NOT LISTED FOR SALE

5236 Finisterre Dr Panama City, FL 32408

Estimated Value: $1,549,000 - $3,672,000

5 Beds
5.5 Baths
5,300 Sq Ft
$456/Sq Ft Est. Value

Last Sold March 06, 2020

Last sale price $1,800,000 $340 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $14,276/month

1 Day on Market

Highlights

  • Boat Dock
  • Home fronts a seawall
  • Boat Lift
  • J.R. Arnold High School Rated A-
  • Parking available for a boat
  • Boat Slip

About This Home

As of March 2020

BACK ON THE MARKET PRICE REDUCTION!!!Experience the Mediterranean, Old World style, as you enter the home through its magnificent 11 foot iron grill door. Then pause and take in the view of shimmering Grand Lagoon framed by Corinthian columns and arched ceilings. The home blends rustic comfort with casual elegance. A subtle 21 color palette sets the backdrop for this one of a kind home. Design elements of travertine, stone, copper, tile, wood and mosaic are artfully orchestrated throughout the home. To your right as you enter is the guest suite which includes a walk thru closet and bath with a steam shower- the vanity is a sacrament piece from a historic church, and an exercise room overlooking the lagoon. The living room includes a double fireplace, which graces the living room

Last Agent to Sell the Property

Cindy Seltzer

Seltzer Real Estate LLC License #184007 Listed on: 02/09/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,110

Year Built

  • Built in 2006

Lot Details

  • Lot Dimensions are 234x87x200x72
  • Home fronts a lagoon or estuary
  • Home fronts a seawall
  • Property Fronts a Bay or Harbor
  • Property fronts a bayou
  • Home fronts a canal
  • Back Yard Fenced
  • Sprinkler System

HOA Fees

  • $174 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Automatic Garage Door Opener
  • Parking available for a boat

Property Views

  • Bay
  • Lagoon
  • Bayou
  • Canal

Home Design

  • Mediterranean Architecture
  • Exterior Columns
  • Slate Roof
  • Stucco
  • Slate

Interior Spaces

  • 5,300 Sq Ft Home
  • 3-Story Property
  • Wet Bar
  • Partially Furnished
  • Built-in Bookshelves
  • Woodwork
  • Crown Molding
  • Beamed Ceilings
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Tinted Windows
  • Great Room
  • Atrium Room
  • Home Gym

Kitchen

  • Breakfast Bar
  • Double Self-Cleaning Oven
  • Cooktop with Range Hood
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Painted or Stained Flooring
  • Wall to Wall Carpet
  • Marble

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Dressing Area
  • Maid or Guest Quarters
  • In-Law or Guest Suite
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Pool

  • Heated In Ground Pool
  • Spa

Outdoor Features

  • Bulkhead
  • Boat Lift
  • Boat Slip
  • Balcony
  • Covered Deck
  • Covered Patio or Porch
  • Outdoor Kitchen
  • Built-In Barbecue

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Underground Utilities
  • Gas Water Heater
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 31424-551-000

Community Details

Overview

  • Association fees include accounting, management, master
  • Finisterre S/D Subdivision

Recreation

  • Boat Dock
  • Tennis Courts
  • Community Playground

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,110

Year Built

Built in 2006

Lot Details

0

HOA Fees

$106 per month

Parking

3

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 234X87X200X72
  • Subdivision Name: FINISTERRE S/D
  • Directions: From Thomas Drive at Captain Anderson's, turn East on to North Lagoon Drive, continue 1/2 mile and North Lagoon will dead end into Finisterre subdivision.
  • Architectural Style: Mediterranean
  • New Construction: No
  • Building Stories: 3
  • Year Built: 2006
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Washers: Yes
  • Waterfront:Bay: Yes
  • Waterview:Bay2: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:AC - 2 or More: Yes
  • Utilities:Gas - Natural: Yes
  • Utilities:Underground: Yes
  • Waterfront:Lagoon: Yes
  • Waterview:Canal2: Yes
  • Rooms:Great Room: Yes
  • Energy:Water Heater - Gas: Yes
  • Energy:Tinted Windows: Yes
  • Waterfront:Bayou: Yes
  • Waterview:Bayou2: Yes
  • Waterfront:Canal: Yes
  • Waterview:Lagoon2: Yes
  • Rooms:Exercise Room2: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Oven Double, Oven Self Cleaning, Range Hood, Refrigerator W/IceMk, Security System, Smoke Detector, Washer
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Interior Amenities: Atrium, Breakfast Bar, Built-In Bookcases, Ceiling Beamed, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace, Fireplace Gas, Floor Hardwood, Floor Marble, Floor WW Carpet, Floor WW Carpet New, Furnished - Some, Guest Quarters, Kitchen Island, Lighting Recessed, Washer/Dryer Hookup, Wet Bar, Woodwork Painted, Woodwork Stained
  • Window Features: Tinted Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Woodwork Painted: Yes
  • Appliances:Security System: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes
  • Appliances:Oven Double: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Wet Bar: Yes
  • Interior:Fireplace: Yes
  • Interior:Floor Marble: Yes
  • Interior:Floor WW Carpet New: Yes
  • Interior:Ceiling Beamed: Yes
  • Interior:Guest Quarters2: Yes
  • Interior:Woodwork Stained: Yes
  • Interior:Atrium: Yes

Exterior Features

  • Lot Features: Bulkhead/Seawall
  • Pool Features: Pool Type
  • View: Lagoon, Canal, Bayou, Bay
  • Waterfront Features: Bay, Bayou, Canal, Lagoon
  • Waterfront: Yes
  • Construction Type: Roof Tile/Slate, Stucco
  • Exterior Features: Balcony, BBQ Pit/Grill, Boat Slip, Boatlift, Columns, Deck Covered, Deck Open, Fenced Back Yard, Fireplace, Hot Tub, Patio Covered, Patio Open, Pool - Heated, Pool - In-Ground, Satellite Dish, Sprinkler System, Summer Kitchen
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Deck Covered: Yes
  • Lot Features:BulkheadSeawall: Yes
  • Exterior:Patio Open: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Deck Open: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Columns: Yes
  • Exterior:BBQ PitGrill: Yes
  • ConstructionSiding:Roof TileSlate: Yes
  • Exterior:Fireplace2: Yes
  • Exterior:Boat Slip: Yes
  • Exterior:Boatlift: Yes
  • Exterior:Summer Kitchen: Yes
  • Exterior:Satellite Dish: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Garage, Boat, Oversized
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Oversized: Yes
  • Parking Features:Boat: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, TV Cable, Underground
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Dock, Gated Community, Pets Allowed, Playground, Tennis
  • Association #2 Fee: 2091.89
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Management, Master Association

Schools

  • Elementary School: Patronis
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Parcel #: 31424-551-000
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 10110.0
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 9, 2020
Closed on
Feb 21, 2020
Sold by
Trubia John and Trubia Kathryn J
Bought by
Marko Robert and Marko Jennifer
Seller's Agent
Cindy Seltzer
Seltzer Real Estate LLC
List Price
$1,800,000
Sold Price
$1,800,000
Current Estimated Value
$2,416,661

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$616,661
Avg. Annual Appreciation
5.35%
Original Mortgage
$1,982,000
Outstanding Balance
$1,754,922
Interest Rate
3.6%
Mortgage Type
Commercial
Estimated Equity
$661,739

Purchase Details

Listed on
Aug 5, 2010
Closed on
Aug 23, 2012
Sold by
Means Sandra A
Bought by
Trubia John and Trubia Kathryn J
Seller's Agent
Beth Christie
Coldwell Banker Realty
Buyer's Agent
Eric Henderson
Prudential Shimmering Sands
List Price
$2,875,000
Sold Price
$1,100,000
Premium/Discount to List
-$1,775,000
-61.74%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.75%
Original Mortgage
$200,000
Interest Rate
3.55%
Mortgage Type
Balloon

Purchase Details

Closed on
Oct 7, 2002
Sold by
Daniel Stewart Enterprises Inc
Bought by
Means Stephen A and Means Sandra A
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Marko Robert $1,800,000 Attorney
Trubia John $1,100,000 Mti Title Ins Agency Inc
Means Stephen A $244,800 --
Means Stephen A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Marko Robert $1,982,000
Previous Owner Trubia John $200,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/20/2022 10/20/22 Off Market $1,100,000 -- --
03/06/2020 03/06/20 Sold $1,800,000 0.0% $340 / Sq Ft
02/10/2020 02/10/20 Pending -- -- --
02/09/2020 02/09/20 For Sale $1,800,000 +63.6% $340 / Sq Ft
08/23/2012 08/23/12 Sold $1,100,000 -61.7% $211 / Sq Ft View Prior Sale
08/21/2012 08/21/12 Pending -- -- --
08/05/2010 08/05/10 For Sale $2,875,000 -- $552 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $17,497 $1,383,353 $396,000 $987,353
2023 $17,497 $1,396,243 $396,000 $1,000,243
2022 $15,286 $1,318,164 $344,732 $973,432
2021 $15,937 $1,325,588 $344,732 $980,856
2020 $10,677 $912,076 $0 $0
2019 $10,110 $855,308 $325,580 $529,728
2018 $0 $885,947 $0 $0
2017 $0 $889,775 $0 $0
2016 -- $895,174 $0 $0
2015 -- $902,857 $0 $0
2014 -- $910,540 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 839955

Emerald Coast Association of REALTORS®

APN: 31424-551-000