NOT LISTED FOR SALE

485 Debra Cir SW Concord, NC 28025

Estimated Value: $282,419 - $306,000

3 Beds
2 Baths
1,260 Sq Ft
$233/Sq Ft Est. Value

Last Sold April 28, 2022

Last sale price $278,000 $221 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $1,768/month

4 Days on Market

Highlights

  • Traditional Architecture
  • Covered Patio or Porch
  • Laundry Room
  • J.N. Fries Middle School Rated A-
  • Attached Garage
  • Central Heating

About This Home

As of April 2022

This beautiful, pet-friendly home available for self-tours 8 AM - 8 PM. Imagine living in a space you’ll love calling home! Application fee: $50 per adult applicant. Security Deposit: one month’s rent. Pet fees: $250 fee + $35/mo per pet. Some homes may include pool maintenance ($150/mo), septic maintenance ($15/mo), and/or HOA required fees; other fees may apply. We do not advertise on Craigslist or ask for payment via check, cash, wire transfer, or cash apps.
This property allows self guided viewing without an appointment. Contact for details.

Last Agent to Sell the Property

Lynn Howard

Southern Homes of the Carolinas, Inc License #255476 Listed on: 02/25/2022

Last Buyer's Agent

Spencer Lindahl

Main Street Renewal LLC License #275359

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,676

Year Built

  • Built in 1995

Lot Details

  • Lot Dimensions are 58x126x91x127
  • Fenced
  • Property is zoned RMD, RV

Parking

  • Attached Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1,260 Sq Ft Home
  • Ceiling Fan
  • Wood Burning Fireplace
  • Insulated Windows
  • Great Room with Fireplace
  • Vinyl Flooring
  • Laundry Room

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Schools

  • J.N. Fries Middle School
  • Central Cabarrus High School

Utilities

  • Central Heating
  • Gas Water Heater
  • Cable TV Available

Community Details

  • Willow Bend Subdivision

Listing and Financial Details

  • Assessor Parcel Number 5529-72-5553-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,676

Year Built

Built in 1995

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Year Built: 1995
  • Ratio Current Price By Acre: 1208695.65
  • Doors and Windows: Insulated Windows
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete
  • Structure Type: One Story
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 220.63
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Vinyl
  • Interior Amenities: Attic Other
  • Fixture Exception Yn: 0
  • Sq Ft Additional: 256
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1260
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Porch: Covered
  • Appliances: Cable Prewire, Ceiling Fan(s), Electric Cooktop, Dishwasher, Disposal, Electric Oven, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Great Room, Wood Burning
  • Living Area: 1260
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Half Bathrooms: 0

Exterior Features

  • Exterior Features: Fence
  • New Construction: No
  • Roof: Shingle
  • Tax Location: Concord
  • Construction Type: Site Built
  • Construction Type: Vinyl Siding

Garage/Parking

  • Main Level Garage YN: 1
  • Parking Features: Attached Garage, Garage - 1 Car

Utilities

  • Heating: Central, Gas Hot Air Furnace
  • Sewer: Public Sewer
  • Water Heater: Gas
  • Laundry Features: Main Level, Closet
  • Water Source: Public

Schools

  • Middle Or Junior School: J.n. Fries
  • HOA Subject To: None

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 5529-72-5553-0000
  • Lot Size: 58X126X91X127
  • Zoning Description: RV
  • ResoLotSizeUnits: Acres

Tax Info

  • RATIO List Price By Tax Amount: 1.60128

Multi Family

  • Unit Count: 0

MLS Schools

  • Elementary School: Unspecified
  • High School: Central Cabarrus

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 28, 2023
Sold by
Vm Pronto Llc
Bought by
Alto Asset Company 5 Llc
Current Estimated Value
$293,355

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$498,971,000
Outstanding Balance
$311,002,700
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
-$310,709,345

Purchase Details

Listed on
Feb 25, 2022
Closed on
Mar 28, 2022
Sold by
Richard Swan
Bought by
Vm Pronto Llc
Seller's Agent
Lynn Howard
Southern Homes of the Carolinas, Inc
Buyer's Agent
Spencer Lindahl
Main Street Renewal LLC
List Price
$260,000
Sold Price
$278,000
Premium/Discount to List
$18,000
6.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.52%

Purchase Details

Closed on
Dec 5, 2013
Sold by
White Jeffrey Charles
Bought by
Swan Richard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,684
Interest Rate
4.16%
Mortgage Type
VA

Purchase Details

Closed on
Nov 30, 2001
Sold by
Smith Dennis R
Bought by
White Jeffrey Charles

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$98,455
Interest Rate
6.59%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 23, 1999
Sold by
Zerrenner Dawn L
Bought by
Smith Dennis R

Purchase Details

Closed on
Sep 1, 1995
Bought by
Smith Dennis R
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Alto Asset Company 5 Llc $680,500 Bchh
Vm Pronto Llc -- Westcor Land Title
Swan Richard $96,500 None Available
White Jeffrey Charles $100,000 --
Smith Dennis R $4,000 --
Smith Dennis R $85,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Alto Asset Company 5 Llc $498,971,000
Previous Owner Swan Richard $99,684
Previous Owner White Jeffrey Charles $98,455
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/31/2024 12/31/24 Off Market $1,845 -- --
11/21/2024 11/21/24 For Rent $1,845 0.0% --
04/28/2022 04/28/22 Sold $278,000 +6.9% $221 / Sq Ft
03/01/2022 03/01/22 Pending -- -- --
02/25/2022 02/25/22 For Sale $260,000 -- $206 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,676 $268,630 $65,000 $203,630
2024 $2,676 $268,630 $65,000 $203,630
2023 $1,981 $162,370 $40,000 $122,370
2022 $1,981 $162,370 $40,000 $122,370
2021 $1,981 $162,370 $40,000 $122,370
2020 $1,981 $162,370 $40,000 $122,370
2019 $1,347 $110,420 $17,000 $93,420
2018 $1,325 $110,420 $17,000 $93,420
2017 $1,303 $110,420 $17,000 $93,420
2016 $773 $103,610 $17,000 $86,610
2015 $1,223 $103,610 $17,000 $86,610
2014 $1,223 $103,610 $17,000 $86,610
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 3833448

Canopy MLS (Canopy Realtor® Association)

APN: 5529-72-5553-0000