NOT LISTED FOR SALE

440 Cragmont Ct Cameron Park, CA 95682

Estimated Value: $901,706 - $989,000

5 Beds
4.5 Baths
3,727 Sq Ft
$255/Sq Ft Est. Value

Last Sold June 23, 2022

Last sale price $910,000 $244 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $5,874/month

20 Days on Market

Highlights

  • RV Access or Parking
  • Mountain View
  • Cathedral Ceiling
  • Green Valley Elementary School Rated A-
  • Covered Deck
  • Great Room

About This Home

As of June 2022

Elegant Black Oak Estates 5 bedroom home in Cameron Park you won't want to miss. Step inside and be greeted by an abundance of natural light and a grand entry. Cozy up for a movie in the family room. Host guests in the formal living room & dining room. The bright, open kitchen encourages embracing your culinary passions w/ stainless steel appliances, pristine cabinetry, granite countertops, double ovens, & double refrigerators. Warm summer nights are best spent outside in the the large backyard hemmed in by mature trees, lush landscaping, sprawling deck w/ aluminum awning & multiple patios to take in the view. Enjoy growing a garden in the multiple raised garden beds. 5 rows of healthy & productive grape vines. Oversized 3 car garage w/ the 3rd bay measuring 35 ft featuring 220v for e-charger & welder. Large lighted room off double garage used for storage or can be used as a wine cellar. 12 ft heavy duty RV/Boat gate w/ 35 feet of sideyard parking. No Mello Roos and No HOA dues.

Last Agent to Sell the Property

Amie Ferry

Folsom Lake Realty License #01187320 Listed on: 04/26/2022

Co-Listed By

Taylor Mitchell

Folsom Lake Realty License #02150239

Last Buyer's Agent

Amie Ferry

Folsom Lake Realty License #01187320 Listed on: 04/26/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,540

Year Built

  • Built in 2000

Lot Details

  • 0.41 Acre Lot
  • Cul-De-Sac
  • Wood Fence
  • Back Yard Fenced
  • Landscaped
  • Sprinklers on Timer
  • Many Trees

Parking

  • 3 Car Attached Garage
  • Extra Deep Garage
  • Driveway
  • RV Access or Parking

Property Views

  • Mountain
  • Hills

Home Design

  • Raised Foundation
  • Frame Construction
  • Tile Roof
  • Stucco
  • Stone

Interior Spaces

  • 3,727 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Whole House Fan
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Gas Fireplace
  • Double Pane Windows
  • Formal Entry
  • Family Room with Fireplace
  • Great Room
  • Attic Fan

Kitchen

  • Double Oven
  • Built-In Electric Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry in unit
  • Sink Near Laundry
  • Laundry Cabinets
  • Gas Dryer Hookup

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Covered Deck
  • Front Porch

Utilities

  • Zoned Heating and Cooling
  • Heating System Powered By Owned Propane
  • Heating System Uses Propane
  • Underground Utilities
  • 220 Volts
  • Property is located within a water district

Community Details

  • No Home Owners Association
  • Black Oak Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 116-730-014-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,540

Year Built

Built in 2000

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Subtype Description: Custom,Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Stories: 2
  • Year Built: 2000
  • Levels: Two
  • Subdivision: Black Oak Estates
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Electric Oven, Gas Cook Top, Dishwasher, Disposal, Microwave, Double Oven
  • Interior Amenities: Cathedral Ceiling, Formal Entry
  • Other Equipment: Attic Fan(s)
  • Fireplace Features: Insert, Family Room, Gas Piped
  • Fireplaces: 1
  • Flooring: Carpet, Tile
  • Master Bathroom Features: Shower Stall(s),Double Sinks,Tub,Walk-In Closet
  • Total Bathrooms: 5
  • Bathroom Features: Double Sinks,Tub w/Shower Over
  • Dining Room Features: Breakfast Nook,Formal Room,Space in Kitchen
  • Family Room Features: Great Room
  • Kitchen Features: Granite Counter,Island
  • Living Room Features: Other
  • Room Type: Great Room
  • Lower Level: Living Room,Dining Room,Family Room,Full Bath(s),Garage,Kitchen,Street Entrance
  • Main Level: Living Room,Dining Room,Family Room,Full Bath(s),Kitchen
  • Price Per Square Foot: 244.16
  • Square Footage: 3727.00
  • Window Features: Dual Pane Full

Exterior Features

  • Construction Materials: Stone, Stucco, Frame, Wood
  • Fencing: Back Yard, Wood
  • Foundation: Raised
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 925000.00
  • Lot Features: Auto Sprinkler F&R, Court, Cul-De-Sac, Curb(s)/Gutter(s), Shape Regular, Landscape Back
  • Patio And Porch Features: Front Porch, Covered Deck, Uncovered Deck
  • Pool: No
  • Road Surface Type: Paved
  • Roof: Tile
  • Spa: No
  • Topography: Trees Many
  • View Description: Hills, Mountains

Garage/Parking

  • Garage Spaces: 3.00
  • Parking Features: 24'+ Deep Garage, Attached, Boat Storage, RV Access, RV Possible
  • Driveway/Sidewalks: Paved Driveway

Utilities

  • Security: Carbon Mon Detector, Smoke Detector
  • Sewer: In & Connected
  • Utilities: Propane Tank Owned, Public, Electric, Underground Utilities
  • Cooling: Ceiling Fan(s), Central, Whole House Fan, MultiZone
  • Electric: 220 Volts
  • Heating: Propane, Central, Fireplace Insert
  • Laundry Features: Cabinets, Sink, Electric, Gas Hook-Up, Inside Room
  • Water Source: Water District, Public

Condo/Co-op/Association

  • Association: No
  • Pets Allowed: Yes
  • Senior Community: No

Schools

  • Senior High School District: El Dorado Union High

Lot Info

  • Zoning Description: Res
  • Irrigation: Public District
  • Lot Size Acres: 0.4100
  • Lot Size Sq Ft: 17860.00

Tax Info

  • Assessor Parcel Number: 116-730-014-000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): El Dorado

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 1, 2020
Sold by
Phillips Rhonda Lee and Phillips Family Trust
Bought by
Phillips Rhonda Lee and Lawson Gregory E
Current Estimated Value
$949,927

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$437,350
Outstanding Balance
$387,813
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$562,114

Purchase Details

Listed on
Apr 13, 2016
Closed on
Aug 11, 2016
Sold by
Phillips Rhonda L
Bought by
The Phillips Family Trust
Seller's Agent
Mark Fuller
Real Broker
Buyer's Agent
Amie Ferry
Folsom Lake Realty
List Price
$599,900
Sold Price
$595,000
Premium/Discount to List
-$4,900
-0.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.14%
Original Mortgage
$474,950
Interest Rate
3.57%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 13, 2016
Closed on
Jun 22, 2016
Sold by
Beernink Douglas H and Beernink Holly H
Bought by
Phillips Rhonda L
Seller's Agent
Mark Fuller
Real Broker
Buyer's Agent
Amie Ferry
Folsom Lake Realty
List Price
$599,900
Sold Price
$595,000
Premium/Discount to List
-$4,900
-0.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$474,950
Interest Rate
3.57%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 26, 2010
Sold by
Beernink Doug and Hohn Beernik Holly
Bought by
Beernink Douglas H and Beernink Holly H

Purchase Details

Closed on
Feb 16, 2010
Sold by
Beernink Doug and Hohn Beernink Holly
Bought by
Beernink Doug and Hohn Beernink Holly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,500
Interest Rate
5.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 23, 2004
Sold by
Beernink Douglas H and Beernink Holly
Bought by
Beernink Douglas H and Beernink Holly H

Purchase Details

Closed on
Feb 27, 2002
Sold by
K-W Black Oaks Llc
Bought by
Beernink Douglas H and Beernink Holly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$329,000
Interest Rate
6.85%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Phillips Rhonda Lee -- First American Title Company
The Phillips Family Trust -- None Available
Phillips Rhonda L $595,000 North American Title Co Inc
Beernink Douglas H -- None Available
Beernink Doug -- Security Title
Beernink Douglas H -- --
Beernink Douglas H $529,000 Fidelity National Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Phillips Rhonda Lee $437,350
Closed Phillips Rhonda L $474,950
Previous Owner Beernink Doug $306,500
Previous Owner Beernink Douglas H $329,000
Closed Beernink Douglas H $267,618
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/23/2022 06/23/22 Sold $910,000 -1.6% $244 / Sq Ft
05/16/2022 05/16/22 Pending -- -- --
04/26/2022 04/26/22 For Sale $925,000 +55.5% $248 / Sq Ft
06/28/2016 06/28/16 Sold $595,000 -0.8% $160 / Sq Ft View Prior Sale
05/27/2016 05/27/16 Pending -- -- --
04/13/2016 04/13/16 For Sale $599,900 -- $161 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,540 $965,698 $212,241 $753,457
2024 $10,540 $946,764 $208,080 $738,684
2023 $10,355 $928,200 $204,000 $724,200
2022 $7,481 $663,729 $185,174 $478,555
2021 $7,396 $650,716 $181,544 $469,172
2020 $7,299 $644,045 $179,683 $464,362
2019 $7,177 $631,417 $176,160 $455,257
2018 $6,984 $619,037 $172,706 $446,331
2017 $6,861 $606,900 $169,320 $437,580
2016 $6,794 $596,000 $134,000 $462,000
2015 $6,656 $585,000 $131,500 $453,500
2014 $4,482 $384,000 $80,000 $304,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MetroList

MLS Number: 222048386

MetroList

APN: 116-730-014-000