$645,000
$40K PRICE DROP

4690 Setters Rd Union, KY 41091

Estimated payment $3,731/month

Total Views 4,805
3 Beds
4 Baths
3,149 Sq Ft
$205 Price per Sq Ft

Highlights

  • Very Popular Property
  • Stables
  • View of Trees or Woods
  • Longbranch Elementary School Rated A
  • Oak Trees
  • 14 Acre Lot

About This Home

One of a kind opportunity to own a PRIVATE PEACEFUL 14+/ - Acre FARM in Union. 2-Story Home offers character & charm at every turn, approx. 2100sqft, 2 car attached garage w/ walk-out basement, 3bdrs (1 on the main), 2 half & 2 full baths, formal din rm, sunken liv rm, small office/storage, 3 wood stoves, country kitchen SS appliances w/ gas range + JennAir Grill-Top. Owner's suite w/ cathedral ceiling, double closets including a walk in closet. Owner's Bath features lg soak tub w/ walk-in shower, double vanity, skylight & stained glass. Washer/Dryer included. Cistern w/ NEW water filtration system /septic/propane. Detached Garage/Workshop: 2 garage bays 1 tandem & newer roof ('22), 200 amp electric panel, wood stove & window unit. Approx. 1938sqft great for a shop of your dreams! Bring your animals, this farm is set up & ready to operate immediately including Barn w/ 2 horse stalls + its own 3500 gal cistern & 220 amp electric panel, Chicken Coop, Goat House, Dog Kennel, Horse/Hay Barn w/ fenced paddock. RYLE/BALLY/NEW HAVEN. Only 8.5 miles to Union Kroger

Listing Agent

Traci Browne

eXp Realty, LLC License #219038 Listed on: 07/03/2025

eXp Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,899

Year Built

  • Built in 1992

Lot Details

  • 14 Acre Lot
  • Property fronts a county road
  • Poultry Coop
  • Split Rail Fence
  • Wood Fence
  • Electric Fence
  • Lot Has A Rolling Slope
  • Cleared Lot
  • Oak Trees
  • Cedar Trees
  • Pine Trees
  • Partially Wooded Lot
  • Private Yard

Parking

  • 4 Car Garage
  • Front Facing Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 3,149 Sq Ft Home
  • 2-Story Property
  • Bookcases
  • Woodwork
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Chandelier
  • 3 Fireplaces
  • Wood Burning Stove
  • Insulated Windows
  • Window Treatments
  • Wood Frame Window
  • Entrance Foyer
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Views of Woods
  • Fire and Smoke Detector

Kitchen

  • Eat-In Country Kitchen
  • Gas Range
  • <<microwave>>
  • Dishwasher
  • Tile Countertops

Flooring

  • Wood
  • Carpet
  • Concrete
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • <<tubWithShowerToken>>
  • Shower Only

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom
  • Crawl Space
  • Basement Storage

Outdoor Features

  • Pond
  • Creek On Lot
  • Deck
  • Pergola
  • Outbuilding
  • Porch

Schools

  • New Haven Elementary School
  • Ballyshannon Middle School
  • Ryle High School

Farming

  • Cattle or Dairy Barn
  • Agricultural

Horse Facilities and Amenities

  • Stables

Utilities

  • Dehumidifier
  • Humidifier
  • Window Unit Cooling System
  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Propane
  • Cistern
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 030.00-00-019.020

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,899

Year Built

Built in 1992

Lot Details

0

Parking

4

Listing Details

  • Cooling: See Remarks, Central Air, Window Unit(s)
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 14.0
  • Year Built: 1992
  • Lot Size: 14 +/- Acres (TBD professional survey)
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Ownership: Estate/Trust
  • Directions: Take I-71/75 to Mt Zion Rd Exit. Go West on KY-536/Hathaway Rd towards Union. Go thru 2 stop lights. LEFT on Big Bone Road/KY-1925 to RIGHT Big Bone Church Rd to RIGHT Setters Rd. Veer left at the fork of Setters & Sewell. House is located approx 1 mile back off Setters on the RIGHT. Look for rock wall entrance and gravel drive
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: New Haven Elementary
  • Location Tax Legal Info:Middle or Junior School: Ballyshannon Middle School
  • Location Tax Legal Info:High School: Ryle High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 14 +/- Acres (TBD professional survey)
  • General Property Description:Approx SqFt2: 2100.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Utilities:Cable Available: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 14.0
  • General Property Description:Living Area: 3149.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 030.00-00-019.020
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Vegetation:Pine Trees: Yes
  • General Property Description:Fireplaces Total: 3
  • Appliances Dryer: Yes
  • Washers: Yes
  • Fencing:Wood3: Yes
  • Property Ownership:EstateTrust: Yes
  • View:TreesWoods: Yes
  • Cooling:Window Unit(s): Yes
  • Other Equipment:Sump Pump: Yes
  • Vegetation:Partially Wooded: Yes
  • Fencing:Split Rail: Yes
  • Vegetation:Cedar Trees: Yes
  • Zoning Description:Agricultural: Yes
  • Other Equipment:Humidifier: Yes
  • Utilities:Propane3: Yes
  • Road Frontage Type:County Road: Yes
  • Other Structures:Barn(s): Yes
  • Other Equipment:Dehumidifier: Yes
  • Other Structures:Cattle Barn: Yes
  • Water Source:Cistern: Yes
  • Fencing:Electric3: Yes
  • Other Structures:Outbuilding: Yes
  • Other Structures:Pergola: Yes
  • Other Structures:Poultry Coop: Yes
  • Vegetation:Oak Trees: Yes
  • Other Structures:Stable(s): Yes
  • Fencing Fenced: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Walk-In Closet(s), Tile Counters, Soaking Tub, Pantry, Entrance Foyer, Eat-in Kitchen, Double Vanity, Chandelier, Cathedral Ceiling(s), Ceiling Fan(s), Natural Woodwork, Recessed Lighting
  • Basement: Fireplace(s), See Remarks, Crawl Space, Full, Storage Space, Unfinished, Walk-Out Access
  • Heating: Propane, See Remarks, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Gas Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
  • Other Equipment: Sump Pump, Dehumidifier, Humidifier
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: See Remarks, Wood Burning Stove
  • Fireplaces: 3
  • Fireplace: Yes
  • Living Area: 3149.0
  • Window Features: Insulated Windows, Wood Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Double Vanity2: Yes
  • Interior Features:Entrance Foyer2: Yes
  • Interior Features:Pantry2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Basement:Unfinished2: Yes
  • Basement:Walk-Out Access7: Yes
  • Appliances:Gas Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Basement:Concrete Flooring: Yes
  • Interior Features:Natural Woodwork: Yes
  • Basement:Fireplace(s)7: Yes
  • Basement:Storage Space: Yes
  • Basement:Crawl Space: Yes
  • Basement:Full Finished Half Bath: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Chandelier2: Yes
  • Fireplace Features:Wood Burning Stove: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Tile Counters: Yes
  • Fireplace Features:See Remarks41: Yes
  • Basement:See Remarks36: Yes

Exterior Features

  • View: Trees/Woods
  • Fencing: Fenced, Split Rail, Electric, Wood
  • Roof: See Remarks, Shingle
  • Lot Features: See Remarks, Cleared, Creek, Rolling Slope, Wooded
  • View: Yes
  • Construction Type: Wood Siding
  • Exterior Features: Private Yard
  • Foundation Details: Poured Concrete
  • Other Structures: Pergola, Outbuilding, Garage(s), Barn(s), Cattle Barn, Poultry Coop, Stable(s)
  • Patio And Porch Features: Deck, Porch
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Lot Features:Wooded: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Cleared: Yes
  • Lot Features:Creek: Yes
  • Construction Materials:Wood Siding: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Rolling Slope: Yes
  • Lot Features:See Remarks44: Yes
  • Lot Features:Pond On Lot: Yes

Garage/Parking

  • Attached Garage: Yes
  • Parking Features: Attached, Detached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Oversized
  • General Property Description:Garage Spaces: 4.0
  • Parking Features:Attached: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes
  • Other Structures:Garage(s): Yes
  • Parking Features:Detached: Yes
  • Parking Features:Oversized: Yes
  • Parking Features:Garage Faces Side: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Cistern
  • Laundry Features: Electric Dryer Hookup, Main Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Propane
  • Heating:Forced Air: Yes
  • Heating:Propane4: Yes
  • Sewer Septic Tank: Yes
  • Heating:See Remarks42: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: New Haven Elementary
  • Junior High Dist: Boone Co Public
  • High School: Ryle High
  • Middle Or Junior School: Ballyshannon Middle School

Lot Info

  • Lot Size Sq Ft: 609840.0
  • Zoning Description: Residential, Agricultural

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,899 $445,500 $287,500 $158,000
2023 $1,889 $445,500 $287,500 $158,000
2022 $1,864 $445,500 $287,500 $158,000
2021 $1,943 $445,500 $287,500 $158,000
2020 $1,900 $445,500 $287,500 $158,000
2019 $1,923 $445,500 $287,500 $158,000
2018 $1,969 $445,500 $287,500 $158,000
2017 $1,894 $445,500 $287,500 $158,000
2015 $1,871 $166,000 $8,000 $158,000
2013 -- $166,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/13/2025 07/13/25 Price Changed $645,000 -31.7% $205 / Sq Ft
07/13/2025 07/13/25 Price Changed $945,000 0.0% $300 / Sq Ft
07/13/2025 07/13/25 Price Changed $945,000 -4.1% $430 / Sq Ft
07/03/2025 07/03/25 Price Changed $985,000 +228.3% $448 / Sq Ft
07/03/2025 07/03/25 For Sale $300,000 -56.2% --
07/03/2025 07/03/25 For Sale $685,000 -30.5% $218 / Sq Ft
07/03/2025 07/03/25 For Sale $985,000 -14.3% $313 / Sq Ft
05/02/2025 05/02/25 For Sale $1,149,000 -- $522 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed $52,000 Kentucky Land Title Agency
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $300,000 Credit Line Revolving
Previous Owner $300,000 Credit Line Revolving
Source: Public Records

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 634009

Northern Kentucky Multiple Listing Service

APN: 030.00-00-019.02