$950,000

431 La Valencia Cir Panama City Beach, FL 32413

Estimated payment $6,408/month

Total Views 395
4 Beds
4 Baths
2,606 Sq Ft
$365 Price per Sq Ft

Highlights

  • Beach
  • Deeded access to the beach
  • Gated Community
  • J.R. Arnold High School Rated A-
  • Gulf View
  • Wood Flooring

About This Home

INSTANT EQUITY - PRICED BELOW APPRAISAL!! This coastal oasis resides in the exclusive community of La Valencia, on the west end of Panama City Beach, and is nestled directly across the street from your private gated beach access and Gulf-front pool. The gated community is situated west of Laguna Beach and Sunnyside, just 4 miles from the shops of 30Avenue and Rosemary Beach eateries, and just 5 miles to Pier Park entertainment with fishing pier and dog beach! Offering 3-stories, 4 porches (totaling over 700 sqft!!) and multiple water views, it's a beach house to love. First floor of this home is perfectly laid out with 2 guest bedrooms and bunk room, with 2 private baths and new TV's for entertainment. The second floor is equipped with a newly updated kitchen and gathering space, and also accommodates the primary ensuite bedroom with private porch, to maximize your time with a view of the Gulf. The top floor loft is a comfy haven with a pull-out for additional entertaining space or sleeping quarters.

Listing Agent

Michelle Perry

Scenic Sotheby's International Realty License #3307253 Listed on: 07/11/2025

Scenic Sotheby's International Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $10,961

Year Built

  • Built in 2004

Lot Details

  • 3,920 Sq Ft Lot
  • Lot Dimensions are 50x80

HOA Fees

  • $233 Monthly HOA Fees

Home Design

  • Spanish Architecture
  • Property Attached
  • Slab Foundation
  • Slate Roof
  • Stucco

Interior Spaces

  • 2,606 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Crown Molding
  • Recessed Lighting
  • Living Room
  • Dining Room
  • Loft
  • Gulf Views
  • Storm Windows

Kitchen

  • Breakfast Bar
  • <<microwave>>
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deeded access to the beach
  • Balcony
  • Covered patio or porch

Schools

  • West Bay Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Tankless Water Heater
  • Community Sewer or Septic

Listing and Financial Details

  • Assessor Parcel Number 35370-809-000

Community Details

Overview

  • Association fees include accounting, ground keeping, insurance, legal, management, recreational faclty
  • La Valencia Beach Resort Subdivision
  • The community has rules related to covenants

Recreation

  • Beach
  • Tennis Courts
  • Community Pool

Pet Policy

  • Pets Allowed

Additional Features

  • Recreation Room
  • Gated Community

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$10,961

Year Built

Built in 2004

Lot Details

0

HOA Fees

$233 per month

Listing Details

  • Property Sub Type: Attached Single Unit
  • Prop. Type: Residential
  • Lot Size Acres: 0.09
  • Lot Size: 50x80
  • Road Frontage Type: City Street
  • Subdivision Name: LA VALENCIA BEACH RESORT
  • Directions: As you enter La Valencia, the home will be on your right, just inside the neighborhood gates. First house on the right.
  • Architectural Style: Spanish
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 3
  • Year Built: 2004
  • Utilities Electric: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Utilities:Community Water: Yes
  • Energy:Water Heater - Tnkls: Yes
  • Rooms:Loft: Yes
  • Utilities:Underground: Yes
  • Energy:Storm Windows: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Washer, Water Heater - Elect, Water Heater - Tnkls
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Lighting Recessed, Owner's Closet, Washer/Dryer Hookup
  • Window Features: Storm Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Furnished - All: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Lighting Recessed: Yes

Exterior Features

  • Lot Features: Covenants, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • View: Gulf
  • Construction Type: Stucco
  • Exterior Features: Balcony
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered, Patio Open
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Roof TileSlate: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Community Sewer
  • Utilities: Community Water, Electric, Underground

Condo/Co-op/Association

  • Community Features: Beach, Community Room, Deed Access, Exercise Room, Gated Community, Pets Allowed, Pool, Tennis, Waterfront
  • Association #2 Fee: 2800.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Legal, Management, Recreational Faclty

Schools

  • Elementary School: West Bay
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Lot Size Sq Ft: 3920.4
  • Parcel #: 35370-809-000
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 10960.55
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,074 $888,645 $224,000 $664,645
2023 $11,074 $882,527 $118,291 $764,236
2022 $7,414 $637,547 $85,000 $552,547
2021 $5,810 $477,294 $0 $0
2020 $5,319 $433,904 $101,280 $332,624
2019 $5,282 $425,483 $87,905 $337,578
2018 $5,277 $418,363 $0 $0
2017 $5,319 $418,869 $0 $0
2016 $5,481 $423,823 $0 $0
2015 $5,229 $393,206 $0 $0
2014 $5,360 $403,597 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/14/2025 07/14/25 Price Changed $950,000 -4.9% $365 / Sq Ft
07/11/2025 07/11/25 For Sale $999,000 0.0% $383 / Sq Ft
06/29/2025 06/29/25 Pending -- -- --
06/09/2025 06/09/25 Price Changed $999,000 -4.9% $383 / Sq Ft
05/23/2025 05/23/25 For Sale $1,050,000 -12.5% $403 / Sq Ft
11/28/2022 11/28/22 Off Market $1,200,000 -- --
08/29/2022 08/29/22 Sold $1,200,000 +59.4% $460 / Sq Ft
07/10/2022 07/10/22 Pending -- -- --
07/05/2022 07/05/22 Off Market $753,000 -- --
06/22/2022 06/22/22 For Sale $1,295,000 +72.0% $497 / Sq Ft
03/06/2021 03/06/21 Sold $753,000 -2.1% $289 / Sq Ft
10/19/2020 10/19/20 Pending -- -- --
08/12/2020 08/12/20 For Sale $769,000 -- $295 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $753,000 Attorney
Warranty Deed $258,500 Attorney
Warranty Deed $579,000 Lawyers Title Agency Of Nort
Quit Claim Deed -- --
Warranty Deed $275,000 --
Warranty Deed $110,000 --
Warranty Deed $78,400 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $708,800 Commercial
Closed $596,000 Commercial
Previous Owner $300,000 Unknown
Previous Owner $225,000 Unknown
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 977081

Emerald Coast Association of REALTORS®

APN: 35370-809-000