$315,000

862 Scallop Ct Unit 104 Fort Walton Beach, FL 32548

Okaloosa Island Neighborhood

Estimated payment $3,046/month

Total Views 3,742
1 Bed
1.5 Baths
765 Sq Ft
$412 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Main Floor Primary Bedroom
  • Fort Walton Beach High School Rated A
  • Deeded access to the beach
  • Furnished

About This Home

TRANQUIL BEAUTY! Island Sands is a hidden gem located on Okaloosa Island in Fort Walton Beach, FL. The building has just reopened after several exterior renovations, This small 27-unit condominium offers a peaceful retreat with an uncrowded beach. Listen to the waves roll in and feel the powder white sand under your feet as you walk down to the beach on the new beach walkway, just steps from your back door. The community swimming pool provides a relaxing place to sunbath and take a dip. Close to all local attractions, entertainment, and restaurants. Island Sands is the perfect beach location. This ground floor unit is great for families with small children. There are no stairs, elevators, or balconies to worry about.

Listing Agent

Howard Dolgoff

Emerald Coast Properties Inc License #683711 Listed on: 07/25/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,932

Year Built

  • Built in 1983

Lot Details

  • Property fronts gulf or ocean

HOA Fees

  • $1,060 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Pitched Roof
  • Metal Roof
  • Wood Siding
  • Wood Trim

Interior Spaces

  • 765 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Ceiling Fan
  • Double Pane Windows
  • Plantation Shutters
  • Living Room
  • Tile Flooring

Kitchen

  • Breakfast Bar
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 1 Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Home Security

Outdoor Features

  • Deeded access to the beach
  • Balcony
  • Covered Patio or Porch
  • Built-In Barbecue

Schools

  • Edwins Elementary School
  • Bruner Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-24-1279-0000-1040

Community Details

Overview

  • Association fees include accounting, ground keeping, insurance, internet service, licenses/permits, management, master, recreational faclty, repairs/maintenance, sewer, cable TV, trash
  • 27 Buildings
  • 27 Units
  • Island Sands Condo Subdivision

Recreation

  • Beach
  • Community Pool

Pet Policy

  • Pets Allowed

Additional Features

  • Community Barbecue Grill
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,932

Year Built

Built in 1983

Lot Details

0

HOA Fees

$1,060 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: ISLAND SANDS CONDO
  • Directions: HWY 98 to Santa Blvd on Okaloosa Island. Island Sands is about 1 mile from the traffic light on the gulf side on SCALLOP CT, just past The Islander condo.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1983
  • Remarks Misc:Remarks: TRANQUIL BEAUTY! Island Sands is a hidden gem located on Okaloosa Island in Fort Walton Beach, FL. The building has just reopened after several exterior renovations, This small 27-unit condominium offers a peaceful retreat with an uncrowded beach. Listen to the waves roll in and feel the powder white sand under your feet as you walk down to the beach on the new beach walkway, just steps from your back door. The community swimming pool provides a relaxing place to sunbath and take a dip. Close to all local attractions, entertainment, and restaurants. Island Sands is the perfect beach location. This ground floor unit is great for families with small children. There are no stairs, elevators, or balconies to worry about.
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterfront:Gulf: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Rooms:Balcony2: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Number Of Buildings: 27
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Oven Self Cleaning, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 1
  • Flooring: Floor Tile
  • Interior Amenities: Breakfast Bar, Owner's Closet, Washer/Dryer Hookup
  • Stories: 3
  • Window Features: Plantation Shutters, Window Treatment All, Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Furnished - All: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Plantation Shutters: Yes

Exterior Features

  • Pool Features: Pool Type
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Construction Type: Roof Pitched, Siding Wood, Trim Wood
  • Exterior Features: BBQ Pit/Grill
  • Foundation Details: Slab
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Roof Metal: Yes
  • ConstructionSiding:Roof Pitched: Yes
  • Exterior:Patio Covered: Yes
  • ConstructionSiding:Trim Wood: Yes
  • Exterior:BBQ PitGrill: Yes
  • ConstructionSiding:Siding Wood: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Beach, Deed Access, Dumpster, Pets Allowed, Pool, TV Cable, Waterfront
  • Association #2 Fee: 1060.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Insurance, Internet Service, Licenses/Permits, Management, Master Association, Recreational Faclty, Repairs/Maintenance, Sewer, Cable TV, Trash

Schools

  • Elementary School: Edwins
  • High School: Fort Walton Beach
  • Middle Or Junior School: Bruner

Lot Info

  • Parcel #: 00-2S-24-1279-0000-1040

Multi Family

  • Number Of Units In Community: 27

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,932 $295,000 -- $295,000
2023 $3,932 $295,000 $0 $295,000
2022 $3,829 $285,000 $0 $285,000
2021 $2,572 $200,000 $0 $200,000
2020 $2,119 $160,000 $0 $160,000
2019 $2,036 $150,000 $0 $150,000
2018 $2,024 $145,000 $0 $0
2017 $2,024 $141,000 $0 $0
2016 $1,882 $134,000 $0 $0
2015 $1,943 $134,000 $0 $0
2014 $1,923 $132,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/04/2025 11/04/25 Price Changed $315,000 -3.1% $412 / Sq Ft
10/15/2025 10/15/25 Price Changed $325,000 -1.5% $425 / Sq Ft
10/07/2025 10/07/25 Price Changed $329,900 -5.7% $431 / Sq Ft
07/25/2025 07/25/25 For Sale $349,900 +4.4% $457 / Sq Ft
06/08/2021 06/08/21 Sold $335,000 0.0% $461 / Sq Ft View Prior Sale
04/27/2021 04/27/21 Pending -- -- --
04/13/2021 04/13/21 For Sale $335,000 +117.5% $461 / Sq Ft
05/15/2014 05/15/14 Sold $154,000 0.0% $212 / Sq Ft View Prior Sale
03/28/2014 03/28/14 Pending -- -- --
03/24/2014 03/24/14 For Sale $154,000 -- $212 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $335,000 Nautilus Title & Escrow
Warranty Deed $154,000 Title Works
Warranty Deed $142,000 Associated Land Title Group
Warranty Deed $115,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $268,000 New Conventional
Previous Owner $123,200 New Conventional
Previous Owner $126,900 Purchase Money Mortgage
Previous Owner $109,250 No Value Available
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 981753

Emerald Coast Association of REALTORS®

APN: 00-2S-24-1279-0000-1040

Florida Okaloosa County Fort Walton Beach 32548 Okaloosa Island

862 Scallop Ct Unit 104, Fort Walton Beach, FL

For Sale

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Howard Dolgoff
Listing Agent
Howard Dolgoff
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Emerald Coast Properties Inc
(850) 353-8026