$136,300

517 Hill Top Dr Cumberland, MD 21502

Estimated payment $911/month

Total Views 1,311
3 Beds
1 Bath
1,440 Sq Ft
$95 Price per Sq Ft

Highlights

  • Very Popular Property
  • Craftsman Architecture
  • No HOA
  • City View
  • Wood Flooring
  • 1 Car Detached Garage

About This Home

Charming Brick Craftsman Bungalow with Mountain & City Views!!
Step onto the welcoming front porch and watch the world go by....or retreat to the back porch off the kitchen and soak in the gorgeous views of the mountains and city below...Perfect for morning coffee or evening sunsets! Inside you will find a thoughtful blend of timeless charm with its warm woodwork, vintage details, and a cozy vibe that just feels like home. Offering 2 large bedrooms and a full bath upstairs.....a living room, dining room, and kitchen on the main level.... and a partially finished basement area that walks right out to the backyard (hello, entertainment room!), or third bedroom. There is plenty of space to relax, host, or get creative. Out back you will also find a detached garage...perfect for your car, bikes, or your next big project. Whether you’re looking for your first home, a peaceful retreat, or simply a place full of character, this little bungalow is ready to win your heart.

Listing Agent

Kristin Van Camp

Iron Valley Real Estate of Waynesboro License #617391 Listed on: 07/17/2025

Iron Valley Real Estate of Waynesboro

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,870

Year Built

  • Built in 1941

Lot Details

  • 4,550 Sq Ft Lot
  • Back Yard Fenced
  • Landscaped
  • Property is in good condition

Parking

  • 1 Car Detached Garage
  • Parking Storage or Cabinetry
  • On-Street Parking

Property Views

  • City
  • Mountain

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Block Foundation

Interior Spaces

  • Property has 2.5 Levels
  • Whole House Fan
  • Ceiling Fan
  • Window Treatments
  • Dining Area
  • Wood Flooring
  • Laundry on lower level

Bedrooms and Bathrooms

  • 1 Full Bathroom

Partially Finished Basement

  • Connecting Stairway
  • Basement Windows

Outdoor Features

  • Porch

Schools

  • Fort Hill High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Programmable Thermostat
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 13
  • Assessor Parcel Number 0104035909

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,870

Year Built

Built in 1941

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Craftsman
  • Ownership: Fee Simple
  • Exclusions: See Disclosures
  • Historic: No
  • Inclusions: See Disclosures
  • New Construction: No
  • Story List: Lower 1, Upper 1
  • Federal Flood Zone: No
  • Year Built: 1941
  • Remarks Public: Charming Brick Craftsman Bungalow with Mountain & City Views!! Step onto the welcoming front porch and watch the world go by….or retreat to the back porch off the kitchen and soak in the gorgeous views of the mountains and city below…Perfect for morning coffee or evening sunsets! Inside you will find a thoughtful blend of timeless charm with its warm woodwork, vintage details, and a cozy vibe that just feels like home. Offering 2 large bedrooms and a full bath upstairs…..a living room, dining room, and kitchen on the main level…. and a partially finished basement area that walks right out to the backyard (hello, entertainment room!), or third bedroom. There is plenty of space to relax, host, or get creative. Out back you will also find a detached garage…perfect for your car, bikes, or your next big project. Whether you’re looking for your first home, a peaceful retreat, or simply a place full of character, this little bungalow is ready to win your heart.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Hardwood
  • Interior Amenities: Dining Area, Window Treatments, Wood Floors
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 2.5
  • Basement: Yes
  • Basement Type: Connecting Stairway, Partially Finished, Windows
  • Laundry Type: Lower Floor
  • Total Sq Ft: 1728
  • Living Area Sq Ft: 1440
  • Price Per Sq Ft: 118.32
  • Above Grade Finished Sq Ft: 1152
  • Below Grade Finished Sq Ft: 288
  • Below Grade Sq Ft: 288
  • Total Below Grade Sq Ft: 576
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 517

Beds/Baths

  • Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Exterior Features: Sidewalks, Street Lights
  • View: City, Mountain
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Additional Storage Area
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: On Street, Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Whole House Fan, Programmable Thermostat
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air, Humidifier
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ALLEGANY COUNTY PUBLIC SCHOOLS
  • Elementary School: CALL SCHOOL BOARD
  • Middle School: CALL SCHOOL BOARD
  • High School: FORT HILL
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140562208
  • School District Source: Listing Agent
  • Elementary School: CALL SCHOOL BOARD
  • High School: FORT HILL
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Fencing: Rear
  • Land Use Code: R
  • Lot Features: Landscaping
  • Lot Size Acres: 0.10
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 4550.00
  • Outdoor Living Structures: Porch(es)
  • Property Condition: Good
  • Year Assessed: 2025
  • Zoning: RES
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1870.00
  • Assessor Parcel Number: 0104035909
  • Tax Lot: 13
  • Tax Total Finished Sq Ft: 1152
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ALLEGANY COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $877 $93,667 $0 $0
2023 $746 $80,200 $9,100 $71,100
2022 $729 $78,600 $0 $0
2021 $720 $77,000 $0 $0
2020 $700 $75,400 $7,900 $67,500
2019 $704 $75,400 $7,900 $67,500
2018 $710 $75,400 $7,900 $67,500
2017 $729 $76,800 $0 $0
2016 $736 $76,800 $0 $0
2015 $798 $76,800 $0 $0
2014 $798 $82,700 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2025 07/17/25 For Sale $136,300 +9.0% $95 / Sq Ft
06/21/2022 06/21/22 For Sale $125,000 0.0% $109 / Sq Ft
06/17/2022 06/17/22 Sold $125,000 -- $109 / Sq Ft
05/03/2022 05/03/22 Pending -- -- --
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $95,000 --
Deed $57,000 --
Deed $45,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $93,279 FHA
Previous Owner $45,000 No Value Available
Closed -- No Value Available
Source: Public Records

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Source: Bright MLS

MLS Number: MDAL2012318

Bright MLS

APN: 04-035909