786 Jamaica Ln Little Torch Key, FL 33042
Estimated payment $5,745/month
Highlights
- Boat Ramp
- RV Parking in Community
- Granite Countertops
- RV or Boat Parking
- Home fronts a canal
- No HOA
About This Home
ASSUMABLE MORTGAGE at 3.125% to qualified Buyers! Come enjoy coastal living blended with modern conveniences. Discover the perfect blend of comfort and convenience in this well-built 3-bedroom, 2-bath home. Easy to show. Within minutes you're out on the water with access to the Atlantic Ocean and Gulf. Located on a clear canal, this property offers the ideal setting for those seeking peaceful island living with the added bonus of distant open water views. You'll love the extended L-shaped cool decking on the upper balconies so you can truly enjoy outdoor living. There's even a 2000 pound cargo-lift up to the second floor! Inside, you'll enjoy the open floor plan with bright, airy living spaces, perfect for both everyday living and entertaining. The open kitchen features modern appliances, an island, and plenty of storage, making meal prep a breeze. The master bedroom offers a roomy en-suite bathroom and a walk-in closet while the two additional bedrooms are well-sized and perfect for family or guests or a home office.This 2016 model is built to 180 mph windspeed, impact doors and windows, Hardi-board siding and topped with a metal roof making affordable annual insurances ($916 for flood / $3808 for wind and liability).Downstairs, you cannot miss the EXTENSIVE louvered area which offers privacy and is 1800 square feet. Bring your toys, tools, and still have plenty of parking for an RV and boat on this 90'x100' wide lot. Nearby is a public boat ramp which ties this whole package together. Splash your boat and park it at your 40' dock. You'll appreciate the excellent boating access and low maintenance so you can enjoy the Keys.
Listing Agent
Keller Williams Key West Compass Realty License #3226338 Listed on: 08/15/2025
Property Details
Home Type
- Modular Prefabricated Home
Est. Annual Taxes
- $6,701
Year Built
- Built in 2016
Lot Details
- 9,000 Sq Ft Lot
- Home fronts a canal
- Privacy Fence
Home Design
- Single Family Detached Home
- Modular Prefabricated Home
- Metal Roof
Interior Spaces
- 1,440 Sq Ft Home
- Ceiling Fan
- Sliding Doors
- Entrance Foyer
- Tile Flooring
- Canal Views
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Granite Countertops
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Impact Glass
- Fire and Smoke Detector
Parking
- 4 Parking Spaces
- Carport
- Open Parking
- Off-Street Parking
- RV or Boat Parking
Accessible Home Design
- Accessible Elevator Installed
Outdoor Features
- Dock made with Composite Material
- Balcony
- Outdoor Storage
- Rain Gutters
Utilities
- Central Air
- Heating Available
- Public Hookup Available For Sewer
- Cable TV Available
Listing and Financial Details
- Homestead Exemption
- Assessor Parcel Number 00222330-000000
Community Details
Overview
- No Home Owners Association
- Windward Beach Est Subdivision
- RV Parking in Community
Recreation
- Boat Ramp
Pet Policy
- Pets Allowed
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,450 | $744,754 | -- | -- |
| 2023 | $6,450 | $723,063 | $0 | $0 |
| 2022 | $6,117 | $678,492 | $459,000 | $219,492 |
| 2021 | $5,097 | $479,540 | $244,800 | $234,740 |
| 2020 | $5,198 | $486,034 | $248,625 | $237,409 |
| 2019 | $4,973 | $460,016 | $219,938 | $240,078 |
| 2018 | $5,118 | $462,665 | $225,113 | $237,552 |
| 2017 | $4,291 | $465,260 | $0 | $0 |
| 2016 | $1,255 | $119,408 | $0 | $0 |
| 2015 | $774 | $76,606 | $0 | $0 |
| 2014 | $662 | $62,640 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/15/2025 08/15/25 | For Sale | $985,000 | +27.1% | $684 / Sq Ft | |
| 11/19/2021 11/19/21 | Sold | $775,000 | -3.0% | $538 / Sq Ft | View Prior Sale |
| 10/15/2021 10/15/21 | Price Changed | $799,000 | -2.4% | $555 / Sq Ft | |
| 09/08/2021 09/08/21 | Price Changed | $819,000 | -3.5% | $569 / Sq Ft | |
| 08/19/2021 08/19/21 | For Sale | $849,000 | +63.6% | $590 / Sq Ft | |
| 05/04/2017 05/04/17 | Sold | $519,000 | -3.7% | $360 / Sq Ft | View Prior Sale |
| 04/10/2017 04/10/17 | Pending | -- | -- | -- | |
| 10/24/2016 10/24/16 | For Sale | $539,000 | -- | $374 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $775,000 | Attorney | |
| Warranty Deed | $519,000 | Attorney | |
| Warranty Deed | $187,500 | None Available | |
| Warranty Deed | $12,500 | -- | |
| Deed | $1,300 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $736,250 | VA | |
| Previous Owner | $90,000 | Stand Alone First |
Source: Marathon and Lower Keys Association of REALTORS®
MLS Number: 616158
APN: 00222330-000000
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