NOT LISTED FOR SALE

432 Spruce Ave Garwood, NJ 07027

Estimated Value: $575,000 - $703,000

3 Beds
1 Bath
-- Sq Ft
4,356 Sq Ft Lot

Last Sold August 23, 2012

Last sale price $310,000

Est. 111% increase in value since last sale

Current estimated payment $4,479/month

About This Home

As of August 2012

This home is located at 432 Spruce Ave, Garwood, NJ 07027 since 23 August 2012 and is currently estimated at $653,514. This property was built in 1955. 432 Spruce Ave is a home located in Union County with nearby schools including Lincoln Franklin Elementary, Lightbridge Academy of Westfield, and Christopher Academy Montessori.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,302

Year Built

  • Built in 1955

Lot Details

  • 4,356 Sq Ft Lot

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Bathroom

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,302

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Year Built: 1955
  • County Name: Union
  • Street Number Display: 432
  • I D: 4239848
  • Modified: 2021-09-23
  • Number Images: 0
  • Attribution Contact: 908-233-0065
  • MLS Status: Sold
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 3
  • Bathrooms: 1.00

Lot Info

  • Lot Size: 43X100
  • Total Acres: 0.10

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 23, 2012
Closed on
Aug 10, 2012
Sold by
Rosky Michael John and Rosky Rachael Marie
Bought by
Nocciolo Raymond Michael and Picciano Denise Deborah
Sold Price
$310,000
Current Estimated Value
$653,514

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$343,514
Avg. Annual Appreciation
5.10%
Original Mortgage
$299,653
Outstanding Balance
$214,892
Interest Rate
3.75%
Mortgage Type
FHA
Estimated Equity
$374,488

Purchase Details

Closed on
Mar 31, 2004
Sold by
Lardieri Barbara
Bought by
Rosky Michael and Rosky Rachael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,200
Interest Rate
5.6%

Purchase Details

Closed on
Sep 14, 2001
Sold by
Gonsalves Ermelinda
Bought by
Simonet Barbara E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
6.98%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Aug 19, 1998
Sold by
Gonsalves Ermelinda
Bought by
Gonsalves Gerard L and Gonsalves John L
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nocciolo Raymond Michael $310,000 Old Republic National Title
Rosky Michael $319,000 --
Simonet Barbara E $240,000 --
Gonsalves Ermelinda -- --
Gonsalves Gerard L -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nocciolo Denise $40,000
Open Nocciolo Raymond Michael $299,653
Previous Owner Rosky Rachael $11,250
Previous Owner Rosky Rachael Marie $58,000
Previous Owner Rosky Michael $255,200
Previous Owner Simonet Barbara E $180,000
Previous Owner Simonet Barbara E $120,000
Previous Owner Gonsalves Gerard L $90,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/23/2012 08/23/12 Sold $310,000 -- --
Source: Garden State MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,302 $381,000 $193,000 $188,000
2023 $10,302 $381,000 $193,000 $188,000
2022 $10,028 $381,000 $193,000 $188,000
2021 $9,746 $381,000 $193,000 $188,000
2020 $9,590 $381,000 $193,000 $188,000
2019 $8,350 $82,500 $29,100 $53,400
2018 $8,172 $82,500 $29,100 $53,400
2017 $7,974 $82,500 $29,100 $53,400
2016 $7,768 $82,500 $29,100 $53,400
2015 $7,668 $82,500 $29,100 $53,400
2014 $7,394 $82,500 $29,100 $53,400
Source: Public Records

Map

Source: Garden State MLS

MLS Number: 2947364

Garden State MLS

APN: 06-00407-0000-00023

New Jersey Union County Garwood 07027

432 Spruce Ave, Garwood, NJ

This home is located at 432 Spruce Ave, Garwood, NJ 07027 since 23 August 2012 and is currently estimated at $653,514. This property was built in 1955. 432 Spruce Ave is a home located in Union County with nearby schools including Lincoln Franklin Elementary, Lightbridge Academy of Westfield, and Christopher Academy Montessori.

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