NOT LISTED FOR SALE

5400 Cumnock Rd Louisville, KY 40291

Estimated Value: $317,000 - $337,000

3 Beds
2 Baths
1,832 Sq Ft
$178/Sq Ft Est. Value

Last Sold October 29, 2021

Last sale price $279,900 $153 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $2,000/month

2 Days on Market

Highlights

  • Deck
  • No HOA
  • Central Air
  • 1 Fireplace
  • 2 Car Attached Garage
  • Heating Available

About This Home

As of October 2021

Fantastic 3 bedroom, 2 full bath, in the heart of the city is waiting for you to add your personal touches! This updated sprawling ranch sits on a beautiful cul de sac lot directly off of Bardstown Rd at the Hurstbourne Ln intersection. Lots of space for the whole family!
Primary Bedroom has an en suite bath, for ultra convenience! Den offers a beautiful stone fireplace.
Updates include new flooring, new lighting, granite in the Kitchen and main bath, fresh paint throughout and an additional finished room in the basement. Daylight windows and high ceilings in the basement provide for multiple options to finish out the space. This is one that you won't want to miss out on!
Call today to schedule your private showing!

Last Agent to Sell the Property

Amanda Breslin

Eline Realty Company License #218064 Listed on: 08/20/2021

Last Buyer's Agent

Beth Kreakie

EXP Realty LLC License #219815

EXP Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,440

Year Built

  • Built in 1971

Lot Details

  • 10,454

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Stone Siding

Interior Spaces

  • 1-Story Property
  • 1 Fireplace
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck

Utilities

  • Central Air
  • Heating Available

Community Details

  • No Home Owners Association
  • Fern Hill Subdivision

Listing and Financial Details

  • Assessor Parcel Number 184501490000
  • Seller Concessions Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,440

Year Built

Built in 1971

Lot Details

0

Parking

2

Listing Details

  • Cooling System: Central Air
  • Stories: 1
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: FERN HILL
  • Above Grade Finished Sq Ft: 1632.0
  • Architectural Style: Ranch
  • ResoBuildingAreaSource: Other
  • Dining Room Level: First
  • Primary Bathroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Architectural Style Ranch: Yes
  • Sewer:Public Sewer: Yes
  • Special Features: None

Interior Features

  • Basement: Partially Finished
  • Bedroom Level: First
  • Craft/Hobby Room Level: Basement
  • Family Room Level: First
  • Foyer Level: First
  • Kitchen Level: First
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 200.0
  • Fireplaces: 1
  • ResoLivingAreaSource: Other
  • Other Rooms:Family Room2: Yes
  • Basement:Partially Finished: Yes
  • Other Rooms:Foyer: Yes

Exterior Features

  • Roof: Shingle
  • Acres: 0.24
  • Construction Type: Brick, Stone
  • Patio And Porch Features: Deck
  • Construction:Brick3: Yes
  • Construction:Stone3: Yes
  • Patio And Porch Features:Deck2: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached
  • GarageParking:Attached: Yes

Utilities

  • Cooling Y N: Yes
  • Heating: Electric
  • HeatingYN: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Jefferson

Lot Info

  • Lot Size Sq Ft: 10454.4
  • ResoLotSizeUnits: Acres
  • Parcel #: 184501490000
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 1971

Tax Info

  • Tax Block: 0
  • Tax Lot: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 20, 2021
Closed on
Oct 29, 2021
Sold by
Dandy Dwellings Llc
Bought by
Ottersbach Justin Edward and Ottersbach Emily M
Seller's Agent
Amanda Breslin
Eline Realty Company
Buyer's Agent
Beth Kreakie
EXP Realty LLC
List Price
$279,900
Sold Price
$279,900
Current Estimated Value
$325,591

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$45,691
Avg. Annual Appreciation
3.85%
Original Mortgage
$274,829
Outstanding Balance
$251,446
Interest Rate
2.88%
Mortgage Type
FHA
Estimated Equity
$74,145

Purchase Details

Closed on
Jun 14, 2021
Sold by
Mcneal And Associates Llc
Bought by
Dandy Dwellings Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,700
Interest Rate
2.9%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 1, 2021
Sold by
Agee Paula A and Estate Of Polly Ann Curry
Bought by
Mcneal And Associates Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,700
Interest Rate
2.9%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ottersbach Justin Edward $279,900 Bluegrass Land Title Llc
Dandy Dwellings Llc $203,000 Triple Crown Title
Mcneal And Associates Llc $163,960 Your Land And Title Llc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ottersbach Justin Edward $274,829
Previous Owner Dandy Dwellings Llc $202,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/29/2021 10/29/21 Sold $279,900 0.0% $153 / Sq Ft
08/22/2021 08/22/21 Pending -- -- --
08/20/2021 08/20/21 For Sale $279,900 -- $153 / Sq Ft
Source: Metro Search, Inc.

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,440 $300,410 $48,500 $251,910
2023 $3,297 $279,900 $33,950 $245,950
2022 $3,308 $194,870 $33,950 $160,920
2021 $1,937 $194,870 $33,950 $160,920
2020 $1,467 $163,960 $33,000 $130,960
2019 $1,351 $163,960 $33,000 $130,960
2018 $1,353 $163,960 $33,000 $130,960
2017 $1,326 $163,960 $33,000 $130,960
2013 $1,563 $156,310 $25,000 $131,310
Source: Public Records

Agents Affiliated with this Home

  • A

    Seller's Agent in 2021

    Amanda Breslin

    Eline Realty Company

  • Beth Kreakie

    Buyer's Agent in 2021

    Beth Kreakie

    EXP Realty LLC

    (502) 432-2125

    1 in this area

    49 Total Sales

    Beth Kreakie
    Section Image
See All Agents

Map

Source: Metro Search, Inc.

MLS Number: 1594320

Metro Search, Inc.

APN: 184501490000

Kentucky Jefferson County Louisville 40291

5400 Cumnock Rd, Louisville, KY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Metro Search, Inc. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker. Copyright 2025 Metro Search, Inc.

Nearby Homes