NOT LISTED FOR SALE

5246 Finisterre Dr Panama City, FL 32408

Estimated Value: $619,978 - $768,000

3 Beds
2.5 Baths
2,888 Sq Ft
$241/Sq Ft Est. Value

Last Sold October 21, 2022

Last sale price $600,000 $208 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $4,376/month

47 Days on Market

Highlights

  • Boat Dock
  • In Ground Pool
  • Mediterranean Architecture
  • J.R. Arnold High School Rated A-
  • Gated Community
  • Tennis Courts

About This Home

As of October 2022

Back on the market, at no fault of the Seller ! Quality built Mediterranean style home with a touch of the old Caribbean, in the exclusive gated water-front community of Finisterre in beautiful Panama City Beach. This Graben Construction custom three bedroom with office/4th bedroom/gym/flex space features two full baths and one half bath. Spacious master bedroom is on the first floor, features a sitting area and the master bath has its own exterior door to and overlooking the in-ground pool and tropical landscape. This home has numerous upgrade features and architectural details including a gourmet kitchen with center island, custom cabinetry, four covered porches, dynamic foyer entry with decorative iron stairway. Room measurements approximate; if important Buyer to verify.

Last Agent to Sell the Property

Allison Albano

CENTURY 21 AllPoints Realty License #0648110 Listed on: 08/24/2022

CENTURY 21 AllPoints Realty

Last Buyer's Agent

Tracey Carico

Home Town Realty Partners LLC License #3358051

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,764

Year Built

  • Built in 2001

Lot Details

  • 10,000 Sq Ft Lot
  • Lot Dimensions are 80x125
  • Fenced
  • Sprinkler System

HOA Fees

  • $180 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Mediterranean Architecture
  • Exterior Columns
  • Tile Roof

Interior Spaces

  • 2,888 Sq Ft Home
  • Fireplace
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • In Ground Pool
  • Covered Patio or Porch

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Heating Available
  • Electric Water Heater

Community Details

Overview

  • Finisterre Subdivision

Recreation

  • Boat Dock
  • Tennis Courts
  • Community Playground

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,764

Year Built

Built in 2001

Lot Details

0

HOA Fees

$180 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2001
  • Property Sub Type: Detached
  • Lot Size Acres: 0.23
  • Lot Size: 80x125
  • Subdivision Name: Finisterre
  • Architectural Style: Mediterranean
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Disposal, Microwave, Refrigerator
  • Interior Amenities: Fireplace, Kitchen Island
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Living Area: 2888.0
  • Dining Room Type: Bedroom, Primary Bedroom
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: In Ground, Pool
  • Fencing: Fenced
  • Waterfront: No
  • Exterior Features: Columns, Sprinkler/Irrigation, Pool
  • Patio And Porch Features: Covered, Porch
  • Roof: Tile

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Multi Units
  • Heating: Electric, Fireplace(s)
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 2154.43
  • Community Features: Dock, Gated, Playground, Tennis Court(s)
  • Amenities: Gated
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Size Sq Ft: 10000.0

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 4764.0
  • Tax Year: 2021

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 24, 2022
Closed on
Oct 21, 2022
Sold by
Gerald Wareing Revocable Trust
Bought by
Larken Carr Clez
Seller's Agent
Allison Albano
CENTURY 21 AllPoints Realty
Buyer's Agent
Tracey Carico
Home Town Realty Partners LLC
List Price
$850,000
Sold Price
$600,000
Premium/Discount to List
-$250,000
-29.41%
Views
4
Current Estimated Value
$695,995

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$95,995
Avg. Annual Appreciation
5.04%

Purchase Details

Closed on
Oct 21, 2010
Sold by
Wareing Gerald
Bought by
Wareing Gerald

Purchase Details

Closed on
Jul 2, 2001
Sold by
Graben Construction Inc
Bought by
Wareing Gerald and Wareing Mary H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
7.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 4, 2001
Sold by
Seahaven Development Inc
Bought by
Henson Steven R and Henson Gretchen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
7.17%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 2, 2001
Sold by
Seahaven Development Inc
Bought by
Graben Construction Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,500
Interest Rate
7.18%
Mortgage Type
Seller Take Back
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Larken Carr Clez $600,000 South Oak Title
Larken Carr Clez $600,000 South Oak Title
Wareing Gerald -- Attorney
Wareing Gerald $388,000 --
Henson Steven R $48,000 --
Graben Construction Inc $51,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Wareing Gerald $200,000
Previous Owner Graben Construction Inc $51,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/19/2023 01/19/23 Off Market $600,000 -- --
10/21/2022 10/21/22 Sold $600,000 -14.2% $208 / Sq Ft
10/12/2022 10/12/22 Pending -- -- --
10/10/2022 10/10/22 Price Changed $699,000 -11.0% $242 / Sq Ft
09/12/2022 09/12/22 Price Changed $785,000 -7.6% $272 / Sq Ft
08/25/2022 08/25/22 For Sale $850,000 0.0% $294 / Sq Ft
07/05/2022 07/05/22 Off Market $3,495 -- --
02/15/2019 02/15/19 Rented $3,495 0.0% --
01/14/2019 01/14/19 Under Contract -- -- --
01/10/2019 01/10/19 For Rent $3,495 -- --
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,416 $508,245 $85,100 $423,145
2023 $6,416 $510,004 $81,000 $429,004
2022 $4,798 $411,370 $57,021 $354,349
2021 $4,764 $389,338 $0 $0
2020 $4,554 $388,782 $69,941 $318,841
2019 $3,779 $303,442 $65,000 $238,442
2018 $3,949 $312,295 $0 $0
2017 $4,013 $315,241 $0 $0
2016 $4,134 $318,923 $0 $0
2015 $4,298 $322,606 $0 $0
2014 $4,341 $326,288 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Allison Albano

    Seller's Agent in 2022

    Allison Albano

    CENTURY 21 AllPoints Realty

    (850) 258-0123

    7 in this area

    39 Total Sales

    Allison Albano
    Section Image

  • T

    Buyer's Agent in 2022

    Tracey Carico

    Home Town Realty Partners LLC

    Section Image

  • R

    Seller's Agent in 2019

    Rick Ingram

    iLeaseIt

    (850) 381-3964

    1 in this area

    9 Total Sales

    Rick Ingram
    Section Image
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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 731356

Central Panhandle Association of REALTORS®

APN: 31424-506-000

Florida Bay County Panama City 32408

5246 Finisterre Dr, Panama City, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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