Features and Amenities at 631 Otto Avenue

If you are looking for a totally updated rambler with lots of room this is the home for you. Check out this beautiful home at 631 Otto Ave. in Ortonville. This home has had some very nice upgrades from a whole new kitchen and woodwork throughout. The bathroom and laundry room on the main floor have all been redone. The basement has been completely finished off with nice woodwork; 2 bedrooms both with egress windows; a beautiful new bathroom with tiled shower and floors; a nice size family room plus another laundry room. The attached garage is also all finished off with LP Smart Side on all the walls; epoxy floor; heated; great for entertaining on those cold or rainy days. Enjoy the summer out on the beautiful 24'x24 stamped patio. This home is located near the hospital, pool and park
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Property Features
  • Appliances
  • Dishwasher
  • Dryer
  • Range / Oven
  • Refrigerator
  • Washer
  • Parking
  • Garage - Attached
  • Other
  • Storage
  • Cooling
  • Central
  • Exterior Build
  • Wood
  • Rooms
  • Family Room / Living Room
  • Laundry Room
  • Interior Features
  • Basement
  • Heating
  • Forced Air
  • Roof
  • Asphalt
  • Exterior Features
  • Patio

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Local Schools

School Score Class Size Distance
Knoll Elementary School A- 14 0.55 mi
Ortonville Secondary School B 14 0.56 mi

Home Details

Bedroom(s)
4
Bathroom(s)
2
Square Footage
2,522
Price per SqFt
$85
Lot Size
0.37 acres
Stories
1
Property Type
House
Year Built
1959
MLS #
6026508
Neighborhood
--
County
big stone
Monthly Est. Mortgage
$1,111
Monthly Est. Insurance
$75
Monthly Property Tax
$215.00
Last Updated
08/30/2017

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Total Rooms
--
Garage SqFt
--
Year Updated
1959
Cooling System
--
Heating System
--
Heating Source
--
Tax Year
--
Tax Amount
$2,085

Estimated Mortgage Rates

Credit Score
Excellent (740+)
660
740+
Down Payment
20 %
5%
40%
Product: 30 Year Fixed Mortgage, All Points
Loan Amount: $172,000
  • 3.750% APR
    Sep 15
  • 3.750% Rate
    0 Points
    30 Rate Lock
  • 3.791% APR
    Sep 15
  • 3.625% Rate
    1 Points
    30 Rate Lock
  • 3.699% APR
    Sep 15
  • 3.375% Rate
    2 Points
    30 Rate Lock
  • 3.881% APR
    Sep 15
  • 3.875% Rate
    0 Points
    30 Rate Lock

Mortgage Calculator

With a current price of $215,000 and a mortgage rate of 4.0%, someone purchasing 631 Otto Avenue, Ortonville, MN , 56278 could expect to have a monthly payment of $1,111. This assumes a 20% down payment of $43,000 , a high credit score and a 30 year fixed-rate mortgage. You can use the mortgage calculator to estimate the monthly payment with different values.

Loan Amount
$172,000
$0
$215,000
Down Payment
20 %
0%
30%
Loan Term
30 years
0 years
40 years
Interest Rate
4 %
0%
7%
Homeowner Insurance
$75
$0
$1,000
Property Tax
1.2 %
1%
6%
Principal & Interest$821Insurance$75Taxes$215PMI$0Estimated Payment$1,111

Request Information

Thomas Oakes
SHADY OAK REALTY
Listing Source:
West Central Association of Realtors (MN) (via Listhub)
Offered By:
SHADY OAK REALTY
Office Phone:
320-839-2118
Last Change:
07/19/2017
Days on Site:
150

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