$400,000
SOLD JUL 15, 2016

440 Spear St Saugatuck, MI 49453

3 Beds
2 Baths
1,840 Sq Ft
0.32 Acres

Recently Sold

$217 Per Sq Ft

4 Days on Market

Highlights

  • Deck
  • Recreation Room
  • Wood Flooring
  • Douglas Elementary School Rated A
  • Wooded Lot
  • Farmhouse Style Home

About This Home

As of August 2019

This Italianate style farmhouse is loaded with character and charm from top to bottom. Possibly one of the oldest homes on the hill in Saugatuck, it has been renovated and maintained to insure its integrity. Much thought has gone into the finishes both inside and out to keep the period in which the home was built alive. Beautifully polished wood floors, distinctive wall coverings and professional landscaping make for a comfortable environment. There is a first floor master suite as well as another on the second floor. The deck off the second floor makes for a great relaxing spot or an outdoor studio for painting or writing. Good sized rooms make for easy entertaining. You and your guests can enjoy the cool breezes on the screened porch during the summer... and then put the storm windows in place on the porch to extend the seasons. Recent renovations include newer roof and gutters, high efficiency HVAC, new insulation, upgraded electric and plumbing, newer appliances, and a renovated garage. The lot is oversized and allows access to the street behind. All this is within walking distance of downtown Saugatuck and very close to Lake Michigan and all the attractions of Saugatuck Douglas.

Last Agent to Sell the Property

James Sellman

Jaqua Realtors Listed on: 04/25/2016

Last Buyer's Agent

Jane Harrison

Jane RuTon Harrison License #6504379300

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,047

Year Built

  • Built in 1869

Lot Details

  • 0.32 Acre Lot
  • Lot Dimensions are 66 x 196
  • Shrub
  • Sprinkler System
  • Wooded Lot
  • Garden

Parking

  • 1 Car Detached Garage
  • Garage Door Opener
  • Unpaved Driveway

Home Design

  • Farmhouse Style Home
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 1,840 Sq Ft Home
  • 1-Story Property
  • Wet Bar
  • Ceiling Fan
  • Gas Log Fireplace
  • Window Treatments
  • Window Screens
  • Living Room with Fireplace
  • Dining Area
  • Recreation Room
  • Screened Porch
  • Partial Basement
  • Storm Windows

Kitchen

  • Range<<rangeHoodToken>>
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Stone
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer

Outdoor Features

  • Deck
  • Water Fountains

Utilities

  • Humidifier
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Water Softener Leased
  • High Speed Internet
  • Phone Connected
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,047

Year Built

Built in 1869

Lot Details

0

Parking

1

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Farm House
  • Stories: 1
  • Year Built: 1869
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 66 x 196
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1840.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: Yes
  • General Property Info:Design: Farm House
  • Tax Info:Annual Property Tax: 4047.0
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Substructure:Partial: Yes
  • Util Avail at Street:Public Sewer: Yes
  • Util Avail at Street:Public Water: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • Driveway:Unpaved: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Utilities Attached:Telephone Line: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Ceramic Floor: Yes
  • Additional Items:Window Treatments: Yes
  • Additional Items:Humidifier: Yes
  • Water Heater:Natural Gas4: Yes
  • Landscape:Underground Sprinkler: Yes
  • Additional Items:Wood Floor: Yes
  • Landscape:Garden Area: Yes
  • Garage Type Detached: Yes
  • Landscape:Flower Garden: Yes
  • Additional Items:Stone Floor: Yes
  • Windows:Storms: Yes
  • Landscape:Fountain: Yes
  • Additional Items:Water SoftenerRented: Yes
  • Additional Items:Wet Bar: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Disposal, Dishwasher, Range, Refrigerator
  • Interior Amenities: Ceiling Fans, Ceramic Floor, Garage Door Opener, Humidifier, Stone Floor, Wet Bar, Water Softener/Rented, Wood Floor
  • Fireplace Features: Gas Log, Living
  • Fireplace: Yes
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • LivingArea: 1840.0
  • Window Features: Storms, Screens
  • General Property Info:Stories2: 1.5
  • Appliances Range: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes

Exterior Features

  • Construction Materials: Wood Siding
  • List Price: 399900.0
  • Lot Features: Wooded
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Exterior Features:Deck(s): Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Features:Porch(es): Yes
  • Exterior Features:Scrn Porch: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Garage: Yes
  • Garage:Garage2: Yes
  • Additional Items:Garage Door Opener: Yes
  • Garage Type:_one_: Yes

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Natural Gas
  • Heating: Yes
  • Utilities: Electricity Connected, Telephone Line, Natural Gas Connected, Cable Connected, Public Water, Public Sewer, Broadband

Lot Info

  • Lot Size Acres: 0.32
  • Lot Size Area: 0.32
  • Lot Size Sq Ft: 13939.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4047.0
  • Tax Year: 2015

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 19, 2022
Sold by
Devries James L and Devries Janice S
Bought by
John R Jenkins Trust and Dawn E Alexander Trust
Current Estimated Value
$890,000

Purchase Details

Closed on
Mar 13, 2022
Sold by
Masterson Steven E
Bought by
Devries James L and Devries Janice S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,500
Interest Rate
3.69%
Mortgage Type
Credit Line Revolving

Purchase Details

Listed on
Dec 14, 2018
Closed on
Aug 19, 2019
Sold by
Fletcher Julianne
Bought by
Devries James L and Devries Janice S
Seller's Agent
Jane Harrison
Jane RuTon Harrison
Buyer's Agent
Lisa Faber
Chuck Jaqua, REALTOR
List Price
$519,000
Sold Price
$474,000
Premium/Discount to List
-$45,000
-8.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$450,300
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 25, 2016
Closed on
Jul 15, 2016
Sold by
Spooner Timothy J and Masterson Steven E
Bought by
Fletcher Julianne
Seller's Agent
James Sellman
Jaqua Realtors
Buyer's Agent
Jane Harrison
Jane RuTon Harrison
List Price
$399,900
Sold Price
$400,000
Premium/Discount to List
$100
0.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.63%
Original Mortgage
$205,000
Interest Rate
3.6%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $12,500 Lakeshore Title
Quit Claim Deed -- Premier Lakeshore Title
Warranty Deed $474,000 Lighthouse Title Inc
Warranty Deed $400,000 Premier Lakeshore Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $224,500 Credit Line Revolving
Previous Owner $450,300 New Conventional
Previous Owner $205,000 New Conventional
Previous Owner $277,500 New Conventional
Previous Owner $280,000 Unknown
Previous Owner $70,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/19/2019 08/19/19 Sold $474,000 -8.7% $258 / Sq Ft
05/30/2019 05/30/19 Pending -- -- --
12/14/2018 12/14/18 For Sale $519,000 +29.8% $282 / Sq Ft
07/15/2016 07/15/16 Sold $400,000 0.0% $217 / Sq Ft
04/29/2016 04/29/16 Pending -- -- --
04/25/2016 04/25/16 For Sale $399,900 -- $217 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2022 $7,272 $203,400 $93,800 $109,600
2021 $7,272 $178,300 $85,300 $93,000
2020 $7,272 $180,300 $85,300 $95,000
2019 $0 $186,900 $72,500 $114,400
2018 $0 $164,400 $72,500 $91,900
2017 $0 $196,500 $107,300 $89,200
2016 $0 $160,400 $99,600 $60,800
2015 -- $160,400 $99,600 $60,800
2014 -- $140,000 $90,200 $49,800
2013 -- $120,500 $83,900 $36,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 16018401

Southwestern Michigan Association of REALTORS®

APN: 57-209-048-00