Seller's Agent in 2016
Karen Smith
Beachy Beach Real Estate
(850) 233-4351
22 in this area
265 Total Sales
5203 Finisterre Dr Panama City, FL 32408
Estimated Value: $766,000 - $1,147,000
3
Beds
2.5
Baths
3,081
Sq Ft
$306/Sq Ft
Est. Value
Highlights
- Boat Dock
- Heated In Ground Pool
- Bay View
- J.R. Arnold High School Rated A-
- Fishing
- Gated Community
About This Home
As of February 2016Back on the market and new HVAC system for the main floor ($6,000) +$30,000 price reduction, Seller says it's time for someone to move in and enjoy this beautiful home. Custom built home in prestigious Finisterre. The details and quality of construction are incredible. Offering 3,081 square feet, 3 bedrooms, 2 and a half baths and all the outdoor living space you could possibly ask for. The home is wrapped around a beautiful courtyard pool and loggia and the flow is ideal for indoor/outdoor living. The loggia and dining pavilion provide over 500 square feet of covered outdoor patio space. The first floor has oak flooring in the living room, dining room and kitchen with 13' and 14' high ceilings, crown moulding and built-in sound system. The gourmet kitchen is huge and very functional with a large granite island and snack bar. The first floormaster bedroom suite has a poolside patio and luxurious bath. Upstairs there is a den with wet bar and balcony overlooking the pool. The two upstairs bedrooms are off of the den and share a bath. This home has to be seen to be appreciated. The pictures are wonderful, but the home is even more spectacular in person. Located in Finisterre, a gated waterfront community with tennis courts, playground and boat dock. Close to several marinas, the beach and St. Andrews State Park.
Last Agent to Sell the Property
Beachy Beach Real Estate License #3102215 Listed on: 11/07/2015
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,948
Year Built
- Built in 2004
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 31x130x105x125
- Street terminates at a dead end
- Back Yard Fenced
- Sprinkler System
Parking
- 2 Car Garage
- Oversized Parking
- Guest Parking
- Golf Cart Parking
Property Views
- Bay
- Lagoon
Home Design
- Mediterranean Architecture
- Exterior Columns
- Off Grade Structure
- Frame Construction
- Slate Roof
- Stucco
Interior Spaces
- 3,081 Sq Ft Home
- 2-Story Property
- Wet Bar
- Built-in Bookshelves
- Shelving
- Woodwork
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Window Treatments
- Insulated Doors
- Entrance Foyer
- Great Room
- Family Room
- Dining Room
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Electric Oven or Range
- Self-Cleaning Oven
- Range Hood
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Painted or Stained Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- En-Suite Primary Bedroom
- Dual Vanity Sinks in Primary Bathroom
- Shower Only in Primary Bathroom
Laundry
- Laundry Room
- Dryer
- Washer
Eco-Friendly Details
- Energy-Efficient Doors
Pool
- Heated In Ground Pool
- Outdoor Shower
Outdoor Features
- Balcony
- Covered Patio or Porch
- Gazebo
- Separate Outdoor Workshop
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Two Heating Systems
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 31424-531-000
Community Details
Overview
- Property has a Home Owners Association
- Association fees include ground keeping, legal
- Finisterre S/D Subdivision
- The community has rules related to covenants
Recreation
- Boat Dock
- Tennis Courts
- Community Playground
- Community Pool
- Fishing
Additional Features
- Community Pavilion
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Apr 9, 2025
Sold by
Cable James R and Cable Teri L
Bought by
Cable James R and Cable Teri L
Current Estimated Value
Purchase Details
Closed on
Aug 23, 2019
Sold by
Kelly Thomas W and Cable Teri L
Bought by
Cable James R and Cable Teri L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$571,500
Interest Rate
3.8%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 7, 2015
Closed on
Feb 4, 2016
Sold by
Parrish Pearl
Bought by
Kelly Thomas W and Kelly Phyllis K
Seller's Agent
Karen Smith
Beachy Beach Real Estate
List Price
$630,000
Sold Price
$630,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.20%
Original Mortgage
$417,000
Interest Rate
3.98%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 19, 2002
Sold by
Seahaven Development Inc
Bought by
Parrish Charles W and Parrish Mary L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,100
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Cable James R | $100 | None Listed On Document | |
| Cable James R | $100 | None Listed On Document | |
| Cable James R | $675,900 | North Florida Title Co | |
| Kelly Thomas W | $630,000 | Attorney | |
| Parrish Charles W | $82,400 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Cable James R | $571,500 | |
| Previous Owner | Kelly Thomas W | $417,000 | |
| Previous Owner | Parrish Charles W | $74,100 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 06/20/2022 06/20/22 | Off Market | $630,000 | -- | -- | |
| 02/04/2016 02/04/16 | Sold | $630,000 | 0.0% | $204 / Sq Ft | |
| 02/04/2016 02/04/16 | Sold | $630,000 | 0.0% | $204 / Sq Ft | View Prior Sale |
| 12/17/2015 12/17/15 | Pending | -- | -- | -- | |
| 12/17/2015 12/17/15 | Pending | -- | -- | -- | |
| 11/07/2015 11/07/15 | For Sale | $630,000 | -15.9% | $204 / Sq Ft | |
| 09/16/2014 09/16/14 | For Sale | $749,000 | -- | $243 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,963 | $610,568 | -- | -- |
| 2023 | $6,963 | $592,784 | $0 | $0 |
| 2022 | $6,256 | $575,518 | $0 | $0 |
| 2021 | $6,287 | $558,755 | $50,150 | $508,605 |
| 2020 | $6,600 | $576,989 | $69,941 | $507,048 |
| 2019 | $4,737 | $419,171 | $0 | $0 |
| 2018 | $4,716 | $411,355 | $0 | $0 |
| 2017 | $4,646 | $402,894 | $0 | $0 |
| 2016 | $4,504 | $347,739 | $0 | $0 |
| 2015 | $4,682 | $351,702 | $0 | $0 |
| 2014 | $4,235 | $355,664 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Smith
-
Chris Charles
Seller Co-Listing Agent in 2016
Chris Charles
The Premier Property Group Seacrest Office
(850) 866-3720
10 in this area
36 Total Sales
-
H
Buyer's Agent in 2016
Holli Persall
ERA Neubauer Real Estate, Inc
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 716102
APN: 31424-531-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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