$499,500
$26K PRICE DROP

564 Cardinal Cir E Saint Marys, GA 31558

Estimated payment $3,002/month

Total Views 5,702
3 Beds
2.5 Baths
2,391 Sq Ft
$209 Price per Sq Ft

Highlights

  • Marina
  • Lake Front
  • Golf Course Community
  • Mary Lee Clark Elementary School Rated A
  • Boat Dock
  • Fitness Center

About This Home

Welcome to 564 Cardinal Circle in the prestigious gated community of Osprey Cove. Situated on one of the largest lots in the neighborhood, this beautiful home offers sweeping views of the lake and golf course beyond. The moment you step through the front doors, your eyes are drawn straight through the living room and out to the stunning water and fairway views beyond. The thoughtful floor plan is designed for both comfort and elegance. A spacious living area flows naturally into the dining room and breakfast nook, where oversized windows frame the serene scenery. French doors in the dining room open to a private patio that overlooks the 2nd fairway and green, providing the perfect setting for outdoor dining or evening relaxation. The kitchen is equipped with custom cabinetry and offers plenty of counter space, with a layout that makes entertaining or simply enjoying a morning coffee effortless. A versatile flex room adds the option for a home office, music room, or play space. The owner's suite is a true retreat, complete with a sitting area and private access to the back terrace. The ensuite bath features double vanities, a jetted tub, a separate shower, and an oversized walk-in closet. Additional bedrooms are equally generous in size and share a convenient Jack-and-Jill bath. Outdoor living is just as inviting with a welcoming front porch, a covered back patio perfect for relaxing, and a circular driveway for easy access and curb appeal. Beyond the home, Osprey Cove offers resort-style living with a clubhouse featuring a full-service restaurant and bar, a championship 18-hole golf course, tennis courts, a pool and cabana at the River Club, fitness facilities, and river access with day docking. Located just thirty minutes north of Jacksonville International Airport, this property combines the best of coastal Georgia living with unmatched convenience. Don't miss the chance to call this rare one-acre lakefront and golf course view property your new home in Osprey Cove.

Listing Agent

Alysha Henning

ERA Kings Bay Realty License #264559 Listed on: 09/15/2025

ERA Kings Bay Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,884

Year Built

  • Built in 1993

Lot Details

  • 1 Acre Lot
  • Lake Front

HOA Fees

  • $142 Monthly HOA Fees

Home Design

  • Traditional Architecture
  • Split Foyer
  • Slab Foundation
  • Composition Roof
  • Tabby Masonry Building Material

Interior Spaces

  • 2,391 Sq Ft Home
  • 1-Story Property
  • Bookcases
  • Ceiling Fan
  • Double Pane Windows
  • Two Story Entrance Foyer
  • Living Room with Fireplace
  • Library
  • Lake Views
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector
  • Laundry Room

Kitchen

  • Breakfast Area or Nook
  • Convection Oven
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • Double Vanity
  • Whirlpool Bathtub
  • Separate Shower

Parking

  • Garage
  • Side or Rear Entrance to Parking
  • Garage Door Opener

Schools

  • Mary Lee Clark Elementary School
  • Saint Marys Middle School
  • Camden County High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Water Softener

Additional Features

  • Energy-Efficient Insulation
  • Patio

Community Details

Overview

  • Osprey Cove Subdivision

Recreation

  • Boat Dock
  • Marina
  • Golf Course Community
  • Tennis Courts
  • Fitness Center
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,884

Year Built

Built in 1993

Lot Details

0

HOA Fees

$142 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1993
  • ArchitecturalStyle: Traditional
  • Main Level Half Bathrooms: 1
  • GreenEnergyEfficient: Insulation
  • Levels: One
  • Lot Size Acres: 1.00
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2391
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Refrigerator, Water Softener
  • Bedrooms: 3
  • Basement: None
  • Total Finished Sq Ft: 2391
  • Above Grade Finished Sq Ft: 2391
  • Interior Amenities: Bookcases, Double Vanity, Pulldown Attic Stairs, Separate Shower, Split Foyer, Two Story Foyer, Walk-In Closet(s), Whirlpool Bath
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Fireplace Features: Living Room, Other
  • Flooring: Carpet, Laminate
  • Kitchen Features: Breakfast Area
  • Window Features: Double Pane Windows

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 3

Exterior Features

  • Construction Materials: Tabby
  • Foundation Details: Slab
  • Lot Features: Other
  • Patio And Porch Features: Patio
  • Property Condition: Resale
  • Roof: Composition
  • View: Lake
  • Waterfront Features: Lake

Garage/Parking

  • Parking Features: Attached, Garage, Garage Door Opener, Side/Rear Entrance

Utilities

  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Heating: Central, Electric
  • Laundry Features: Other
  • Security Features: Gated Community, Smoke Detector(s)
  • Sewer: Public Sewer
  • Utilities: Electricity Available, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 1708
  • Association: Yes
  • Community Features: Fitness Center, Gated, Golf, Marina, Pool, Shared Dock, Tennis Court(s)

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Mary Lee Clark
  • High School: Camden County
  • Middle School: Saint Marys

Multi Family

  • Total Fireplaces: 1

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,884 $148,848 $24,000 $124,848
2023 $2,978 $150,344 $24,000 $126,344
2022 $2,049 $138,838 $24,000 $114,838
2021 $2,167 $118,136 $24,000 $94,136
2020 $2,227 $112,032 $24,000 $88,032
2019 $2,227 $112,032 $24,000 $88,032
2018 $754 $116,032 $28,000 $88,032
2017 $2,098 $105,228 $24,000 $81,228
2016 $2,098 $101,670 $24,000 $77,670
2015 $2,033 $101,670 $24,000 $77,670
2014 $2,025 $101,670 $24,000 $77,670
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/13/2025 11/13/25 Price Changed $499,500 -4.9% $209 / Sq Ft
09/15/2025 09/15/25 For Sale $525,000 -- $220 / Sq Ft
Source: Georgia MLS

Source: Georgia MLS

MLS Number: 10606118

Georgia MLS

APN: 122A-124