NOT LISTED FOR SALE

443 Gainsborough Ct Severna Park, MD 21146

Estimated Value: $634,000 - $710,000

4 Beds
2.5 Baths
1,964 Sq Ft
$343/Sq Ft Est. Value

Last Sold September 26, 2013

Last sale price $448,900 $229 Per Sq Ft

Est. 50% increase in value since last sale

Current estimated payment $4,035/month

22 Days on Market

Highlights

  • View of Trees or Woods
  • Open Floorplan
  • Secluded Lot
  • Oak Hill Elementary School Rated A-
  • Colonial Architecture
  • Wooded Lot

About This Home

As of September 2013

CHARTRIDGE* Situated on a prof. landscaped lot w. irrigation system, this lovely 4 BR, 2.5 Baths contemporary/colonial offers an open flr plan;HW flrs in Kitchen & adjacent FR*Custom built-ins surround the Gas FP*French doors lead to 18x12 Sunroom**spac. LR, sep.DR, fin.LL w. den, office, workshop updated baths on 2nd lvl, new roof and stove ,fenced, cul-de-sac; lovely comm.pool

Last Agent to Sell the Property

Christine Slusser

(410) 689-0111 slusser@comcast.net RE/MAX Executive Listed on: 07/12/2013

Last Buyer's Agent

Pete Regala

(410) 271-4836 peteregala@kw.com Keller Williams Flagship License #579401

Keller Williams Flagship

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,476

Year Built

  • Built in 1979

Lot Details

  • 9,840 Sq Ft Lot
  • Cul-De-Sac
  • Landscaped
  • Secluded Lot
  • Sprinkler System
  • Wooded Lot
  • Backs to Trees or Woods
  • Property is in very good condition
  • Property is zoned R5

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Asphalt Roof

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Built-In Features
  • Chair Railings
  • Wainscoting
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Screen For Fireplace
  • Gas Fireplace
  • Double Pane Windows
  • Window Treatments
  • French Doors
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Den
  • Game Room
  • Workshop
  • Sun or Florida Room
  • Wood Flooring
  • Views of Woods
  • Storm Doors

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 2.5 Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Improved Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Walk-Up Access
  • Connecting Stairway
  • Rear Basement Entry
  • Sump Pump
  • Workshop
  • Basement Windows

Outdoor Features

  • Patio
  • Shed
  • Porch

Utilities

  • Cooling System Utilizes Bottled Gas
  • Heat Pump System
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Underground Utilities
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 56
  • Assessor Parcel Number 020318390011715

Community Details

Overview

  • Association fees include pool(s)
  • Chartridge Subdivision, Yorktowne Floorplan
  • The community has rules related to covenants

Amenities

  • Common Area

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,476

Year Built

Built in 1979

Lot Details

0

HOA Fees

$33 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1979
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Refrigerator, Washer
  • Interior Amenities: Family Room Off Kitchen, Kitchen - Table Space, Dining Area, Kitchen - Eat-In, Primary Bath(s), Built-Ins, Chair Railings, Window Treatments, Wood Floors, Wainscotting, Recessed Lighting, Floor Plan - Open
  • Window Features: Double Pane, Skylights
  • Fireplace Features: Gas/Propane, Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Storm
  • Wall Ceiling Types: Cathedral Ceilings
  • Entry Location: Foyer
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Game Room, Family Room, Study, Sun/Florida Room, Laundry, Workshop
  • Basement: Yes
  • Basement Type: Connecting Stairway, Rear Entrance, Sump Pump, Daylight, Partial, Full, Heated, Improved, Walkout Stairs, Windows, Workshop
  • Living Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures List: Shed
  • Construction Materials: Combination, Brick
  • Construction Completed: No
  • Exterior Features: Sidewalks, Street Lights, Underground Lawn Sprinkler
  • Roof: Asphalt
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Garage
  • Garage Features: Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Programmable Thermostat, Ceiling Fan(s)
  • Heating Fuel: Electric, Bottled Gas/Propane
  • Heating Type: Heat Pump(s), Programmable Thermostat
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Under Ground
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 390.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Pool - Outdoor, Tot Lots/Playground, Common Grounds
  • HOA Condo Co-Op Fee Includes: Pool(s)
  • HOA Condo Co-Op Rules: Covenants
  • HOA: Yes

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Lot Info

  • Lot Features: Backs To Trees, Cul-De-Sac, Landscaping, Trees/Wooded, Secluded
  • Lot Size Acres: 0.23
  • Lot Size Area: 9840
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9840.00
  • Outdoor Living Structures: Patio(s), Porch(es)
  • Property Condition: Very Good
  • Zoning: R5

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4476.30
  • Assessor Parcel Number: 020318390011715
  • Tax Lot: 56
  • County Tax Payment Frequency: Annually
  • Tax Year: 2012

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 12, 2013
Closed on
Sep 26, 2013
Sold by
Schubbe Joel J and Schubbe Sharon J
Bought by
Kerley Todd and Kerley Bethany
Seller's Agent
Christine Slusser
RE/MAX Executive
Buyer's Agent
Pete Regala
Keller Williams Flagship
List Price
$479,950
Sold Price
$448,900
Premium/Discount to List
-$31,050
-6.47%
Current Estimated Value
$672,960

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$224,060
Avg. Annual Appreciation
3.40%
Original Mortgage
$440,768
Outstanding Balance
$327,960
Interest Rate
4.25%
Mortgage Type
FHA
Estimated Equity
$345,000

Purchase Details

Closed on
Apr 3, 2002
Sold by
Beram Arthur
Bought by
Schubbe Joel J and Schubbe Sharon J

Purchase Details

Closed on
Apr 21, 1994
Sold by
Beall Michael R
Bought by
Beram Arthur

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
7.6%

Purchase Details

Closed on
May 9, 1990
Sold by
Hepburn George R
Bought by
Beall Michael R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
10.67%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kerley Todd $448,900 Signature Title & Settlement
Schubbe Joel J $259,000 --
Beram Arthur $194,900 --
Beall Michael R $187,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kerley Todd $440,768
Previous Owner Beram Arthur $100,000
Previous Owner Beall Michael R $140,000
Closed Schubbe Joel J --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/26/2013 09/26/13 Sold $448,900 -0.2% $229 / Sq Ft
08/03/2013 08/03/13 Pending -- -- --
07/31/2013 07/31/13 Price Changed $449,900 -2.2% $229 / Sq Ft
07/26/2013 07/26/13 Price Changed $459,900 -1.1% $234 / Sq Ft
07/15/2013 07/15/13 Price Changed $464,900 -3.1% $237 / Sq Ft
07/12/2013 07/12/13 For Sale $479,950 -- $244 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,744 $533,467 -- --
2024 $5,744 $486,700 $285,400 $201,300
2023 $5,122 $474,533 $0 $0
2022 $5,232 $462,367 $0 $0
2021 $10,270 $450,200 $257,500 $192,700
2020 $5,014 $444,233 $0 $0
2019 $4,930 $438,267 $0 $0
2018 $4,384 $432,300 $242,500 $189,800
2017 $4,634 $421,667 $0 $0
2016 -- $411,033 $0 $0
2015 -- $400,400 $0 $0
2014 -- $399,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1003604922

Bright MLS

APN: 03-183-90011715