$105,000

4328 460th St Unit 30 Isle, MN 56342

Estimated payment $721/month

Total Views 10,351
1 Bed
1 Bath
400 Sq Ft
$262 Price per Sq Ft

Highlights

  • 700 Feet of Waterfront
  • Beach
  • Main Floor Primary Bedroom
  • Dock Facilities
  • Lake View
  • Loft

About This Home

A rare opportunity to enjoy the best of Mille Lacs: Breathtaking Sunsets, World-Class Fishing, Sandy Beaches - all with low-cost ownership and a maintenance-free grounds at Breakers of Sunset Bay Community on Mille Lacs Lake! This gated, well-kept community offers maintenance-free living just 90 minutes from the Twin Cities. Low association dues cover mowing, water, septic, and free Wi-Fi (optional cable & phone available). Community amenities include a remodeled lodge (2022) with game room and lounge, guest shower and bath houses, coin laundry, playground, fish cleaning station, marina with boat slips, and secured entry. This fully furnished 2006 Dutch Park home features 1 bedroom, 1 bath, plus a HUGE loft that sleeps 4–6. Inside you’ll find a full furnace/AC, TV, and newer water softener. Outside highlights include 3 storage sheds, patio furniture, 10’ awning, and more. Boat slip and pontoon lift for 2025 are included (option to switch back to speedboat lift if desired). Marina and boat ramp on site. Pets are allowed - see Breakers Resident Handbook for specific responsibilities and limitations. Association is well managed, with just 49 individually owned RV sites, 8 acres of common grounds, and nearly 700 feet of shoreline. Property is hooked up to well and septic on shared ground - they are not located on the individual property. Furnishings and housewares currently on-site are included - just park the car and enjoy lake life!

Listing Agent

Danella Swanson Munoz

Counselor Realty, Inc. Listed on: 08/20/2025

Counselor Realty, Inc.

Co-Listing Agent

Dave Wills

Counselor Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $696

Year Built

  • Built in 2006

Lot Details

  • 1,000 Sq Ft Lot
  • Lot Dimensions are 25x40
  • 700 Feet of Waterfront
  • Lake Front
  • Zoning described as Shoreline,Residential-Single Family

HOA Fees

  • $110 Monthly HOA Fees

Home Design

  • Vinyl Siding

Interior Spaces

  • 400 Sq Ft Home
  • 1.5-Story Property
  • Living Room
  • Combination Kitchen and Dining Room
  • Loft
  • Lake Views

Kitchen

  • Range
  • Microwave
  • The kitchen features windows

Bedrooms and Bathrooms

  • 1 Primary Bedroom on Main
  • 1 Full Bathroom

Parking

  • Guest Parking
  • Parking Lot
  • Assigned Parking

Outdoor Features

  • Dock Facilities
  • Shared Waterfront
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Window Unit Cooling System
  • Shared Water Source
  • Shared Septic

Listing and Financial Details

  • Assessor Parcel Number 051300300

Community Details

Overview

  • Association fees include beach access, controlled access, dock, internet, lawn care, parking, professional mgmt, recreation facility, trash, sewer, shared amenities, snow removal
  • Breakers Of Sunset Bay Association, Phone Number (507) 304-0185
  • Breakwater Resort Cic 34 Subdivision

Amenities

  • Community Deck or Porch
  • Coin Laundry

Recreation

  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$696

Year Built

Built in 2006

Lot Details

0

HOA Fees

$110 per month

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air, Window Unit(s)
  • Accessibility Features: None
  • Water Source: Shared System
  • Association Amenities: Beach, Laundry, Coin-op Laundry Owned, Deck, Dock, Patio
  • Fee Frequency: Monthly
  • Year Built: 2006
  • Above Grade Finished Sq Ft: 400
  • Water Body Name: Mille Lacs
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Appliances: Microwave, Range, Refrigerator
  • Living Area: 400
  • Fireplace: No
  • Basement YN: No
  • Dining Room Type: Living Room, Loft, Kitchen, Bedroom 1, Bathroom
  • Shared Rooms: Amusement/Party Room,Club House,Community Room,Play Area

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 1

Exterior Features

  • PoolFeatures: None
  • View: Lake, West
  • Other Structures: Storage Shed
  • Lake Bottom: Rocky,Sand,Soft
  • LakeChain: N
  • Waterfront Frontage: 700

Garage/Parking

  • Parking Features: Assigned, Guest Parking, Parking Lot

Utilities

  • Heating: Forced Air
  • Sewer: Shared Septic
  • Fuel: Electric,Propane

Condo/Co-op/Association

  • HOA Fee Includes: Beach Access, Controlled Access, Dock, Internet, Lawn Care, Parking, Professional Mgmt, Recreation Facility, Trash, Sewer, Shared Amenities, Snow Removal
  • Phone: 507-304-0185
  • Association Fee: 110
  • Association: Yes
  • Amenities Unit: Ceiling Fan(s),Kitchen Window,Main Floor Primary Bedroom,Natural Woodwork,Paneled Doors,Vaulted Ceiling(s)

Association/Amenities

  • HOA Management Co: Breakers of Sunset Bay

Schools

  • Junior High Dist: Isle
  • SchoolDistrictPhone: 320-676-3146

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 25x40
  • Lot Size Sq Ft: 1000
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Seasonal

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2024
  • Assessor Parcel Number: 051300300
  • Tax Annual Amount: 696
  • TaxWithAssessments: 696.0000

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View, Shared

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $720 $75,100 $38,000 $37,100
2024 $696 $74,800 $37,500 $37,300
2023 $416 $73,400 $33,500 $39,900
2022 $458 $42,000 $30,900 $11,100
2021 $414 $38,200 $28,000 $10,200
2020 $544 $37,300 $26,000 $11,300
2019 $426 $45,200 $26,000 $19,200
2018 $420 $37,100 $23,100 $14,000
2017 $430 $36,700 $23,100 $13,600
2016 $448 $0 $0 $0
2015 $516 $0 $0 $0
2014 $516 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/20/2025 08/20/25 For Sale $105,000 +22.1% $263 / Sq Ft
06/08/2023 06/08/23 Sold $86,000 +1.2% $215 / Sq Ft View Prior Sale
04/05/2023 04/05/23 Pending -- -- --
01/03/2023 01/03/23 For Sale $84,998 -- $212 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $86,000 Legacy Title
Deed $53,000 --
Warranty Deed $28,675 None Available
Warranty Deed $29,000 None Available
Contract Of Sale $29,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $42,000 New Conventional
Previous Owner $27,550 Seller Take Back
Source: Public Records

Source: NorthstarMLS

MLS Number: 6776270

NorthstarMLS

APN: 05-130-0300