NOT LISTED FOR SALE

439 River Cliff Dr Harpers Ferry, WV 25425

Estimated Value: $389,129 - $502,000

3 Beds
2.5 Baths
1,355 Sq Ft
$325/Sq Ft Est. Value

Last Sold May 23, 2014

Last sale price $230,000 $170 Per Sq Ft

Est. 92% increase in value since last sale

Current estimated payment $2,636/month

7 Days on Market

Highlights

  • 30 Feet of Waterfront
  • Boat Ramp
  • River View
  • C.W. Shipley Elementary School Rated A-
  • 1 Dock Slip
  • Open Floorplan

About This Home

As of May 2014

Terrific contemporary home in Potomac Riverfront subdivision of Potomac Terrace w/ its own separate waterfront lot (home not on water) Freshly painted inside, most appliances replaced 2010/11, beautiful wood floors in great room & K, main level MBR, nice paver patio in rear of home, lots of landscaping & 1 car garage.Great location only minutes to MARC train at HF, mtn view & seasonal river views.

Last Agent to Sell the Property

Lynne Wiseman

(304) 728-2000 LEWISEMAN@AOL.COM ERA Liberty Realty Listed on: 04/18/2014

Last Buyer's Agent

Mary Mahoney

(304) 268-1181 maryellen@maryellenmahoney.com Long & Foster Real Estate, Inc.

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,341

Year Built

  • Built in 1998

Lot Details

  • 0.48 Acre Lot
  • 30 Feet of Waterfront
  • Home fronts navigable water
  • East Facing Home
  • No Through Street
  • Backs to Trees or Woods
  • Property is in very good condition

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Property Views

  • River
  • Mountain

Home Design

  • Contemporary Architecture
  • Cedar

Interior Spaces

  • 1,355 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Gas Fireplace
  • Window Treatments
  • French Doors
  • Insulated Doors
  • Combination Dining and Living Room
  • Wood Flooring
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • River Nearby
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • Deck
  • Patio

Utilities

  • Heat Pump System
  • Electric Water Heater
  • Water Conditioner is Owned
  • Septic Tank

Listing and Financial Details

  • Tax Lot 5C, WF 27
  • Assessor Parcel Number 19043B006000000000

Community Details

Overview

  • Association fees include water
  • Built by HARRY MCMAHON
  • Potomac Terrace Subdivision

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,341

Year Built

Built in 1998

Lot Details

0

HOA Fees

$25 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1998
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dryer, Dishwasher, Microwave, Oven/Range - Electric, Refrigerator, Washer, Water Conditioner - Owned, Icemaker, Disposal
  • Interior Amenities: Combination Dining/Living, Entry Level Bedroom, Window Treatments, Wood Floors, Floor Plan - Open
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated, French
  • Wall Ceiling Types: Dry Wall
  • Entry Location: Living Room
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1355
  • Living Area Sq Ft: 1355
  • Price Per Sq Ft: 171.79
  • Above Grade Finished Sq Ft: 1355
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Cedar
  • Construction Completed: No
  • Road Surface Type: Black Top
  • View: Water, Mountain, River
  • Water Access: Yes
  • Water Body Name: POTOMAC RIVER
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 30

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Garage
  • Garage Features: Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Community

Condo/Co-op/Association

  • HOA Fees: 300.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp
  • HOA Condo Co-Op Fee Includes: Water
  • HOA: Yes

Lot Info

  • Lot Features: Backs To Trees, No Thru Street
  • Lot Size Acres: 0.48
  • Lot Size Area: 20909
  • Lot Dimensions: LotWidth:98 X LotDepth:200
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20909.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Very Good

Building Info

  • Builder Name: HARRY MCMAHON

Rental Info

  • Vacation Rental: No

Multi Family

  • Dock Slip Conveyance: Physical Dock/Slip Conveys
  • Waterfront Features: Private Dock Site

Tax Info

  • Assessor Parcel Number: 20307909
  • Tax Annual Amount: 1341.12
  • Assessor Parcel Number: 19043B006000000000
  • Tax Lot: 5C, WF 27
  • Tax Year: 2013

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 18, 2014
Closed on
May 1, 2014
Sold by
Curtis Melissa Susan
Bought by
Bennett Kevin W and Bennett Barbara S
Seller's Agent
Lynne Wiseman
ERA Liberty Realty
Buyer's Agent
Mary Mahoney
Long & Foster Real Estate, Inc.
List Price
$232,780
Sold Price
$230,000
Premium/Discount to List
-$2,780
-1.19%
Current Estimated Value
$441,032

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$211,032
Avg. Annual Appreciation
5.80%
Original Mortgage
$172,500
Outstanding Balance
$50,761
Interest Rate
4.33%
Mortgage Type
New Conventional
Estimated Equity
$390,271
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bennett Kevin W $230,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bennett Kevin W $172,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/23/2014 05/23/14 Sold $230,000 -1.2% $170 / Sq Ft
04/25/2014 04/25/14 Pending -- -- --
04/18/2014 04/18/14 For Sale $232,780 -- $172 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,463 $149,000 $50,300 $98,700
2024 $3,329 $142,200 $50,300 $91,900
2023 $3,322 $142,200 $50,300 $91,900
2022 $3,134 $131,500 $50,300 $81,200
2021 $2,966 $122,100 $50,300 $71,800
2020 $2,799 $123,000 $50,300 $72,700
2019 $2,658 $114,600 $41,900 $72,700
2018 $2,653 $112,900 $41,900 $71,000
2017 $2,671 $113,700 $41,900 $71,800
2016 $2,664 $113,700 $41,900 $71,800
2015 $2,591 $110,000 $41,900 $68,100
2014 $1,292 $109,900 $41,800 $68,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1002895986

Bright MLS

APN: 04-3B-00600000