Seller's Agent in 2025
Ashley Fremont-Smith
Cummings & Co. Realtors
(443) 629-4960
2 in this area
38 Total Sales
7104 Penny Ln Elkridge, MD 21075
3
Beds
3
Baths
1,424
Sq Ft
$92/mo
HOA Fee
Highlights
- Colonial Architecture
- 1 Car Attached Garage
- Forced Air Heating and Cooling System
- Oakland Mills High School Rated A-
- Parking Storage or Cabinetry
- Ceiling Fan
About This Home
As of May 2025Welcome to this stunning 3-bedroom, 3-full-bath townhome with a one-car garage, offering both style and functionality. The spacious kitchen and main level features hardwood floors, granite countertops and stainless steel appliances, perfect for cooking and entertaining. Enjoy the convenience of a laundry area located right off the primary bedroom. This home is ideal for those seeking comfort and a prime location. Don’t miss out on this incredible opportunity!
Last Agent to Sell the Property
(443) 629-4960 ashley@cummingsrealtors.com Cummings & Co. Realtors License #581521 Listed on: 03/06/2025
Co-Listed By
(410) 916-8804 jenny@cummingsrealtors.com Cummings & Co. Realtors License #636371
Last Buyer's Agent
(410) 660-1404 rebecca@theloganhomegroup.com Real Broker, LLC - Annapolis License #672409
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $5,302
Year Built
- Built in 2011
Lot Details
- 983 Sq Ft Lot
HOA Fees
- $92 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Parking Storage or Cabinetry
- Rear-Facing Garage
- Driveway
- Off-Street Parking
Home Design
- Colonial Architecture
- Frame Construction
Interior Spaces
- 1,424 Sq Ft Home
- Property has 3 Levels
- Ceiling Fan
- Finished Basement
- Front and Rear Basement Entry
Bedrooms and Bathrooms
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Water Heater
Community Details
- Howard Square Subdivision
Listing and Financial Details
- Tax Lot 8
- Assessor Parcel Number 1401324071
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 6, 2025
Closed on
May 1, 2025
Sold by
Bearden Michael E and Bearden Joan Hill
Bought by
Agnew Elizabeth
Seller's Agent
Ashley Fremont-Smith
Cummings & Co. Realtors
Buyer's Agent
Rebecca Logan
Real Broker, LLC - Annapolis
List Price
$425,000
Sold Price
$430,000
Premium/Discount to List
$5,000
1.18%
Views
206
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,903
Avg. Annual Appreciation
-0.75%
Original Mortgage
$414,627
Outstanding Balance
$413,156
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$14,941
Purchase Details
Closed on
Aug 4, 2023
Sold by
Bearden Kevin Michael and Bearden Danielle
Bought by
Bearden Joan Hill and Bearden Michael E
Purchase Details
Listed on
Mar 9, 2018
Closed on
Apr 9, 2018
Sold by
Vickery Steven and Vickery Angela
Bought by
Bearden Kevin Michael and Bearden Danielle
Seller's Agent
Melissa Hamet
Cummings & Co. Realtors
Buyer's Agent
Kaitlin Sumperl
Keller Williams Gateway LLC
List Price
$310,000
Sold Price
$315,000
Premium/Discount to List
$5,000
1.61%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.09%
Original Mortgage
$299,250
Interest Rate
4.46%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 25, 2017
Closed on
Nov 20, 2017
Sold by
Daiamnt Chritopher S and Suzuki Ikumi
Bought by
Vickery Steven and Vickery Angela
Seller's Agent
Wendy Aloi
Real Estate Innovations
Buyer's Agent
Melissa Hamet
Cummings & Co. Realtors
List Price
$319,900
Sold Price
$305,000
Premium/Discount to List
-$14,900
-4.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.62%
Original Mortgage
$289,750
Interest Rate
3.88%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 9, 2014
Closed on
Mar 31, 2014
Sold by
Gorchesky Joseph A and Gorchesky Elise M
Bought by
Diamant Christopher S and Suzuki Ikumi
Seller's Agent
Milissa Alonso
Coldwell Banker Realty
Buyer's Agent
Asha Goel
Long & Foster Real Estate, Inc.
List Price
$325,000
Sold Price
$310,000
Premium/Discount to List
-$15,000
-4.62%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.45%
Original Mortgage
$310,000
Interest Rate
4.37%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 24, 2011
Sold by
Nvr Inc
Bought by
Gorchesky Joseph A and Gorchesky Elise M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,985
Interest Rate
4.87%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 11, 2011
Sold by
Nvr Inc
Bought by
Gorchesky Joseph A and Gorchesky Elise M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$251,985
Interest Rate
4.87%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $430,000 | Assurance Title | |
| Deed | $430,000 | Assurance Title | |
| Deed | $320,000 | None Listed On Document | |
| Deed | $315,000 | Carified Title Corp | |
| Deed | $305,000 | Lakeside Title Co | |
| Deed | $310,000 | None Available | |
| Deed | $258,540 | -- | |
| Deed | $258,540 | -- | |
| Deed | $258,540 | -- | |
| Deed | $258,540 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $414,627 | New Conventional | |
| Closed | $414,627 | New Conventional | |
| Previous Owner | $299,250 | New Conventional | |
| Previous Owner | $289,750 | New Conventional | |
| Previous Owner | $310,000 | New Conventional | |
| Previous Owner | $251,985 | FHA | |
| Previous Owner | $251,985 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/01/2025 05/01/25 | Sold | $430,000 | +1.2% | $302 / Sq Ft | |
| 03/20/2025 03/20/25 | Pending | -- | -- | -- | |
| 03/06/2025 03/06/25 | For Sale | $425,000 | +34.9% | $298 / Sq Ft | |
| 04/11/2018 04/11/18 | Sold | $315,000 | +1.6% | $221 / Sq Ft | View Prior Sale |
| 03/11/2018 03/11/18 | Pending | -- | -- | -- | |
| 03/09/2018 03/09/18 | For Sale | $310,000 | +1.6% | $218 / Sq Ft | |
| 11/20/2017 11/20/17 | Sold | $305,000 | 0.0% | $214 / Sq Ft | View Prior Sale |
| 10/24/2017 10/24/17 | Pending | -- | -- | -- | |
| 09/27/2017 09/27/17 | Price Changed | $305,000 | -1.6% | $214 / Sq Ft | |
| 08/31/2017 08/31/17 | Price Changed | $310,000 | -1.6% | $218 / Sq Ft | |
| 07/31/2017 07/31/17 | Price Changed | $314,900 | -1.6% | $221 / Sq Ft | |
| 07/25/2017 07/25/17 | For Sale | $319,900 | +3.2% | $225 / Sq Ft | |
| 03/31/2014 03/31/14 | Sold | $310,000 | -1.6% | $218 / Sq Ft | View Prior Sale |
| 02/19/2014 02/19/14 | Pending | -- | -- | -- | |
| 02/12/2014 02/12/14 | Price Changed | $314,990 | -0.9% | $221 / Sq Ft | |
| 01/31/2014 01/31/14 | Price Changed | $317,999 | -2.2% | $223 / Sq Ft | |
| 01/09/2014 01/09/14 | For Sale | $325,000 | -- | $228 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,284 | $360,200 | $0 | $0 |
| 2024 | $5,284 | $337,800 | $0 | $0 |
| 2023 | $4,912 | $315,400 | $160,000 | $155,400 |
| 2022 | $4,741 | $306,267 | $0 | $0 |
| 2021 | $4,544 | $297,133 | $0 | $0 |
| 2020 | $4,478 | $288,000 | $105,000 | $183,000 |
| 2019 | $4,066 | $281,967 | $0 | $0 |
| 2018 | $4,039 | $275,933 | $0 | $0 |
| 2017 | $3,630 | $269,900 | $0 | $0 |
| 2016 | -- | $254,000 | $0 | $0 |
| 2015 | -- | $238,100 | $0 | $0 |
| 2014 | -- | $222,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Ashley Fremont-Smith
-
Jennifer Zinn
Seller Co-Listing Agent in 2025
Jennifer Zinn
Cummings & Co. Realtors
(410) 916-8804
2 in this area
34 Total Sales
-
Rebecca Logan
Buyer's Agent in 2025
Rebecca Logan
Real Broker, LLC - Annapolis
(410) 660-1404
3 in this area
66 Total Sales
-
Melissa Hamet
Seller's Agent in 2018
Melissa Hamet
Cummings & Co. Realtors
(443) 745-8577
2 in this area
118 Total Sales
-
K
Buyer's Agent in 2018
Kaitlin Sumperl
Keller Williams Gateway LLC
-
Wendy Aloi
Seller's Agent in 2017
Wendy Aloi
Real Estate Innovations
(301) 676-0474
62 Total Sales
Map
Source: Bright MLS
MLS Number: MDHW2049956
APN: 01-324071
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