NOT LISTED FOR SALE

430 Charles Street Ave Towson, MD 21204

Estimated Value: $662,000 - $794,813

4 Beds
2.5 Baths
2,480 Sq Ft
$285/Sq Ft Est. Value

Last Sold November 14, 2024

Last sale price $649,900 $262 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $4,338/month

45 Days on Market

Highlights

  • 1.02 Acre Lot
  • Colonial Architecture
  • Traditional Floor Plan
  • West Towson Elementary School Rated A-
  • Recreation Room
  • Wood Flooring

About This Home

As of November 2024

Beautiful stone-front colonial in the desirable West Towson neighborhood. Enter the main level to find brand new hardwood floors throughout and a newly renovated half bath. The spacious Living Room and separate Dining Room are perfect for family gatherings. The eat-in kitchen features quartz countertops, stainless appliances, an island and French doors leading to the Fiberon composite deck with lighting that runs the length of the house and overlooks the creek below (Nov. 2022). The generously sized Family Room with wood-burning fireplace, recessed lighting and built-in bookshelves leads to the wet bar with wine fridge. Continue to the laundry area which is separated from the wet bar by a convenient pocket door. Upstairs you will find four bedrooms and the renovated Primary and Hall baths. The fully finished lower level provides a large recreation space with a second wood-burning fireplace, ample storage, and doors leading to the stone patio. Enter from the two-car garage to the mudroom with built-in cubbies and the utility room housing the water heater(2020) and Carrier Infinity Heat Pump (Feb.2023). The roof and siding were also replaced in 2023. The extensive landscaping around the 1 acre lot was designed by world-renowned architect Wolfgang Oehme. See the flyer for a complete list of features and updates.

Last Agent to Sell the Property

Alison Dax

(410) 241-6723 adaxrealtor@gmail.com Cummings & Co. Realtors License #607164 Listed on: 08/26/2024

Cummings & Co. Realtors

Last Buyer's Agent

Lindsey Funk

(925) 915-0579 lindsey@balzre.com AB & Co Realtors, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,476

Year Built

  • Built in 1986

Lot Details

  • 1.02 Acre Lot
  • Stone Retaining Walls
  • Extensive Hardscape
  • Property is zoned DR 3.5

Parking

  • 2 Car Direct Access Garage
  • Basement Garage
  • Oversized Parking
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Permanent Foundation
  • Architectural Shingle Roof
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Wet Bar
  • Built-In Features
  • Crown Molding
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Mud Room
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Utility Room

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Range Hood
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Garage Access
  • Water Proofing System
  • Sump Pump
  • Basement Windows

Outdoor Features

  • Exterior Lighting

Schools

  • West Towson Elementary School
  • Dumbarton Middle School
  • Towson High Law & Public Policy

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • West Towson Subdivision

Listing and Financial Details

  • Assessor Parcel Number 04090901920071

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,476

Year Built

Built in 1986

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1986
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Extra Refrigerator/Freezer, Oven/Range - Electric, Range Hood, Refrigerator, Washer, Water Heater
  • Interior Amenities: Built-Ins, Carpet, Ceiling Fan(s), Crown Moldings, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Island, Pantry, Recessed Lighting, Wet/Dry Bar, Wood Floors
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Foyer, Laundry, Mud Room, Recreation Room, Utility Room, Bathroom 2, Primary Bathroom
  • Basement: Yes
  • Basement Type: Connecting Stairway, Fully Finished, Garage Access, Heated, Interior Access, Outside Entrance, Sump Pump, Walkout Level, Water Proofing System, Windows
  • Total Sq Ft: 3320
  • Living Area Sq Ft: 2480
  • Price Per Sq Ft: 312.45
  • Above Grade Finished Sq Ft: 2080
  • Below Grade Finished Sq Ft: 400
  • Below Grade Sq Ft: 840
  • Total Below Grade Sq Ft: 1240
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stone, Vinyl Siding
  • Exterior Features: Extensive Hardscape, Exterior Lighting, Stone Retaining Walls
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Basement Garage, Garage - Side Entry, Garage Door Opener, Inside Access, Oversized
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: WEST TOWSON
  • High School: TOWSON HIGH LAW & PUBLIC POLICY
  • Middle Or Junior School: DUMBARTON

Lot Info

  • Lot Size Acres: 1.02
  • Lot Dimensions: 4.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 44431.00
  • Zoning: DR 3.5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6476.00
  • Assessor Parcel Number: 04090901920071
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 26, 2024
Closed on
Nov 14, 2024
Sold by
Vandenberg Jennifer M
Bought by
Dillon Christopher M and Dillon Shannon H
Seller's Agent
Alison Dax
Cummings & Co. Realtors
Buyer's Agent
Lindsey Funk
AB & Co Realtors, Inc.
List Price
$725,000
Sold Price
$649,900
Premium/Discount to List
-$75,100
-10.36%
Views
198
Current Estimated Value
$705,953

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$56,053
Avg. Annual Appreciation
8.12%
Original Mortgage
$487,425
Outstanding Balance
$482,753
Interest Rate
6.32%
Mortgage Type
New Conventional
Estimated Equity
$223,200

Purchase Details

Listed on
Nov 2, 2020
Closed on
Dec 18, 2020
Sold by
Graney Brian E and Graney Kristen K
Bought by
Vandenberg Jan V and Vandenberg Jennifer M
Seller's Agent
Michelle Pappas
Berkshire Hathaway HomeServices Homesale Realty
Buyer's Agent
Alison Dax
Cummings & Co. Realtors
List Price
$575,000
Sold Price
$580,000
Premium/Discount to List
$5,000
0.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.95%
Original Mortgage
$510,400
Interest Rate
2.6%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 11, 2002
Sold by
Imre David
Bought by
Graney Brian E and Graney Kristen K

Purchase Details

Closed on
Mar 19, 1992
Sold by
Travelers Mortga Ge Services Inc
Bought by
Imre David
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dillon Christopher M $649,900 Lawyers Express Title
Vandenberg Jan V $580,000 American Land Title Corp
Graney Brian E $310,000 --
Imre David $175,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Dillon Christopher M $487,425
Previous Owner Vandenberg Jan V $510,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/14/2024 11/14/24 Sold $649,900 0.0% $262 / Sq Ft
10/10/2024 10/10/24 Pending -- -- --
09/27/2024 09/27/24 Price Changed $649,900 -4.4% $262 / Sq Ft
09/19/2024 09/19/24 Price Changed $679,900 -1.4% $274 / Sq Ft
09/08/2024 09/08/24 Price Changed $689,900 -4.8% $278 / Sq Ft
08/26/2024 08/26/24 For Sale $725,000 +25.0% $292 / Sq Ft
12/18/2020 12/18/20 Sold $580,000 +0.9% $234 / Sq Ft View Prior Sale
11/08/2020 11/08/20 Pending -- -- --
11/02/2020 11/02/20 For Sale $575,000 -- $232 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,635 $562,100 $161,300 $400,800
2024 $7,635 $548,200 $0 $0
2023 $3,727 $534,300 $0 $0
2022 $7,109 $520,400 $161,300 $359,100
2021 $6,340 $504,267 $0 $0
2020 $5,916 $488,133 $0 $0
2019 $5,721 $472,000 $161,300 $310,700
2018 $6,109 $459,567 $0 $0
2017 $5,703 $447,133 $0 $0
2016 $4,691 $434,700 $0 $0
2015 $4,691 $430,700 $0 $0
2014 $4,691 $426,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDBC2105540

Bright MLS

APN: 09-0901920071