568 County Road 322 Florence, AL 35634
3
Beds
2.5
Baths
2,072
Sq Ft
0.45
Acres
Highlights
- Waterfront
- No HOA
- 2 Car Garage
- 1 Fireplace
About This Home
As of May 2025Experience lakeside living at its finest with this immaculately maintained, one-level waterfront home, perfectly situated on a rare, level lot. Enjoy seamless access to the water with your own private boat ramp, a sturdy seawall with a scenic walkway, a boat dock, and dual wave runner lifts—ideal for both relaxation and recreation. The beautifully manicured, fully sodded lawn enhances the serene outdoor setting, while the covered back porch offers a peaceful retreat with stunning lake views. Inside, this 3-bedroom, 2.5-bath home features numerous recent upgrades, including a kitchen with granite countertops and a dining area that overlooks the water. The oversized garage includes an electric attic lift, adding convenience and ample storage. With exceptional attention to detail and quality throughout, this property stands out as a rare find among waterfront homes—offering beauty, comfort, and function on one of the most desirable types of lots available. Purchaser to verify all info.
Last Agent to Sell the Property
MarMac Real Estate - Elite Pro License #044166 Listed on: 05/02/2025
Last Buyer's Agent
Matthew Golley
South Main Realty
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,233
Year Built
- Built in 1996
Lot Details
- 0.45 Acre Lot
- Waterfront
Parking
- 2 Car Garage
Interior Spaces
- 2,072 Sq Ft Home
- 1 Fireplace
Bedrooms and Bathrooms
- 3 Bedrooms
Schools
- Rogers Elementary And Middle School
- Rogers High School
Utilities
- Septic Tank
Community Details
- No Home Owners Association
- Florence Community
- Kilburn Beach Subdivision
Listing and Financial Details
- Assessor Parcel Number 16-02-03-0-002-015.000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 20, 2024
Closed on
Oct 28, 2024
Sold by
Darby Thomas E and Darby Jackie H
Bought by
Carbine Glenda M
Seller's Agent
Donna Holden
MarMac Real Estate
Buyer's Agent
Donna Holden
MarMac Real Estate
List Price
$750,000
Sold Price
$725,000
Premium/Discount to List
-$25,000
-3.33%
Views
83
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.99%
Purchase Details
Listed on
May 27, 2012
Closed on
Jun 22, 2012
Sold by
Spearman Charlie D and Spearman Martha G
Bought by
Darby Thomas E and Darby Jackie H
Seller's Agent
Donna Holden
MarMac Real Estate - Elite Pro
Buyer's Agent
Donna Holden
MarMac Real Estate - Elite Pro
List Price
$459,000
Sold Price
$412,000
Premium/Discount to List
-$47,000
-10.24%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.68%
Original Mortgage
$307,000
Interest Rate
3.79%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 10, 2007
Sold by
Cook Charles T and Cook Lynn A
Bought by
Spearman Charlie D and Spearman Martha G
Purchase Details
Closed on
Feb 12, 2007
Sold by
Simmons Jamey L
Bought by
Cook Charles T and Cook Lynn A
Similar Homes in Florence, AL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $725,000 | Attorney Only | |
| Warranty Deed | $412,000 | -- | |
| Survivorship Deed | $420,000 | -- | |
| Survivorship Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $307,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/27/2025 05/27/25 | Off Market | $750,000 | -- | -- |
| 05/22/2025 05/22/25 | Sold | $750,000 | 0.0% | $362 / Sq Ft |
| 05/06/2025 05/06/25 | Off Market | $749,900 | -- | -- |
| 05/04/2025 05/04/25 | Pending | -- | -- | -- |
| 05/02/2025 05/02/25 | For Sale | $749,900 | +3.4% | $362 / Sq Ft |
| 10/28/2024 10/28/24 | Sold | $725,000 | 0.0% | $350 / Sq Ft |
| 09/12/2024 09/12/24 | Pending | -- | -- | -- |
| 09/03/2024 09/03/24 | Price Changed | $725,000 | -3.3% | $350 / Sq Ft |
| 08/20/2024 08/20/24 | For Sale | $750,000 | +82.0% | $362 / Sq Ft |
| 06/22/2012 06/22/12 | Sold | $412,000 | -10.2% | $217 / Sq Ft |
| 05/27/2012 05/27/12 | Pending | -- | -- | -- |
| 05/27/2012 05/27/12 | For Sale | $459,000 | -- | $242 / Sq Ft |
Source: Strategic MLS Alliance (Cullman / Shoals Area)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,233 | $42,620 | $14,300 | $28,320 |
| 2023 | $1,233 | $19,640 | $19,640 | $0 |
| 2022 | $1,123 | $38,740 | $0 | $0 |
| 2021 | $994 | $34,240 | $0 | $0 |
| 2020 | $1,014 | $34,940 | $0 | $0 |
| 2019 | $1,014 | $34,940 | $0 | $0 |
| 2018 | $1,244 | $35,760 | $0 | $0 |
| 2017 | $1,204 | $34,600 | $0 | $0 |
| 2016 | $1,131 | $32,520 | $0 | $0 |
| 2015 | $1,131 | $32,520 | $0 | $0 |
| 2014 | $1,078 | $31,020 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Donna Holden
Seller's Agent in 2025
Donna Holden
MarMac Real Estate - Elite Pro
(256) 810-2020
73 Total Sales
-
M
Buyer's Agent in 2025
Matthew Golley
South Main Realty
Map
Source: Strategic MLS Alliance (Cullman / Shoals Area)
MLS Number: 522287
APN: 16-02-03-0-002-015.000
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