
44 Tierra Seguro Rancho Santa Margarita, CA 92688
Estimated payment $5,390/month
Highlights
- Hot Property
- Spa
- Primary Bedroom Suite
- Melinda Heights Elementary School Rated A-
- No Units Above
- Community Lake
About This Home
Welcome to 44 Tierra Seguro, a beautifully updated condo located in the highly sought-after Tierra Montanosa community of Rancho Santa Margarita. This light-filled 2-bedroom, 2.5-bath home features a desirable floor plan with dual primary suites and a spacious, open-concept living area ideal for modern living. Recent upgrades include fresh interior paint and new luxury vinyl plank flooring with modern baseboards throughout. The bright kitchen offers ample counter space, a breakfast bar, and flows seamlessly into the dining and living areas—complete with a cozy fireplace and direct access to a private, gated front patio perfect for relaxing or entertaining. The main level also features a newly remodeled powder room for added convenience and a large laundry room with ample pantry storage. Upstairs, both bedrooms include en-suite bathrooms and generous closet space. Additional highlights include an attached, direct entry two-car garage, a full repipe completed within the past year, and newer HVAC and water heater systems. Residents of Tierra Montanosa enjoy access to a resort-style pool and spa, along with all the amenities of the city of Rancho Santa Margarita—including the lake, beach club, tennis courts, parks, hiking trails, and award-winning Melinda Heights Elementary School. With easy access to toll roads, shopping, and dining, this turnkey home offers the perfect blend of comfort, convenience, and community.
Listing Agent
Pacific Sotheby's Int'l Realty Brokerage Phone: 949-309-6160 License #01960805 Listed on: 07/11/2025

Co-Listing Agent
Pacific Sotheby's Int'l Realty Brokerage Phone: 949-309-6160 License #01512593
Open House Schedule
-
Sunday, July 20, 202512:00 to 4:00 pm7/20/2025 12:00:00 PM +00:007/20/2025 4:00:00 PM +00:00Add to Calendar
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,308
Year Built
- Built in 1997
Lot Details
- No Units Above
- No Units Located Below
- Two or More Common Walls
- Sprinkler System
HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Rear-Facing Garage
Home Design
- Turnkey
- Slab Foundation
- Interior Block Wall
- Tile Roof
- Stucco
Interior Spaces
- 1,260 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Gas Fireplace
- Family Room with Fireplace
- Family Room Off Kitchen
- Laminate Flooring
- Neighborhood Views
Kitchen
- Breakfast Area or Nook
- Open to Family Room
- Breakfast Bar
- Self-Cleaning Oven
- Gas Range
- Microwave
Bedrooms and Bathrooms
- 2 Bedrooms
- All Upper Level Bedrooms
- Primary Bedroom Suite
- Double Master Bedroom
- Dual Vanity Sinks in Primary Bathroom
- Bathtub
- Exhaust Fan In Bathroom
- Linen Closet In Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
- 220 Volts In Laundry
Home Security
Outdoor Features
- Spa
- Balcony
- Concrete Porch or Patio
- Exterior Lighting
Location
- Suburban Location
Schools
- Melinda Heights Elementary School
- Rancho Santa Margarita Middle School
- Trabucco Hills High School
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Natural Gas Connected
- Phone Available
- Cable TV Available
Listing and Financial Details
- Tax Lot 3
- Tax Tract Number 14832
- Assessor Parcel Number 93812399
- $16 per year additional tax assessments
- Seller Considering Concessions
Community Details
Overview
- Front Yard Maintenance
- 135 Units
- Tierra Montanosa Association, Phone Number (949) 716-3998
- First Service Residential Association, Phone Number (888) 428-5588
- Powerstone Property Mgmt HOA
- Tierra Montanosa Subdivision, Mesa Floorplan
- Maintained Community
- Community Lake
Amenities
- Outdoor Cooking Area
- Picnic Area
Recreation
- Tennis Courts
- Sport Court
- Community Playground
- Community Pool
- Community Spa
- Park
- Hiking Trails
- Bike Trail
Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
- Fire Sprinkler System
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $4,308 | $412,766 | $245,485 | $167,281 |
2023 | $4,209 | $404,673 | $240,672 | $164,001 |
2022 | $4,138 | $396,739 | $235,953 | $160,786 |
2021 | $4,032 | $388,960 | $231,326 | $157,634 |
2020 | $4,029 | $384,972 | $228,954 | $156,018 |
2019 | $4,377 | $377,424 | $224,465 | $152,959 |
2018 | $4,811 | $370,024 | $220,064 | $149,960 |
2017 | $5,075 | $362,769 | $215,749 | $147,020 |
2016 | $5,112 | $355,656 | $211,518 | $144,138 |
2015 | $4,994 | $350,314 | $208,341 | $141,973 |
2014 | $5,272 | $343,452 | $204,260 | $139,192 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
07/17/2025 07/17/25 | For Sale | $799,000 | 0.0% | $634 / Sq Ft |
03/01/2013 03/01/13 | Rented | $1,900 | -4.5% | -- |
02/13/2013 02/13/13 | Under Contract | -- | -- | -- |
01/08/2013 01/08/13 | For Rent | $1,990 | 0.0% | -- |
10/17/2012 10/17/12 | Sold | $341,900 | +0.6% | $271 / Sq Ft |
09/26/2012 09/26/12 | For Sale | $339,900 | -- | $270 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Grant Deed | $342,000 | Orange Coast Title | |
Grant Deed | $138,000 | Chicago Title Co |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Previous Owner | $124,000 | Unknown | |
Previous Owner | $130,900 | FHA |
About the Listing Agent

Debra is a true Southern California native, growing up in San Diego and obtaining her degree from USC. After graduating summa cum laude, she launched a successful decade-long career in Sales and Account Management. In 2000, she moved to the community of Coto de Caza in Orange County, where she raised two children and began her next career in real estate.
With over a decade of experience as a realtor, Debra also holds a broker's license and has closed more than 60 transactions over the past
Debra's Other Listings
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: OC25149949

APN: 938-123-99
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