8700 Front Beach Rd Unit 4104 Panama City Beach, FL 32407
Estimated payment $1,724/month
Highlights
- 24-Hour Security
- In Ground Pool
- Gated Community
- J.R. Arnold High School Rated A-
- Gated Parking
- Clubhouse
About This Home
Seller offering up to $8,000 in closing cost assistance or an interest rate buy-down!
Priced well below market value - get a 3-bedroom for less than the price of a 2-bedroom! Welcome to Island Reserve, where resort-style living meets unbeatable convenience. This ground-floor 3-bedroom, 2.5-bath condo offers the ultimate in comfort and accessibility — just 30 steps from the covered parking garage to your front door! Step inside to find an open-concept layout featuring 10-foot ceilings, crown molding, and beautiful bamboo flooring (with cozy carpet in the bedrooms). The kitchen is designed for both function and style, with stainless steel appliances, granite countertops, a decorative stone backsplash, and solid wood cabinetry. The primary suite is a true retreat, highlighted by a stunning custom tile shower and a cedar-lined closet — a rare and luxurious touch! Enjoy your morning coffee or evening drink on the covered patio, the perfect place to unwind after a long day. Washer and dryer convey for added convenience. Island Reserve offers incredible resort-style amenities, including a massive lagoon-style pool with a waterfall, basketball court, state-of-the-art fitness center, movie theatre, and meeting room — every day feels like a staycation! Located close to the beach, Pier Park, and premier shopping and dining, this condo puts you right in the heart of everything Panama City Beach has to offer. VA approved! Don't miss out on this incredible opportunity — call your favorite Realtor today to schedule a private showing!
Buyer to verify all important information.
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,501
Year Built
- Built in 2009
Parking
- 1 Car Garage
- Gated Parking
- Community Parking Structure
Home Design
- HardiePlank Type
Interior Spaces
- Coffered Ceiling
- Ceiling Fan
- Double Pane Windows
- Living Room
- Dining Room
- Security Gate
Kitchen
- Electric Oven
- Electric Cooktop
Bedrooms and Bathrooms
- 3 Bedrooms
Pool
- In Ground Pool
- Gunite Pool
Outdoor Features
- Covered Patio or Porch
Schools
- Breakfast Point Elementary And Middle School
- Arnold High School
Utilities
- Central Air
- Heating Available
- Electric Water Heater
Community Details
Overview
- Property has a Home Owners Association
- Low-Rise Condominium
- Island Reserve Subdivision
Amenities
- Clubhouse
- Meeting Room
- Elevator
Recreation
- Community Basketball Court
- Community Pool
- Community Spa
- Park
Security
- 24-Hour Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,501 | $242,989 | -- | -- |
| 2023 | $2,501 | $235,912 | $0 | $0 |
| 2022 | $2,248 | $229,041 | $0 | $0 |
| 2021 | $2,253 | $222,370 | $0 | $0 |
| 2020 | $2,249 | $219,300 | $0 | $219,300 |
| 2019 | $2,591 | $213,775 | $0 | $213,775 |
| 2018 | $2,336 | $182,456 | $0 | $0 |
| 2017 | $2,178 | $165,869 | $0 | $0 |
| 2016 | $1,976 | $150,790 | $0 | $0 |
| 2015 | $1,857 | $137,700 | $0 | $0 |
| 2014 | $1,779 | $131,963 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/14/2025 11/14/25 | For Sale | $289,000 | -- | $164 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $262,000 | Mti Title Insurance Agcy Inc | |
| Warranty Deed | $179,000 | Mti Title Insurance Agency I | |
| Special Warranty Deed | $141,000 | Mcneese Title Llc |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $267,633 | VA | |
| Previous Owner | $139,500 | New Conventional | |
| Previous Owner | $126,900 | New Conventional |
Source: Central Panhandle Association of REALTORS®
MLS Number: 781639
APN: 40001-100-107
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