NOT LISTED FOR SALE

488 River Cliff Dr Harpers Ferry, WV 25425

Estimated Value: $481,045 - $554,000

3 Beds
3 Baths
1,857 Sq Ft
$279/Sq Ft Est. Value

Last Sold June 29, 2020

Last sale price $362,000 $195 Per Sq Ft

Est. 43% increase in value since last sale

Current estimated payment $2,972/month

13 Days on Market

Highlights

  • Home fronts navigable water
  • Water Access
  • Wood Flooring
  • C.W. Shipley Elementary School Rated A-
  • Rambler Architecture
  • 2 Fireplaces

About This Home

As of June 2020

Take a look at this updated cedar and stone contemporary, perched on a bluff, well out of the flood plain, overlooking the Potomac River! Sale includes an additional river front lot 30'x100' (separately taxed) where you can enjoy picnics and entertaining, or place your own floating dock on the rivers edge for deep water access. The community offers boat ramp access as well. The home has a newer roof, Pella doors and windows, 3 full baths, hardwood flooring, new carpet, a spacious rear deck, an over-sized one car garage and ample storage. Enjoy beautiful vistas with year-round color, ready for full time living or a weekend retreat from the hustle and bustle! This home has also been pet free and smoke free

Last Agent to Sell the Property

Adam Miller

(304) 582-3606 adammiller@premiermove.com Coldwell Banker Premier License #WV0029452 Listed on: 05/05/2020

Coldwell Banker Premier

Co-Listed By

Paula Miller

(304) 671-1404 millerteam@premiermove.com Coldwell Banker Premier License #WV0001319

Last Buyer's Agent

Tracy Kable

(304) 283-8680 tracy@thekableteam.com Kable Team Realty License #WV0015123

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,770

Year Built

  • Built in 1988

Lot Details

  • 0.57 Acre Lot
  • Home fronts navigable water
  • Property is zoned 101

HOA Fees

  • $42 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • 2 Driveway Spaces
  • Front Facing Garage

Home Design

  • Rambler Architecture
  • Architectural Shingle Roof
  • Cedar

Interior Spaces

  • 1,857 Sq Ft Home
  • Property has 1 Level
  • Ceiling Fan
  • 2 Fireplaces
  • Combination Dining and Living Room
  • Sun or Florida Room
  • Laundry Room

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 3 Full Bathrooms

Accessible Home Design

  • No Interior Steps

Outdoor Features

  • Water Access
  • River Nearby

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Heating System Powered By Leased Propane
  • On Site Septic

Community Details

  • Association fees include water
  • Potomac Terrace HOA
  • Potomac Terrace Subdivision

Listing and Financial Details

  • Tax Lot 3B
  • Assessor Parcel Number 043B004700000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,770

Year Built

Built in 1988

Lot Details

0

HOA Fees

$42 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: No Stairs
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Expected On Market: 5/6/2020 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1988
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Carpet, Hardwood
  • Interior Amenities: Carpet, Ceiling Fan(s), Combination Dining/Living
  • Fireplaces Count: 2
  • Levels Count: 1
  • Room List: Living Room, Primary Bedroom, Kitchen, Sun/Florida Room, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: No
  • Total Sq Ft: 1857
  • Living Area Sq Ft: 1857
  • Price Per Sq Ft: 201.94
  • Above Grade Finished Sq Ft: 1857
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 3

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Cedar
  • Roof: Architectural Shingle
  • Water Access: Yes
  • Water Body Name: Potomac River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Propane - Leased
  • Heating Type: Heat Pump(s), Forced Air, Zoned
  • Heating: Yes
  • Sewer/Septic System: On Site Septic
  • Water Source: Community

Condo/Co-op/Association

  • HOA Fees: 500.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Water
  • HOA Name: POTOMAC TERRACE HOA
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.57
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 24984.00
  • Zoning: 101
  • In City Limits: No

Rental Info

  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1770.00
  • Assessor Parcel Number: 043B004700000000
  • Tax Lot: 3B
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019

MLS Schools

  • School District Name: JEFFERSON COUNTY SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 5, 2020
Closed on
Jun 25, 2020
Sold by
Jordan George P
Bought by
Sayles Charles R
Seller's Agent
Adam Miller
Coldwell Banker Premier
Buyer's Agent
Tracy Kable
Kable Team Realty
List Price
$375,000
Sold Price
$362,000
Premium/Discount to List
-$13,000
-3.47%
Current Estimated Value
$517,511

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$155,511
Avg. Annual Appreciation
6.80%
Original Mortgage
$343,900
Outstanding Balance
$304,167
Interest Rate
3.2%
Mortgage Type
New Conventional
Estimated Equity
$213,344

Purchase Details

Closed on
Jun 11, 2008
Sold by
Holmes A Rutherfoord
Bought by
Jordan George P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6.07%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sayles Charles R $362,000 None Available
Jordan George P $300,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sayles Charles R $343,900
Previous Owner Jordan George P $240,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/29/2020 06/29/20 Sold $362,000 -3.5% $195 / Sq Ft
05/18/2020 05/18/20 Pending -- -- --
05/05/2020 05/05/20 For Sale $375,000 -- $202 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,455 $211,300 $53,900 $157,400
2024 $2,327 $198,800 $53,900 $144,900
2023 $2,322 $198,800 $53,900 $144,900
2022 $2,207 $185,200 $53,900 $131,300
2021 $2,066 $170,100 $53,900 $116,200
2020 $1,840 $161,700 $53,900 $107,800
2019 $1,771 $152,700 $44,900 $107,800
2018 $1,765 $150,200 $44,900 $105,300
2017 $1,780 $151,500 $44,900 $106,600
2016 $1,789 $152,700 $44,900 $107,800
2015 $1,733 $147,100 $44,900 $102,200
2014 $1,718 $146,100 $44,900 $101,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: WVJF138482

Bright MLS

APN: 04-3B-00470000