NOT LISTED FOR SALE

622 S Stepney Rd Aberdeen, MD 21001

Estimated Value: $370,000 - $539,000

3 Beds
2.5 Baths
1,804 Sq Ft
$230/Sq Ft Est. Value

Last Sold November 15, 2019

Last sale price $231,000 $128 Per Sq Ft

Est. 80% increase in value since last sale

Current estimated payment $2,411/month

81 Days on Market

Highlights

  • 3.38 Acre Lot
  • Colonial Architecture
  • 2 Car Detached Garage
  • Aberdeen High School Rated A-
  • No HOA
  • Parking Storage or Cabinetry

About This Home

As of November 2019

Large dutch colonial located conveniently in Aberdeen, MD with close proximity to APG and 95. Home features an updated kitchen with plenty of cabinet space. 3 bedrooms on upper level with a master bath and 2nd bath that will be finished shortly. Partially finished basement with bar. Plenty of storage! Generous sized patio off back overlooks 3.38 acre fenced lot that backs to beautiful trees and stream. Backyard includes enclosed chicken coop, separate fenced pasture could be perfect for horses. Oversized detached garage with 10 ft ceilings. Recently replaced HVAC and H2O and water softener and filtration system.

Last Agent to Sell the Property

Amy Schiaffino-Wilson

(443) 610-0543 amy@thewilsonhomegroup.com ExecuHome Realty License #36867 Listed on: 07/06/2019

ExecuHome Realty

Last Buyer's Agent

Sherri Sembly

(443) 617-4469 sherri@nexthomeforward.com NextHome Forward License #RBR005649

NextHome Forward

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,521

Year Built

  • Built in 1945

Lot Details

  • 3.38 Acre Lot
  • Property is zoned R1

Parking

  • 2 Car Detached Garage
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Driveway

Home Design

  • Colonial Architecture
  • Dutch Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Partially Finished Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Owned Propane
  • Well
  • Septic Tank

Community Details

  • No Home Owners Association
  • Aberdeen Hills Subdivision

Listing and Financial Details

  • Assessor Parcel Number 02-058855

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,521

Year Built

Built in 1945

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Dutch, Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2019-07-06
  • Year Built: 1945
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Partially Finished
  • Total Sq Ft: 2106
  • Living Area Sq Ft: 1804
  • Price Per Sq Ft: 173.01
  • Above Grade Finished Sq Ft: 1404
  • Below Grade Finished Sq Ft: 400
  • Below Grade Sq Ft: 302
  • Total Below Grade Sq Ft: 702
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Additional Storage Area, Garage - Front Entry
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Detached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: Forced Air
  • Heating: Yes
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 3.38
  • Lot Dimensions: 0.00 x 0.00
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 147233.00
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2521.00
  • Assessor Parcel Number: 02-058855
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 6, 2019
Closed on
Nov 15, 2019
Sold by
Vogel Frederick W
Bought by
Sain Glenn Allen
Seller's Agent
Amy Schiaffino-Wilson
ExecuHome Realty
Buyer's Agent
Sherri Sembly
NextHome Forward
List Price
$242,900
Sold Price
$231,000
Premium/Discount to List
-$11,900
-4.9%
Current Estimated Value
$415,430

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$184,430
Avg. Annual Appreciation
10.28%
Original Mortgage
$219,450
Outstanding Balance
$192,673
Interest Rate
3.5%
Estimated Equity
$222,757

Purchase Details

Listed on
Oct 3, 2014
Closed on
Jun 3, 2015
Sold by
Fannie Mae
Bought by
Vogel Frederick W
Seller's Agent
Kim Novak
Star Realty Inc.
Buyer's Agent
Steven Kimmey
Coldwell Banker Realty
List Price
$204,900
Sold Price
$140,000
Premium/Discount to List
-$64,900
-31.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.05%
Original Mortgage
$166,315
Interest Rate
3.87%
Mortgage Type
Construction

Purchase Details

Closed on
Oct 13, 2014
Sold by
Ratcliff Dorothy L and Ratcliff Guy M
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jan 12, 2007
Sold by
Callahan Patrick M
Bought by
Ratcliff Guy M and Ratcliff Dorothy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$231,200
Interest Rate
6.59%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 5, 2006
Sold by
Callahan Patrick M
Bought by
Ratcliff Guy M and Ratcliff Dorothy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$231,200
Interest Rate
6.59%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 31, 1998
Sold by
Callahan Patrick M
Bought by
Callahan Patrick M

Purchase Details

Closed on
Feb 2, 1993
Sold by
Litzinger Richard P and Litzinger Wf
Bought by
Callahan Patrick M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,400
Interest Rate
7.86%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sain Glenn Allen $231,000 Front Door Title Inc
Vogel Frederick W $140,000 Attorney
Federal National Mortgage Association $319,953 None Available
Ratcliff Guy M $289,000 --
Ratcliff Guy M $289,000 --
Callahan Patrick M -- --
Callahan Patrick M $85,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sain Glenn Allen $219,450
Previous Owner Vogel Frederick W $166,315
Previous Owner Ratcliff Guy M $231,200
Previous Owner Ratcliff Guy M $231,200
Previous Owner Callahan Patrick M $68,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/15/2019 11/15/19 Sold $231,000 -4.9% $128 / Sq Ft
09/26/2019 09/26/19 Pending -- -- --
07/12/2019 07/12/19 For Sale $242,900 +5.2% $135 / Sq Ft
07/06/2019 07/06/19 Off Market $231,000 -- --
07/06/2019 07/06/19 For Sale $242,900 +73.5% $135 / Sq Ft
06/24/2015 06/24/15 Sold $140,000 +0.1% $100 / Sq Ft View Prior Sale
03/24/2015 03/24/15 Pending -- -- --
03/13/2015 03/13/15 Price Changed $139,900 -3.5% $100 / Sq Ft
02/05/2015 02/05/15 Price Changed $144,900 -9.4% $103 / Sq Ft
01/12/2015 01/12/15 Price Changed $159,900 -8.6% $114 / Sq Ft
12/08/2014 12/08/14 Price Changed $174,900 -7.9% $125 / Sq Ft
11/03/2014 11/03/14 Price Changed $189,900 -7.3% $135 / Sq Ft
10/03/2014 10/03/14 For Sale $204,900 -- $146 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,707 $256,467 $0 $0
2024 $2,707 $242,833 $0 $0
2023 $2,558 $229,200 $111,900 $117,300
2022 $2,519 $225,633 $0 $0
2021 $5,111 $222,067 $0 $0
2020 $2,581 $218,500 $111,900 $106,600
2019 $2,581 $218,500 $111,900 $106,600
2018 $2,521 $218,500 $111,900 $106,600
2017 $2,599 $222,000 $0 $0
2016 -- $222,000 $0 $0
2015 $3,009 $222,000 $0 $0
2014 $3,009 $240,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR235634

Bright MLS

APN: 02-058855