Seller's Agent in 2024
James Grisard
Greater Chattanooga Realty, Keller Williams Realty
(423) 619-1375
9 in this area
53 Total Sales
525 Oneal St Chattanooga, TN 37403
Arts District Neighborhood
3
Beds
2.5
Baths
1,559
Sq Ft
0.4
Acres
Highlights
- 0.4 Acre Lot
- Separate Formal Living Room
- Cooling Available
- Deck
- Porch
- Views
About This Home
As of September 2024Welcome to O'Neal Residences, an exclusive enclave of just six homes, where elegance meets community in perfect harmony. Nestled within this charming neighborhood lies your dream home, offering unparalleled comfort, convenience, and style. Discover the epitome of modern living within this stunning property, boasting 3 bedrooms, 2 and a half baths, and soaring 9-foot ceilings. Step inside to find a chef's dream kitchen, complete with custom cabinetry and lavish quartz countertops, perfect for culinary delights and gatherings with loved ones and friends. From the front porch to the living room and master bedroom, panoramic views of Missionary Ridge beckon, infusing every corner with serenity and tranquility. Indulge in the lavish tile showers, adding a touch of opulence to your daily routine. With its prime location, being just a step away from the highly sought after Historic Fortwood District, and minutes away from UTC and Erlanger Hospital, convenience meets luxury in this urban oasis. Downtown Chattanooga, Southside, and Northshore are all within a swift 5-7 minute drive, offering endless entertainment and dining options. Embrace the ease of move-in readiness and the assurance of quality craftsmanship, courtesy of EPG Homes. With a 10-year structural warranty providing peace of mind, this home promises years of comfort and security. Plus all landscaping will be meticulously maintained through the HOA. Enjoy a hassle-free lifestyle with off street, 2 car parking in this vibrant community. Don't miss this opportunity to call O'Neal Residences your home sweet home. Schedule your private tour today and embark on a journey to exceptional living! This is the Front Center Home.
Last Agent to Sell the Property
Greater Chattanooga Realty, Keller Williams Realty License #328526 Listed on: 07/08/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $449
Year Built
- Built in 2024
Lot Details
- 0.4 Acre Lot
- Lot Dimensions are 119x158x128x131
HOA Fees
- $85 Monthly HOA Fees
Home Design
- Asphalt Roof
Interior Spaces
- 1,559 Sq Ft Home
- Property has 2 Levels
- Separate Formal Living Room
- Crawl Space
- Fire and Smoke Detector
- Property Views
Kitchen
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Outdoor Features
- Deck
- Patio
- Porch
Schools
- Orchard Knob Elementary School
- Orchard Knob Middle School
- Howard School Of Academics Technology High School
Utilities
- Cooling Available
- Central Heating
- High Speed Internet
Community Details
- Roberts Subdivision
Listing and Financial Details
- Assessor Parcel Number 146A Q 010
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 23, 2024
Closed on
Jul 31, 2024
Sold by
Oneal Residences Llc
Bought by
Jackson Mary Ann and Jackson Jonathan
Seller's Agent
James Grisard
Keller Williams Realty
Buyer's Agent
Bekah Cochran
Keller Williams Realty
List Price
$414,900
Sold Price
$385,000
Premium/Discount to List
-$29,900
-7.21%
Views
22
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,000
Avg. Annual Appreciation
1.29%
Original Mortgage
$394,155
Outstanding Balance
$390,747
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
-$747
Purchase Details
Listed on
Feb 10, 2023
Closed on
Apr 28, 2023
Sold by
Rutherford Jerry N
Bought by
Oneal Residences Llc
Seller's Agent
Jay Robinson
Greater Downtown Realty dba Keller Williams Realty
Buyer's Agent
James Grisard
Greater Chattanooga Realty, Keller Williams Realty
List Price
$340,000
Sold Price
$330,000
Premium/Discount to List
-$10,000
-2.94%
Views
33
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.82%
Original Mortgage
$231,000
Interest Rate
6.32%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 28, 2018
Sold by
Mckenzie James Robert
Bought by
Rutherford Jerry N
Purchase Details
Closed on
Mar 29, 2018
Sold by
Mckenzie James Robert
Bought by
Rutherford Jerry N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$9,678,150
Interest Rate
4.15%
Mortgage Type
Unknown
Purchase Details
Listed on
Jul 21, 2015
Closed on
Jun 20, 2016
Sold by
Ibrahim Merdan E and Emin Vahel H
Bought by
Mckenzie James Robert and The James Robert Mckenzie Brevocable Tru
Seller's Agent
Brian Kelly
Real Broker
Buyer's Agent
Brian Kelly
Real Broker
List Price
$129,900
Sold Price
$50,000
Premium/Discount to List
-$79,900
-61.51%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
24.63%
Purchase Details
Listed on
Oct 30, 2014
Closed on
Jul 9, 2015
Sold by
Roberts Sally White and Sharp Charles Edward
Bought by
Ibrahim Merdan E and Emin Vahel H
Seller's Agent
Brian Kelly
Real Broker
Buyer's Agent
Brian Kelly
Real Broker
List Price
$149,000
Sold Price
$30,233
Premium/Discount to List
-$118,767
-79.71%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
78.29%
Purchase Details
Closed on
May 26, 2006
Sold by
Sharp Luther Eugene and Roberts Sally White
Bought by
Roberts H J and Roberts Sally White
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
6.51%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $414,900 | Title Guaranty & Trust | |
| Warranty Deed | $414,900 | Title Guaranty & Trust | |
| Warranty Deed | $330,000 | None Listed On Document | |
| Warranty Deed | $330,000 | None Listed On Document | |
| Warranty Deed | $138,500 | None Available | |
| Warranty Deed | $156,800 | None Available | |
| Warranty Deed | $50,000 | None Available | |
| Warranty Deed | $30,233 | None Available | |
| Interfamily Deed Transfer | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $394,155 | New Conventional | |
| Closed | $394,155 | New Conventional | |
| Previous Owner | $1,600,000 | Construction | |
| Previous Owner | $231,000 | New Conventional | |
| Previous Owner | $9,678,150 | Unknown | |
| Previous Owner | $108,000 | Stand Alone Refi Refinance Of Original Loan |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/30/2024 09/30/24 | Sold | $395,000 | +2.6% | $253 / Sq Ft |
| 09/12/2024 09/12/24 | Sold | $385,000 | -3.7% | $249 / Sq Ft |
| 09/09/2024 09/09/24 | For Sale | $399,900 | 0.0% | $257 / Sq Ft |
| 09/04/2024 09/04/24 | Pending | -- | -- | -- |
| 09/04/2024 09/04/24 | Pending | -- | -- | -- |
| 08/21/2024 08/21/24 | Price Changed | $399,900 | -3.6% | $259 / Sq Ft |
| 07/23/2024 07/23/24 | For Sale | $414,900 | 0.0% | $268 / Sq Ft |
| 07/23/2024 07/23/24 | For Sale | $414,900 | +25.7% | $266 / Sq Ft |
| 04/28/2023 04/28/23 | Sold | $330,000 | 0.0% | $237 / Sq Ft |
| 04/28/2023 04/28/23 | Sold | $330,000 | -2.9% | $237 / Sq Ft |
| 03/05/2023 03/05/23 | Off Market | $340,000 | -- | -- |
| 02/27/2023 02/27/23 | Pending | -- | -- | -- |
| 02/10/2023 02/10/23 | For Sale | $340,000 | 0.0% | $244 / Sq Ft |
| 01/26/2023 01/26/23 | For Sale | $340,000 | +580.0% | $244 / Sq Ft |
| 05/21/2016 05/21/16 | Sold | $50,000 | -61.5% | $23 / Sq Ft |
| 04/19/2016 04/19/16 | Pending | -- | -- | -- |
| 07/21/2015 07/21/15 | For Sale | $129,900 | +329.7% | $60 / Sq Ft |
| 07/10/2015 07/10/15 | Sold | $30,233 | -79.7% | $14 / Sq Ft |
| 06/15/2015 06/15/15 | Pending | -- | -- | -- |
| 10/30/2014 10/30/14 | For Sale | $149,000 | -- | $69 / Sq Ft |
Source: Realtracs
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $224 | $10,000 | $0 | $0 |
| 2022 | $224 | $10,000 | $0 | $0 |
| 2021 | $224 | $10,000 | $0 | $0 |
| 2020 | $99 | $2,350 | $0 | $0 |
| 2019 | $65 | $2,350 | $0 | $0 |
| 2018 | $266 | $6,125 | $0 | $0 |
| 2017 | $346 | $12,500 | $0 | $0 |
| 2016 | $265 | $0 | $0 | $0 |
| 2015 | $601 | $9,575 | $0 | $0 |
| 2014 | $1,206 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
James Grisard
-
Ryan May
Buyer's Agent in 2024
Ryan May
Real Estate Partners Chattanooga, LLC
(423) 667-5922
24 in this area
707 Total Sales
-
Bekah Cochran
Buyer's Agent in 2024
Bekah Cochran
Keller Williams Realty
(423) 508-5986
2 in this area
148 Total Sales
-
Jay Robinson
Seller's Agent in 2023
Jay Robinson
Greater Downtown Realty dba Keller Williams Realty
(423) 304-6114
42 in this area
1,321 Total Sales
-
Brian Kelly
Seller's Agent in 2016
Brian Kelly
Real Broker
(423) 818-9959
1 in this area
131 Total Sales
Map
Source: Realtracs
MLS Number: 2709634
APN: 146A-Q-010
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