NOT LISTED FOR SALE

5245 Finisterre Dr Panama City, FL 32408

Estimated Value: $693,273 - $1,048,000

3 Beds
3 Baths
2,852 Sq Ft
$283/Sq Ft Est. Value

Last Sold April 20, 2012

Last sale price $360,000 $126 Per Sq Ft

Est. 124% increase in value since last sale

Current estimated payment $4,793/month

90 Days on Market

Highlights

  • Boat Dock
  • In Ground Pool
  • Gated Community
  • J.R. Arnold High School Rated A-
  • Bay View
  • Bonus Room

About This Home

As of April 2012

FORECLOSURE FORECLOSURE!! This incredible 3 story home is located in highly sought after Finisterre. This is a beautifully maintained, gated, Bayfront Community with docks an is ideally situated just North of the beaches and the Grand Lagoon. The home features 3 full bedrooms and baths with the third bedroom on the main floor. There is an oversized 2 car side entry garage with storage. The main living area wraps around a large in ground pool with jacuzzi and beautifully landscaped backyard. The kitchen dining and living area, with fireplace, flow into each other and combined with the raised ceiling, open foyer and pilars give an incredible open yet elegant feel. The kitchen opens to the living and dining areas across a large breakfast bar. There are stainless steel appliances, corian

Last Agent to Sell the Property

Patrick Finn

Finn Realty Inc License #3019716 Listed on: 12/15/2011

Last Buyer's Agent

Patrick Finn

Finn Realty Inc License #3019716

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,222

Year Built

  • Built in 1999

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 80x125
  • Property fronts a private road
  • Street terminates at a dead end
  • Interior Lot
  • Level Lot

HOA Fees

  • $107 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Slab Foundation
  • Frame Construction
  • Tile Roof
  • Stucco

Interior Spaces

  • 2,852 Sq Ft Home
  • 3-Story Property
  • Wet Bar
  • Central Vacuum
  • Bookcases
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Double Pane Windows
  • Insulated Doors
  • Great Room
  • Breakfast Room
  • Dining Room
  • Bonus Room
  • Bay Views

Kitchen

  • Breakfast Bar
  • Self-Cleaning Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Home Security

  • Home Security System
  • Storm Windows
  • Storm Doors
  • Fire and Smoke Detector

Pool

  • In Ground Pool
  • Outdoor Shower

Outdoor Features

  • Balcony
  • Covered Patio or Porch

Location

  • Flood Zone Lot

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Association fees include legal/accounting, playground
  • Finisterre Subdivision

Recreation

  • Boat Dock
  • Tennis Courts
  • Community Playground

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,222

Year Built

Built in 1999

Lot Details

0

HOA Fees

$107 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1999
  • Property Sub Type: Detached
  • Lot Size Acres: 0.23
  • Lot Size: 80x125
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: Finisterre
  • Unit Levels: Three Or More
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: RealEstateOwned

Interior Features

  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator, Self Cleaning Oven
  • Interior Amenities: Wet Bar, Breakfast Bar, Bookcases, Central Vacuum, Fireplace, High Ceilings, Kitchen Island, Recessed Lighting
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: Insulated Doors, Storm Door(s)
  • Fireplace: Yes
  • Living Area: 2852.0
  • Dining Room Type: Breakfast Room/Nook, Bonus Room, Bedroom, Dining Room, Great Room, Kitchen, Primary Bathroom, Primary Bedroom
  • Window Features: Double Pane Windows, Storm Window(s)
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: In Ground, Private
  • Pool Private: Yes
  • View: Bay
  • View: Yes
  • Waterfront Features: Deeded Access
  • Construction Type: Frame, Stucco
  • Exterior Features: Balcony, Outdoor Shower, Patio
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Covered, Patio
  • Roof: Tile

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage
  • Garage: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Phone Connected, Sewer Connected, Water Connected
  • Security Features: Smoke Detector(s), Security System
  • Cooling: Central Air, Ceiling Fan(s), Electric, Multi Units
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 1280.0
  • Community Features: Dock, Gated, Playground, Tennis Court(s)
  • Amenities: Dock
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: Legal/Accounting, Playground

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Dead End, Flood Zone, Interior Lot, Level
  • Zoning Description: Resid Single Family

Tax Info

  • Tax Annual Amount: 4222.0
  • Tax Year: 2011

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 12, 2014
Sold by
Dewaard David D
Bought by
Dewaard David D and Staedtke Roger G
Current Estimated Value
$807,318

Purchase Details

Listed on
Dec 15, 2011
Closed on
Apr 11, 2012
Sold by
The Bank Of New York Mellon
Bought by
Dewaard David D
Seller's Agent
Patrick Finn
Finn Realty Inc
Buyer's Agent
Patrick Finn
Finn Realty Inc
List Price
$394,900
Sold Price
$360,000
Premium/Discount to List
-$34,900
-8.84%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.15%

Purchase Details

Closed on
Oct 15, 2010
Sold by
Crispen Frederick
Bought by
The Bank Of New York Mellon and The Bank Of New York

Purchase Details

Closed on
Mar 7, 2000
Sold by
Seahaven Development Inc
Bought by
Crispen Frederick W and Crispen Jane B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$344,000
Interest Rate
10.5%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dewaard David D -- None Available
Dewaard David D $360,000 Stewart Title Company
The Bank Of New York Mellon $176,300 None Available
Crispen Frederick W $349,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Crispen Frederick W $344,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/20/2022 06/20/22 Off Market $360,000 -- --
04/20/2012 04/20/12 Sold $360,000 -8.8% $126 / Sq Ft
03/14/2012 03/14/12 Pending -- -- --
12/15/2011 12/15/11 For Sale $394,900 -- $138 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,264 $431,562 $85,100 $346,462
2023 $5,264 $431,958 $81,000 $350,958
2022 $4,431 $369,829 $0 $0
2021 $4,318 $336,208 $0 $0
2020 $3,758 $305,644 $69,941 $235,703
2019 $3,232 $259,089 $65,000 $194,089
2018 $3,757 $296,953 $0 $0
2017 $3,818 $299,814 $0 $0
2016 $3,925 $302,674 $0 $0
2015 $4,072 $305,535 $0 $0
2014 $4,114 $309,112 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • P

    Seller's Agent in 2012

    Patrick Finn

    Finn Realty Inc

See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 502361

Central Panhandle Association of REALTORS®

APN: 31424-544-000

Florida Bay County Panama City 32408

5245 Finisterre Dr, Panama City, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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