$487,363

Estimated payment $3,804/month

2 Beds
2 Baths
1,035 Sq Ft
$471 Price per Sq Ft

Highlights

  • Views of a Sound
  • Beach
  • Heated In Ground Pool
  • Fort Walton Beach High School Rated A
  • Property fronts gulf or ocean
  • 5-minute walk to The Boat Basin on Okaloosa Island

About This Home

Discover unmatched coastal living in ths fully furnished 2pbedroom 2-bath condo located in Building 3 unit # 358 of the highly sought-after El Matador Community. Positioned in the building closest to the shoreline, this 1035 sq ft unit offers breathtaking direst Gulf views from your private balcony, just steps from the beach and the Gulf-front pool.
Inside, the condo comes fully furnished(excluding a few personal items( and features a bright coastal interior, an open living and dining area, and spacious bedrooms. the living room features neutrakl tile flooring, comfortable coastal-inspired furnishings, and ample space for relaxing after a day at the beach. Large sliding glass doors fill the room with natural light. The kitchen boasts updated white shaker cabinets, granite countertops, stone-accent tile backsplash, and stainless steel appliances--including the refrigerator, dishwasher, and built-in microwave. The tray ceiling with wood plank detail and soft recessed lighting gives the kitchen a warm elevated feel. The primary suite includes a private ensuite bath and sliding glass doors that open directly onto the balcony allowing you to wake up each morning to the sound of the waves. The split layout provides comfort and privacy for guests. Currently able to sleep 6. Whether you're looking for a full-time primary residence, a relaxing second home, or a high-performing short-term rental this unit check every box. With strong income potential and rental projections available upo request, it offers flexibility for both personal use and investment. VA Approved!! covers: all community amenities, internet, security water, sewer, trash, pest control, cable TV, and Wind/Flood insurance-- Making ownership simple, stress-free, and predictable. With prime location, proven community desirability, and a rare Gulf-facing position in Building 3, this condo is a standout opportunity along Okaloosa Island.. Schedule your private showing today and submit your offer, Opportunities like this don't last long on Okaloosa Island.

Listing Agent

Deborah Tinnin

Newcastle Property Management License #3253971 Listed on: 12/09/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,173

Year Built

  • Built in 1973

Lot Details

  • Leasehold Lot

HOA Fees

  • $900 Monthly HOA Fees

Property Views

Home Design

  • Concrete Siding
  • Stucco

Interior Spaces

  • 1,035 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Recessed Lighting
  • Living Room

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Self-Cleaning Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms
  • Primary Bathroom includes a Walk-In Shower

Outdoor Features

  • Heated In Ground Pool
  • Balcony
  • Built-In Barbecue

Schools

  • Elliott Point Elementary School
  • Bruner Middle School
  • Fort Walton Beach High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-240-0800-0358-0000

Community Details

Overview

  • Association fees include ground keeping, security, sewer, water, cable TV, trash
  • 60 Buildings
  • 60 Units
  • El Matador Condo Subdivision

Amenities

  • Picnic Area
  • Community Pavilion
  • Recreation Room
  • Laundry Facilities
  • Elevator
  • Community Storage Space

Recreation

  • Beach
  • Fishing

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,173

Year Built

Built in 1973

Lot Details

0

HOA Fees

$900 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: EL MATADOR CONDO
  • Directions: Take HWY 98 to Santa Rosa Blvd go West to the End of the Road and you will find El Matador on you left
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1973
  • Remarks Misc:Remarks: Discover unmatched coastal living in ths fully furnished 2pbedroom 2-bath condo located in Building 3 unit # 358 of the highly sought-after El Matador Community. Positioned in the building closest to the shoreline, this 1035 sq ft unit offers breathtaking direst Gulf views from your private balcony, just steps from the beach and the Gulf-front pool. Inside, the condo comes fully furnished(excluding a few personal items( and features a bright coastal interior, an open living and dining area, and spacious bedrooms. the living room features neutrakl tile flooring, comfortable coastal-inspired furnishings, and ample space for relaxing after a day at the beach. Large sliding glass doors fill the room with natural light. The kitchen boasts updated white shaker cabinets, granite countertops,
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Waterfront:Gulf: Yes
  • Appliances Microwave: Yes
  • Waterview:Sound2: Yes
  • Energy:Ceiling Fans: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Number Of Buildings: 60
  • Appliances: Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Water Heater - Elect
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Breakfast Bar, Lighting Recessed, Owner's Closet, Pantry
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Breakfast Bar: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Furnished - All: Yes
  • Interior:Lighting Recessed: Yes

Exterior Features

  • Pool Features: Pool - Heated, Pool - In-Ground, Pool Type
  • View: Sound, Gulf
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Construction Type: Concrete, Block, Stucco
  • Exterior Features: Balcony, BBQ Pit/Grill, Tennis Court
  • Property Condition: Renovated, Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Block: Yes
  • ConstructionSiding:Concrete: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Balcony: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Tennis Court: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pickle Ball, Beach, Community Room, Elevators, Exercise Room, Fishing, Gated Community, Laundry, Leasehold, Pavillion/Gazebo, Picnic Area, Pool, Sauna/Steam Room, Separate Storage, Tennis, Waterfront
  • Association #2 Fee: 900.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Security, Sewer, Water, Cable TV, Trash

Schools

  • Elementary School: Elliott Point
  • High School: Fort Walton Beach
  • Middle Or Junior School: Bruner

Lot Info

  • Parcel #: 00-2S-240-0800-0358-0000

Multi Family

  • Number Of Units In Community: 60

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,173 $314,000 -- $314,000
2023 $4,173 $314,000 $0 $314,000
2022 $3,816 $284,000 $0 $284,000
2021 $3,851 $279,000 $0 $279,000
2020 $3,364 $254,000 $0 $254,000
2019 $3,379 $249,000 $0 $249,000
2018 $3,277 $244,000 $0 $0
2017 $2,964 $206,500 $0 $0
2016 $2,640 $188,000 $0 $0
2015 $2,725 $188,000 $0 $0
2014 $2,651 $182,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/09/2025 12/09/25 For Sale $487,363 -- $471 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Quit Claim Deed -- Mcneese Title Llc
Quit Claim Deed -- Mcneese Title Llc
Quit Claim Deed -- Mcneese Title Llc
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 990995

Emerald Coast Association of REALTORS®

APN: 00-2S-24-0800-0358-0000