle Karin R
Bought by
Waldron Charles R and Waldron Nancy S
Seller's Agent
Jack Tregenza
Resident Realty
Buyer's Agent
Alice James
RE/MAX Traditions, Inc
List Price
$675,000
Sold Price
$575,000
Premium/Discount to List
-$100,000
-14.81%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.27%
Original Mortgage
$417,000
Interest Rate
4.26%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 1, 1993
Sold by
Yelek Ted
Bought by
Parker John R
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dorfler Amy E $845,000 First American Title
Miller Nathan Russell $775,000 First American Title
Lying Michelle Gene -- First American
Mott Jeffrey Alan -- First American
Mott Jeffrey Alan $640,000 Fidelity National Title
Waldron Charles R $575,000 Tggt
Parker John R $41,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dorfler Amy E $507,000
Previous Owner Miller Nathan Russell $687,275
Previous Owner Lying Michelle Gene $300,000
Previous Owner Mott Jeffrey Alan $305,402
Previous Owner Waldron Charles R $417,000
Previous Owner Merkle Timothy A $104,250
Previous Owner Merkle Timothy A $69,500
Previous Owner Parker John R $545,000
Previous Owner Parker John R $100,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/10/2022 01/10/22 Off Market $845,000 -- --
01/17/2020 01/17/20 Sold $845,000 -0.5% $204 / Sq Ft
10/18/2019 10/18/19 For Sale $849,000 +9.5% $205 / Sq Ft
04/12/2019 04/12/19 Off Market $775,000 -- --
01/28/2019 01/28/19 Off Market $575,000 -- --
01/28/2019 01/28/19 Off Market $640,000 -- --
01/12/2018 01/12/18 Sold $775,000 -1.3% $187 / Sq Ft View Prior Sale
12/13/2017 12/13/17 Pending -- -- --
09/20/2017 09/20/17 For Sale $785,000 +22.7% $190 / Sq Ft
10/05/2015 10/05/15 Sold $640,000 -5.2% $155 / Sq Ft View Prior Sale
06/22/2015 06/22/15 Pending -- -- --
04/10/2015 04/10/15 For Sale $675,000 +17.4% $163 / Sq Ft
12/30/2013 12/30/13 Sold $575,000 -14.8% $139 / Sq Ft View Prior Sale
11/30/2013 11/30/13 Pending -- -- --
05/10/2013 05/10/13 For Sale $675,000 -- $163 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,252 $92,741 $4,998 $87,743
2024 $6,999 $92,741 $4,998 $87,743
2022 $5,317 $67,436 $5,185 $62,251
2021 $5,456 $69,377 $5,334 $64,043
2020 $4,497 $57,179 $5,334 $51,845
2019 $4,421 $57,179 $5,334 $51,845
2018 $3,546 $43,517 $5,371 $38,146
2017 $3,051 $43,517 $5,371 $38,146
2016 $3,242 $44,695 $5,938 $38,757
2015 $3,213 $44,700 $5,940 $38,760
2014 $11 $150 $150 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 897139

IRES MLS

APN: 05230-00-075