NOT LISTED FOR SALE

Estimated Value: $398,000 - $434,904

2 Beds
2 Baths
1,308 Sq Ft
$313/Sq Ft Est. Value

Last Sold March 25, 2025

Last sale price $400,000 $306 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $2,516/month

5 Days on Market

Highlights

  • Intracoastal View
  • Vaulted Ceiling
  • Screened Porch
  • J.R. Arnold High School Rated A-
  • Traditional Architecture
  • 2 Car Attached Garage

About This Home

As of March 2025

Welcome to Latitude Luxury - Skip shopping and decorating with this move-in-ready home and immediately begin enjoying all that Latitude Margaritaville has.
Located in the heart of the Resort near all of the amenities (unattainable in newer builds) and professionally designed with a coastal vibe, this beauty is available fully furnished and with a myriad of high-end features.

The vast upgrades added when this cottage was built combined with the high-end furnishings (for example, mango wood) and beachy décor offer exceptional value at this price point compared to other cottages on the market. Included in the offer price are all interior furnishings, all appliances, wall & beach decor, and a Sonos amp to power the in-ceiling speakers and soundbars. If you are looking for additional luxuries to aid in your turnkey move-in, we have the following available if desired (pricing negotiable): Tempur-Pedic mattress, TVs, soundbars, patio furniture, linens, and kitchenware. This luxurious cottage is priced turnkeyincluding all noted contents. If you prefer, you can purchase without any contents

It's a rare yet much sought after opportunity allowing you to move in and be sipping margaritas by the pool in less than 10 minutes. Now that's the Margaritaville lifestyle!

More about Latitude Margaritaville: it has rapidly become the most sought-after 55+ community in the country; it is a haven for active adults and designed to provide endless hours of fun and relaxation. Enjoy a plethora of amenities that cater to diverse interests and hobbies including a private restaurant overlooking the intercoastal waterway and a tropical resort pool that is a perfect spot for relaxation and leisure. Live entertainment daily, pickleball, tennis, bocce ball, and cornhole, plus the Fins Up Fitness Center help residents stay fit and healthy. The indoor lap pool and hot tub provide excellent options for aquatic workouts and relaxation. And coming soon: Phase 2 of Latitude Margaritaville with amenities including a theater, woodworking shop, pottery room, and dog spa.

Last Agent to Sell the Property

ecn.rets.showingtime.e31325

ecn.rets.RETS_OFFICE Listed on: 02/09/2025

Last Buyer's Agent

Non Member Comp Purposes

Non Member Comp Purposes License #000000000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,023

Year Built

  • Built in 2022

Lot Details

  • 3,920 Sq Ft Lot
  • Lot Dimensions are 120x120
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Guest Parking

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,308 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Dining Area
  • Screened Porch
  • Intracoastal Views
  • Exterior Washer Dryer Hookup

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Schools

  • Breakfast Point Elementary And Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Air Source Heat Pump

Community Details

  • Property has a Home Owners Association
  • Association fees include management, repairs/maintenance
  • Panama City Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 32503-300-278

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,023

Year Built

Built in 2022

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.09
  • Lot Size: 120X120
  • Subdivision Name: PANAMA CITY BEACH
  • Directions: From Hwy 79 turn onto Lattitude Blvd. Left on Lost Shaker Way, Left on Island Breeze Ave, Right on Landshark, Left on Fins Up Court, Right on Jollymon. Park in 1st designated parking spot (on your right). You will be parked in front of 8341 Fins Up Court. The house faces Jollymon.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2022
  • Utilities Electric: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Heat Pump Air To Air: Yes
  • Rooms:Dining Area: Yes
  • Waterview:Intracoastal Waterwy: Yes
  • Utilities:Gas - Natural: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Ceiling Vaulted, Floor Laminate, Floor Tile, Furnished - None, Washer/Dryer Hookup, Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Interior:Floor Tile: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Lot Features: Level, Sidewalk
  • Construction Type: Roof Shingle/Shake, Wood Siding
  • Exterior Features: Patio Enclosed, Porch Screened
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Roof ShingleShake: Yes
  • Exterior:Porch Screened: Yes
  • Lot Features:Sidewalk: Yes
  • ConstructionSiding:Siding Wood: Yes
  • Exterior:Patio Enclosed: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Guest
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Parking Features:Guest: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump Air To Air, Central
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Public Sewer, Public Water, Sewer Available, Other

Condo/Co-op/Association

  • Association: Yes

Fee Information

  • Association Fee Includes: Management, Repairs/Maintenance

Schools

  • Elementary School: Breakfast Point
  • High School: Bay
  • Middle Or Junior School: Breakfast Point

Lot Info

  • Lot Size Sq Ft: 3920.4
  • Parcel #: 32503-300-278
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3023.41
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 9, 2025
Closed on
Mar 25, 2025
Sold by
Combs Charles Shepherd and Combs Karla Lanha
Bought by
Bernard Kevin Jon and Bernard Mitzi Plaisance
Seller's Agent
ecn.rets.showingtime.e31325
ecn.rets.RETS_OFFICE
Buyer's Agent
Non Member Comp Purposes
Non Member Comp Purposes
List Price
$446,800
Sold Price
$400,000
Premium/Discount to List
-$46,800
-10.47%
Views
17
Current Estimated Value
$409,726

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,726
Avg. Annual Appreciation
8.06%
Original Mortgage
$200,000
Outstanding Balance
$200,000
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$209,726

Purchase Details

Closed on
Dec 27, 2022
Sold by
Lmws Llc
Bought by
Combs Charles Shepherd and Combs Karla Lanham
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bernard Kevin Jon $400,000 Aquark Title Services
Bernard Kevin Jon $400,000 Aquark Title Services
Combs Charles Shepherd $320,300 Watersound Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bernard Kevin Jon $200,000
Closed Bernard Kevin Jon $200,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/25/2025 03/25/25 Sold $400,000 -10.5% $306 / Sq Ft
02/14/2025 02/14/25 Pending -- -- --
02/09/2025 02/09/25 For Sale $446,800 -- $342 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,965 $280,839 -- --
2023 $2,965 $272,659 $30,231 $242,428
2022 $245 $21,213 $21,213 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 968147

Emerald Coast Association of REALTORS®

APN: 32503-300-278