NOT LISTED FOR SALE

706 Saint Croix Cove Niceville, FL 32578

Bluewater Bay Neighborhood

Estimated Value: $375,000 - $432,000

3 Beds
2 Baths
1,368 Sq Ft
$295/Sq Ft Est. Value

About This Home

This home is located at 706 Saint Croix Cove, Niceville, FL 32578 and is currently estimated at $403,054, approximately $294 per square foot. 706 Saint Croix Cove is a home located in Okaloosa County with nearby schools including Bluewater Elementary School, C.W. Ruckel Middle School, and Niceville Senior High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 19, 2025
Sold by
Davis Living Trust and Davis James M
Bought by
Figgatt Jack W
Current Estimated Value
$403,054

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$425,000
Outstanding Balance
$424,625
Interest Rate
6.63%
Mortgage Type
VA
Estimated Equity
-$21,571

Purchase Details

Closed on
Feb 9, 2023
Sold by
Davis James M and Davis Pauline C
Bought by
Davis Living Trust

Purchase Details

Closed on
Aug 17, 2022
Sold by
Smith John C and Smith Elizabeth Hope
Bought by
Davis James M and Davis Pauline C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
5.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 15, 2020
Sold by
Heitz Peter William and Heitz Alyssa Lee
Bought by
Smith John C and Smith Hope Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$269,217
Interest Rate
3.3%
Mortgage Type
VA

Purchase Details

Closed on
Sep 22, 2017
Sold by
Ryan Thomas and Ryan Donna
Bought by
Heitz Peter William and Heitz Alyssa Lee

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,151
Interest Rate
3.9%
Mortgage Type
VA

Purchase Details

Closed on
Jun 5, 2009
Sold by
Capes Paul S and Capes Laurie J
Bought by
Kerby Lawanna G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,632
Interest Rate
4.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 22, 2002
Sold by
Gunsaulis James E and Gunsaulis Patricia A
Bought by
Capes Paul S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,280
Interest Rate
6.81%
Mortgage Type
VA
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Figgatt Jack W $425,000 Bradley Title
Davis Living Trust $100 --
Davis Living Trust $100 None Listed On Document
Davis James M $385,000 Mcneese Title
Smith John C $295,000 Aqua Title Services
Heitz Peter William $247,000 Aqua Title Services
Kerby Lawanna G $185,000 Lighthouse Land Title Co
Capes Paul S $114,000 Lighthouse Land Title Compan
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Figgatt Jack W $425,000
Previous Owner Davis James M $200,000
Previous Owner Smith John C $269,217
Previous Owner Heitz Peter William $255,151
Previous Owner Kerby Lawanna G $181,632
Previous Owner Capes Paul S $116,280
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,934 $277,473 $89,146 $188,327
2023 $2,934 $277,732 $88,263 $189,469
2022 $2,303 $223,366 $0 $0
2021 $2,176 $207,196 $73,096 $134,100
2020 $2,528 $195,211 $72,372 $122,839
2019 $2,460 $187,522 $72,372 $115,150
2018 $2,249 $169,121 $0 $0
2017 $2,127 $157,092 $0 $0
2016 $1,485 $146,209 $0 $0
2015 $1,514 $145,193 $0 $0
2014 $1,517 $144,041 $0 $0
Source: Public Records

Map

Florida Okaloosa County Niceville 32578 Bluewater Bay

706 Saint Croix Cove, Niceville, FL

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