$985,000
$104K PRICE DROP

786 Jamaica Ln Little Torch Key, FL 33042

Estimated payment $5,998/month

Total Views 9,594
3 Beds
2 Baths
1,440 Sq Ft
$684 Price per Sq Ft

Highlights

  • Boat Ramp
  • RV Parking in Community
  • Granite Countertops
  • RV or Boat Parking
  • Home fronts a canal
  • No HOA

About This Home

*** FINAL PRICE REDUCTION *** COASTAL LIVING blended with modern conveniences - come discover the perfect blend of comfort, convenience, and coastal living with this well-built 3-bedroom, 2-bath modular home. Easy to show, easy to sell. Assumable loan at 3.125% to qualified Buyers.Within minutes you're out on the water with access to the Atlantic Ocean and Gulf. Located on a clear canal, this property offers the ideal setting for those seeking peaceful island living with the added bonus of distant open water views. You'll love the extended L-shaped cool decking on the upper balconies so you can truly enjoy outdoor living. There's even a 2000 pound cargo-lift up to the second floor! Inside, you'll enjoy the open floor plan with bright, airy living spaces, perfect for both everyday living and entertaining. The open kitchen features modern appliances, an island, and plenty of storage, making meal prep a breeze. The master bedroom offers a roomy en-suite bathroom and a walk-in closet while the two additional bedrooms are well-sized and perfect for family or guests or a home office.This 2016 model is built to 180 mph windspeed, impact doors and windows, Hardi-board siding and topped with a metal roof making affordable annual insurances ($916 for flood / $3808 for wind and liability).Downstairs, you cannot miss the extensive louvered area which offers privacy and is 1800 square feet. Bring your toys, tools, and still have plenty of parking for an RV and boat on this 90'x100' wide lot. Nearby is a public boat ramp which ties this whole package together. Splash your boat and park it at your 40' dock. You'll appreciate the excellent boating access and low maintenance so you can enjoy the Keys.Don't miss out.

Listing Agent

Donna Pezzi

Keller Williams Key West Compass Realty License #3226338 Listed on: 02/13/2025

Keller Williams Key West Compass Realty

Property Details

Home Type

  • Modular Prefabricated Home

Est. Annual Taxes

  • $6,701

Year Built

  • Built in 2016

Lot Details

  • 9,000 Sq Ft Lot
  • Home fronts a canal
  • Privacy Fence

Home Design

  • Metal Roof

Interior Spaces

  • 1,440 Sq Ft Home
  • Ceiling Fan
  • Sliding Doors
  • Entrance Foyer
  • Tile Flooring
  • Canal Views

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Impact Glass
  • Fire and Smoke Detector

Parking

  • 4 Parking Spaces
  • Carport
  • Open Parking
  • Off-Street Parking
  • RV or Boat Parking

Accessible Home Design

  • Accessible Elevator Installed

Outdoor Features

  • Dock made with Composite Material
  • Balcony
  • Outdoor Storage
  • Rain Gutters

Utilities

  • Central Air
  • Heating Available
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 00222330-000000

Community Details

Overview

  • No Home Owners Association
  • Windward Beach Est Subdivision
  • RV Parking in Community

Recreation

  • Boat Ramp

Pet Policy

  • Pets Allowed

Property Details

Home Type

Modular Prefabricated Home

Est. Annual Taxes

$6,701

Year Built

Built in 2016

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Voluntary HOA: No
  • Control Depth: 3
  • Dockage Dock: Composite
  • Dockage Dock Length: 40
  • Document Count: 1
  • Fee Includes: None
  • Key Island: Little Torch Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 28.50
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Boat Ramp
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 6701.11
  • Title: Title Ins - Buyer
  • Vehicle Storage: Carport, Trailer Storage, Covered Parking, RV Parking Open, Off Street Parking, Open Parking
  • Vehicle Storage Cars: 4+
  • Year Built: 2016
  • Alternate Key Number: 1289558
  • Building Style Stilt Column Height: Medium - 5Ft - 9Ft
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 9000.00
  • Porch Balcony: Open Porch/Balcony
  • Species List: Yes
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 1440.00
  • Pre Wired: Cable
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: MobileManufactured

Interior Features

  • Interior Amenities: Entrance Foyer, Granite Counter Top, Walk-in Closet(s), Smoke Alarms, Elevator
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Disposal, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Specialty Rooms: Laundry Room
  • Windows/Doors: Sliding Glass Doors, Impact Rstnce Window
  • Total Bedrooms: 3
  • Accessibility Features: Accessible Elevator Installed

Exterior Features

  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: Modular
  • Exterior Features: Rain Gutters, Storage, Privacy Wall/Fence
  • Roof: Metal Roof
  • Waterview: Canal View
  • Pool: No

Utilities

  • Utilities: FKAA, Cable Available, Municipal Sewer
  • Heating: Electric

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE
  • Parcel Number: 00222330-000000
  • Lot Size: 90' x 100'
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.21

Rental Info

  • Rentals Allowed: Yes
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,450 $744,754 -- --
2023 $6,450 $723,063 $0 $0
2022 $6,117 $678,492 $459,000 $219,492
2021 $5,097 $479,540 $244,800 $234,740
2020 $5,198 $486,034 $248,625 $237,409
2019 $4,973 $460,016 $219,938 $240,078
2018 $5,118 $462,665 $225,113 $237,552
2017 $4,291 $465,260 $0 $0
2016 $1,255 $119,408 $0 $0
2015 $774 $76,606 $0 $0
2014 $662 $62,640 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/17/2025 06/17/25 Price Changed $985,000 -1.0% $684 / Sq Ft
05/26/2025 05/26/25 Price Changed $995,000 -1.5% $691 / Sq Ft
05/18/2025 05/18/25 Price Changed $1,010,000 -1.5% $701 / Sq Ft
05/08/2025 05/08/25 Price Changed $1,025,000 -0.5% $712 / Sq Ft
04/14/2025 04/14/25 Price Changed $1,030,000 -2.8% $715 / Sq Ft
03/10/2025 03/10/25 Price Changed $1,059,900 -2.7% $736 / Sq Ft
02/13/2025 02/13/25 For Sale $1,089,000 +40.5% $756 / Sq Ft
11/19/2021 11/19/21 Sold $775,000 -3.0% $538 / Sq Ft
10/15/2021 10/15/21 Price Changed $799,000 -2.4% $555 / Sq Ft
09/08/2021 09/08/21 Price Changed $819,000 -3.5% $569 / Sq Ft
08/19/2021 08/19/21 For Sale $849,000 +63.6% $590 / Sq Ft
05/04/2017 05/04/17 Sold $519,000 -3.7% $360 / Sq Ft
04/10/2017 04/10/17 Pending -- -- --
10/24/2016 10/24/16 For Sale $539,000 -- $374 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $775,000 Attorney
Warranty Deed $519,000 Attorney
Warranty Deed $187,500 None Available
Warranty Deed $12,500 --
Deed $1,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $736,250 VA
Previous Owner $90,000 Stand Alone First
Source: Public Records

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Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 613685

APN: 00222330-000000