NOT LISTED FOR SALE

5097 Fern St Blaine, WA 98230

Birch Bay Neighborhood

Estimated Value: $578,000 - $728,000

2 Beds
2 Baths
1,680 Sq Ft
$384/Sq Ft Est. Value

Last Sold October 19, 2021

Last sale price $595,000 $354 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $3,764/month

Highlights

  • Ocean View
  • Wood Flooring
  • Patio
  • Deck
  • 1 Fireplace
  • Attached Carport

About This Home

As of October 2021

Simply stunning sunsets! Here's the Birch Bay gem you've been waiting for...flexible floor plan creates a fantastic work from home scenario or vacation rental opportunity in this sought after beach location. 2010 construction features upscale finishes: maple hardwood & laminate flooring, granite counters, custom cabinetry with soft close drawers, under cabinet lighting, movable kitchen island, cozy gas fireplace, 9' and vaulted ceilings, heat pump, super insulated, 18'x14' Trex deck/stairs & Hardie siding. Designed to maximize the water views from all levels, you'll love the delightful bay + sunset views from the main level deck or take a break on the lower level private patio accessed from the ideal home office/bonus space with wet bar.

Last Agent to Sell the Property

Jennifer Freeman

Windermere Real Estate Whatcom License #82190 Listed on: 07/29/2021

Windermere Real Estate Whatcom

Co-Listed By

Leah Crews

Windermere Real Estate Whatcom License #82339

Last Buyer's Agent

Sean Ryan

NextHome Northwest Living License #23669

NextHome Northwest Living

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: NWM1810137

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,881

Year Built

  • Built in 2010

Lot Details

  • Street terminates at a dead end

Property Views

  • Ocean
  • Bay

Home Design

  • Composition Roof
  • Cement Board or Planked

Interior Spaces

  • 2 Bathrooms
  • 1 Fireplace
  • Finished Basement

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Laminate
  • Vinyl

Laundry

  • Dryer
  • Washer

Parking

  • Attached Carport
  • Off-Street Parking

Outdoor Features

  • Deck
  • Patio

Utilities

  • High Speed Internet
  • Cable TV Available

Community Details

  • Birch Bay Community

Listing and Financial Details

  • Assessor Parcel Number 4051243051760000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,881

Year Built

Built in 2010

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: 18 - 2 Stories W/Bsmnt
  • Building Information: Built On Lot
  • Entrance Level: Main
  • Year Built: 2010
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Features: Wet Bar, Bath Off Master, Ceiling Fan(s), Dbl Pane/Storm Windw, Loft, Vaulted Ceilings, Walk In Pantry, Walk-In Closet
  • Floor Covering: Hardwood, Laminate, Vinyl, Wall To Wall Carpet
  • Appliances That Stay: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Bedrooms: 2.00
  • Lower Level Bedroom: 1
  • Bathrooms: 2.00
  • Bathrooms Main: Lower
  • Three Quarter Bathrooms: 2
  • Three Quarter Bathrooms: 2
  • Total Half Bathrooms: 1
  • Three Quarter Bathrooms Lower: 1
  • Main Half Bathrooms: 1
  • Master Bedroom: Upper
  • Fireplaces: 1
  • Fireplaces Main: 1
  • Basement: Fully Finished
  • Living Room: Main
  • Kitchen w/ Eating Area: Main
  • Estimated Sq Ft: 1680
  • Square Footage Finished: 1680
  • Square Footage Unfinished: 250

Exterior Features

  • Exterior: Cement Planked
  • Roof: Composition
  • View: Bay, Ocean

Garage/Parking

  • Parking Type: Carport-Attached, Off Street
  • Total Covered Parking: 1

Utilities

  • Heating And Cooling: Forced Air, Heat Pump
  • Power Company: PSE
  • Sewer: Sewer Connected
  • Sewer Company: Birch Bay Water & Sewer
  • Water Company: Birch Bay Water & Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Name: Birch Bay

Schools

  • Elementary School: Blaine Elem
  • Middle School: Blaine Mid
  • High School: Blaine High
  • School District: BLN

Lot Info

  • Lot Details: Dead End Street
  • Lot Sq Ft: 2614
  • Parcel Number: 4051243051760000

Tax Info

  • Tax Amount: 3491

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2021
Closed on
Oct 18, 2021
Sold by
Jerns Patrick C and Jerns Beverly J
Bought by
Ryan Sean and Ryan Staci Jarvis
Seller's Agent
Jennifer Freeman
Windermere Real Estate Whatcom
Buyer's Agent
Sean Ryan
NextHome Northwest Living
List Price
$650,000
Sold Price
$595,000
Premium/Discount to List
-$55,000
-8.46%
Current Estimated Value
$645,842

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$50,842
Avg. Annual Appreciation
1.05%
Original Mortgage
$476,000
Outstanding Balance
$439,680
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$180,224

Purchase Details

Closed on
Jul 6, 2010
Sold by
Jerns Patrick C and Jerns Beverly J
Bought by
Jerns Patrick C and Jerns Beverly J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$35,000
Interest Rate
4.48%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Aug 29, 2007
Sold by
Jerns Patrick C and Jerns Beverly J
Bought by
Jerns Patrick C and Jerns Beverly J
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ryan Sean $595,000 Whatcom Land Title Company I
Jerns Patrick C -- Chicago Title Insurance
Jerns Patrick C -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ryan Sean $476,000
Previous Owner Jerns Patrick C $276,000
Previous Owner Jerns Patrick C $36,000
Previous Owner Jerns Patrick C $35,000
Previous Owner Jerns Patrick C $275,000
Previous Owner Jerns Patrick C $103,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/19/2021 10/19/21 Sold $595,000 -0.8% $354 / Sq Ft
09/01/2021 09/01/21 Pending -- -- --
09/01/2021 09/01/21 Price Changed $600,000 -4.0% $357 / Sq Ft
08/16/2021 08/16/21 Price Changed $625,000 -3.8% $372 / Sq Ft
07/29/2021 07/29/21 For Sale $650,000 -- $387 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,881 $558,747 $337,500 $221,247
2023 $3,881 $558,747 $337,500 $221,247
2022 $3,667 $496,664 $300,000 $196,664
2021 $3,491 $401,913 $122,520 $279,393
2020 $3,412 $352,560 $107,475 $245,085
2019 $3,113 $331,820 $101,153 $230,667
2018 $3,029 $294,915 $89,903 $205,012
2017 $2,590 $258,576 $78,825 $179,751
2016 $2,503 $246,029 $75,000 $171,029
2015 $2,455 $228,733 $75,278 $153,455
2014 -- $218,890 $72,038 $146,852
2013 -- $216,502 $71,250 $145,252
Source: Public Records

Agents Affiliated with this Home

  • Jennifer Freeman

    Seller's Agent in 2021

    Jennifer Freeman

    Windermere Corporate

    (360) 815-0803

    95 in this area

    265 Total Sales

    Jennifer Freeman
    Section Image
  • Leah Crews

    Seller Co-Listing Agent in 2021

    Leah Crews

    Windermere Corporate

    (360) 305-4747

    105 in this area

    316 Total Sales

    Leah Crews
    Section Image
  • Sean Ryan

    Buyer's Agent in 2021

    Sean Ryan

    NextHome Northwest Living

    (360) 220-4880

    7 in this area

    153 Total Sales

    Sean Ryan
    Section Image
See All Agents

Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: NWM1810137

Northwest Multiple Listing Service (NWMLS)

APN: 405124-305176-0000

Washington Whatcom County Blaine 98230 Birch Bay

5097 Fern St, Blaine, WA

This home is located at 5097 Fern St, Blaine, WA 98230 since 29 July 2021 and is currently estimated at $645,842, approximately $384 per square foot. This property was built in 2010. 5097 Fern St is a home located in Whatcom County with nearby schools including Blaine Primary School, Blaine Elementary School, and Blaine Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northwest Multiple Listing Service (NWMLS) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided by the Northwest Multiple Listing Service (NWMLS). Property information is based on available data that may include MLS information, county records, and other sources. Listings marked with the 3 tree icon and provided by NWMLS. All properties are subject to prior sale or withdrawal. IDX information is provided exclusively for consumers’ personal noncommercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID. ©2025 NWMLS.
Based on information submitted to the MLS GRID

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