$434,000
SOLD AUG 14, 2023

515 W Saddle Ln Payson, AZ 85541

3 Beds
2 Baths
1,326 Sq Ft
5,950 Sq Ft Lot

Recently Sold

$327 Per Sq Ft

1% Below List Price

61 Days on Market

Highlights

  • Vaulted Ceiling
  • Covered patio or porch
  • Eat-In Kitchen
  • No HOA
  • 2 Car Direct Access Garage
  • Double Pane Windows

About This Home

As of April 2025

This Stunning Single Level 3 Bed 2 Bath Custom Home In Gorgeous Payson Arizona, features a spacious split floor plan that makes it easy to both relax and entertain! This home has a large master bedroom with custom walk in closets, exquisite tile work, Double Sinks, vaulted ceilings, Quartz countertops, Paver Driveway, Beautiful 3 foot stone wainscoting around the outside, and Absolutely No Interior steps. Call today to see this amazing plan. Built By JA Mountain View Custom Homes. PROPERTY BACKS TO THE NATIONAL FOREST, No HOA and perfect for AirBnB.

Last Agent to Sell the Property

Robert Pearson

Payson Homes & Land License #BR524963000 Listed on: 05/24/2023

Last Buyer's Agent

Robert Pearson

Payson Homes & Land License #BR524963000 Listed on: 05/24/2023

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $583

Year Built

  • Built in 2023

Parking

  • 2 Car Direct Access Garage

Home Design

  • Wood Frame Construction
  • Composition Roof
  • Stone Exterior Construction

Interior Spaces

  • 1,326 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Vinyl Clad Windows
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • <<builtInMicrowave>>

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Bathrooms

Schools

  • Out Of Maricopa Cnty Elementary And Middle School
  • Out Of Maricopa Cnty High School

Utilities

  • Central Air
  • Heating Available
  • High Speed Internet
  • Cable TV Available

Additional Features

  • No Interior Steps
  • Covered patio or porch
  • 5,950 Sq Ft Lot

Community Details

  • No Home Owners Association
  • Association fees include no fees
  • Built by JA Mountain View Custom Homes
  • Payson Ranchos Unit 3 Subdivision

Listing and Financial Details

  • Tax Lot 14
  • Assessor Parcel Number 302-36-183

Home Details

Home Type

Single Family

Est. Annual Taxes

$583

Year Built

Built in 2023

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Ownership: Fee Simple
  • Association Fees Land Lease Fee: N
  • Basement: N
  • Parking Spaces Slab Parking Spaces: 2.0
  • Parking Spaces Total Covered Spaces: 2.0
  • Separate Den Office Sep Den Office: N
  • Year Built: 2023
  • Tax Year: 2021
  • Directions: In Payson, hwy 87 North, left on airport road, right on McLane, left on Saddle, to sign on the left.
  • Property Sub Type: Single Family Residence
  • Horses: No
  • Lot Size Acres: 0.14
  • Subdivision Name: PAYSON RANCHOS UNIT 3
  • Architectural Style: Ranch
  • New Construction: No
  • Property Attached Yn: No
  • Windows:Dual Pane: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Technology:Cable TV Avail: Yes
  • Cooling:Central Air: Yes
  • Water Source City Water: Yes
  • Technology:High Speed Internet: Yes
  • Special Features: NewHome

Interior Features

  • Flooring: Carpet, Laminate, Vinyl
  • Basement YN: No
  • Spa Features: None
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Interior Amenities: High Speed Internet, See Remarks, Eat-in Kitchen, No Interior Steps, Vaulted Ceiling(s), 3/4 Bath Master Bdrm
  • Living Area: 1326.0
  • Stories: 1
  • Window Features: Dual Pane, Vinyl Frame
  • Kitchen Features:RangeOven Elec: Yes
  • Kitchen Features:Built-in Microwave: Yes
  • Community Features:See Remarks2: Yes

Exterior Features

  • Fencing: See Remarks
  • Lot Features: Gravel/Stone Front, Gravel/Stone Back
  • Pool Features: None
  • Disclosures: Seller Discl Avail
  • Common Walls: No Common Walls
  • Construction Type: Wood Frame, Painted, Stone
  • Patio And Porch Features: Covered Patio(s)
  • Property Condition: Complete Spec Home
  • Roof: Composition
  • Construction:Frame - Wood: Yes
  • Exterior Features:Covered Patio(s): Yes
  • Construction Status:Complete Spec Home: Yes

Garage/Parking

  • Total Covered Spaces: 2.0
  • Parking Features: Direct Access
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Open Parking Spaces: 2.0
  • Parking Features:Direct Access: Yes

Utilities

  • Electric: 220 Volts in Kitchen
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
  • Laundry Features: Wshr/Dry HookUp Only
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: City Water
  • Heating:Electric: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Fees:HOA YN2: N
  • Association Fees:PAD Fee YN2: N
  • Association Fee Incl:No Fees: Yes

Fee Information

  • Association Fee Includes: No Fees

Schools

  • Elementary School: Out of Maricopa Cnty
  • High School: Out of Maricopa Cnty
  • Junior High Dist: Payson Unified District
  • Middle Or Junior School: Out of Maricopa Cnty

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 5950.0
  • Parcel #: 302-36-183

Building Info

  • Builder Name: JA Mountain View Custom Homes

Tax Info

  • Tax Annual Amount: 583.0
  • Tax Book Number: 302.00
  • Tax Lot: 14
  • Tax Map Number: 36.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 30, 2024
Closed on
Apr 17, 2025
Sold by
See Family Living Trust and See Monte O
Bought by
Cooper Rhonda Rene
Seller's Agent
Kimberly Anderson
Realty Executives Arizona Territory
Buyer's Agent
Jeanie Teyechea
Opportunity 2 Own Real Estate
List Price
$475,000
Sold Price
$452,000
Premium/Discount to List
-$23,000
-4.84%
Views
118

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.60%
Original Mortgage
$429,385
Outstanding Balance
$429,385
Interest Rate
6.67%
Mortgage Type
FHA
Estimated Equity
$23,133

Purchase Details

Closed on
Mar 14, 2024
Sold by
See Monte O and See Rhonda A
Bought by
See Family Living Trust and See
Source: Public Records

Similar Homes in Payson, AZ

  • 507 E Park Dr, Payson, AZ 85541

    $439,900

    • 3 Beds
    • 2 Baths
    • 1,332 Sq Ft
    • 507 E Park Dr
    • Payson, AZ

    Well maintained, quality built home includes 2 bdrm plus den, office or 3rd bdrm, and many well appointed features. Professionally painted exterior in June of 2024. Walk to stores and college, 1 level no steps. Large windows, beautiful kitchen, stainless appliances, beautiful custom cabinetry, tile back splash, breakfast bar & granite counter tops. Luxury bathrooms with tiled showers, split

    Lynnie Raichert INTEGRA HOMES AND LAND - A

    Section Image
  • 311 W Cody Cir, Payson, AZ 85541

    $398,000

    • 2 Beds
    • 2 Baths
    • 1,084 Sq Ft
    • 311 W Cody Cir
    • Payson, AZ

    Located in Payson Pines a wonderful community close to the National Forest and miles of hiking trails and wildlife yet minutes from Shopping. Single level charming home at the end of a cul-de-sac. 2 en-suites with 3/4 baths and spacious closets. The great room offers laminate wood flooring, gas fireplace and sliding glass doors that open to the screened in patio. The kitchen and entry have

    Kim Ross REALTY EXECUTIVES ARIZONA TERRITORY - PAYSON 3

    Section Image
  • 510 N Oak Ridge Rd Unit 1, Payson, AZ 85541

    $425,000

    • 3 Beds
    • 2 Baths
    • 1,266 Sq Ft
    • 510 N Oak Ridge Rd
    • Unit 1
    • Payson, AZ

    Charming home in need of a little TLC in the Woodhill Subdivision, 1,266 square feet of living space, split floor plan, 3 bedrooms, 2 bath, living room features rock inlayed fireplace, open floor plan, covered deck, seller is offering flooring allowance with acceptable offer

    Susie McCartney-Belcher Coldwell Banker Bishop Realty

    Section Image
  • 101 S Whiting Dr, Payson, AZ 85541

    $456,000

    • 3 Beds
    • 2 Baths
    • 2,244 Sq Ft
    • 101 S Whiting Dr
    • Payson, AZ

    Spacious home with 3 Bedrooms, 2 baths and a large bonus room that makes for a great family room. Home has been remodeled and lightly lived in. Primary Bedroom is on the main living level with a 3/4 bath. It has laminate flooring, newer paint, stainless steel appliances, plenty of cabinets and a pantry and the laundry is in the hallway. On the lower level are 2 bedrooms a full bath with a

    Kim Ross REALTY EXECUTIVES ARIZONA TERRITORY - PAYSON 3

    Section Image
  • 505 E Phoenix St, Payson, AZ 85541

    $499,000

    • 3 Beds
    • 2 Baths
    • 2,103 Sq Ft
    • 505 E Phoenix St
    • Payson, AZ

    Fantastic unobstructed views of the Mogollon Rim and of the town of Payson from inside the home and outside on the large covered deck. Enjoy the beautiful sunsets or the snow covered Mogollon Rim. 3 Bedrooms, 2 baths and an oversized 2 car garage. Spacious and open is the floor plan for this wonderful home. Vaulted ceilings, great room, breakfast bar, gas stove, plenty of cabinet space, gas

    Kim Ross REALTY EXECUTIVES ARIZONA TERRITORY - PAYSON 3

    Section Image
  • 263 E Springdale Dr, Payson, AZ 85541

    $419,000

    • 3 Beds
    • 2 Baths
    • 1,998 Sq Ft
    • 263 E Springdale Dr
    • Payson, AZ

    Completely remodeled home with beautiful upgraded features. With 1998 livable square feet, 3 bedrooms, 2 baths and a family room. On the main living level is the kitchen with all new stainless steel appliances, corian counter tops, tiled back splash, kitchen island bar with a butcher block top and storage, tile flooring, walk-in pantry, new lighting and access to the covered deck. The great

    Kim Ross REALTY EXECUTIVES ARIZONA TERRITORY - PAYSON 3

    Section Image
  • 835 Deercreek Dr, Payson, AZ 85541

    $349,000

    • 4 Beds
    • 2 Baths
    • 2,160 Sq Ft
    • 835 Deercreek Dr
    • Payson, AZ

    NEW PRICE!! This is a wonderful 2006 Palm Harbor Home with 4 bedrooms, 2 baths, split floor plan, located on .40 acres bordering forest land. This home is light and bright with a wonderful floor plan that includes living room, family room, large primary with large ensuite, dual vanity, garden tub and separate shower, large walk in closet. Large laundry room with lots of storage Detached 2 car

    Susie McCartney-Belcher Coldwell Banker Bishop Realty

    Section Image
  • 330 W Roundup Rd, Payson, AZ 85541

    $329,998

    • 3 Beds
    • 1 Bath
    • 1,056 Sq Ft
    • 330 W Roundup Rd
    • Payson, AZ

    SITE BUILT HOME - SINGLE FAMILY RESIDENCE with central heat and air conditioning Welcome to this cozy and well-maintained 3 bed, 1 bath single-story in a quiet, safe neighborhood. This move-in ready property features bamboo flooring, granite countertops, travertine tile in the kitchen and bathroom, and oak cabinets. Newer appliances and updated water heater included.Exterior highlights

    Taryn Hernandez HomeSmart

    Section Image
  • 202 W Roundup Rd, Payson, AZ 85541

    $375,000

    • 4 Beds
    • 2 Baths
    • 2,024 Sq Ft
    • 202 W Roundup Rd
    • Payson, AZ

    Welcome Home! You will enjoy this family friendly home with 4BDRM/2BA and 2024 sf of living space. Wood burning fireplace in living area in addition to an open nook currently used as office space. Kitchen is open to dining area and includes electric range, refrigerator and dishwasher. Laundry room is on main level. Three bedrooms are all on the lower level with a full bathroom. The upstairs is an

    Deborah Rose Realty ONE Group

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $452,000 Pioneer Title
Special Warranty Deed -- Final Title Support
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $429,385 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/30/2025 04/30/25 Sold $452,000 -2.8% $335 / Sq Ft
03/24/2025 03/24/25 Pending -- -- --
02/17/2025 02/17/25 Price Changed $464,999 -2.1% $344 / Sq Ft
12/30/2024 12/30/24 For Sale $475,000 +9.4% $352 / Sq Ft
08/14/2023 08/14/23 Sold $434,000 -1.3% $327 / Sq Ft
07/25/2023 07/25/23 Pending -- -- --
05/24/2023 05/24/23 For Sale $439,900 +598.3% $332 / Sq Ft
02/17/2022 02/17/22 Sold $63,000 -3.1% $47 / Sq Ft
02/05/2022 02/05/22 Pending -- -- --
01/31/2022 01/31/22 For Sale $65,000 -- $49 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $581 -- -- --
2024 $581 $33,963 $2,969 $30,994
2023 $581 $9,240 $4,620 $4,620
2022 $592 $9,240 $4,620 $4,620
2021 $583 $9,240 $4,620 $4,620
2020 $588 $0 $0 $0
2019 $584 $0 $0 $0
2018 $549 $0 $0 $0
2017 $514 $0 $0 $0
2016 $504 $0 $0 $0
2015 $514 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6560566

Arizona Regional Multiple Listing Service (ARMLS)

APN: 302-36-183