9320 E South Circle Drive, Effingham, IL 62401

Updated Private House

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Located in a beautiful Lake Sara subdivision surrounded by natures best! Youll enjoy all the warmth & charm that this delightfully updated 3 bedroom has to offer, featuring: a spacious living area with a fireplace to cozy up to & sliding glass doors that open to a newer 24 x 76 backyard deck (patio furniture included); a kitchen/dining combo with 26 of kitchen cabinets and appliances; a master bedroom with an updated private bath & a 4 shower; a finished 2-car garage & a handy storage shed all on a beautiful .47 wooded acre lot. Dont let this one get away! Just pack your bags and move in- all the work has been done for you!

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Home Details

  • beds3
  • baths2
  • property typeresidential
  • exterior finish--
  • year built1979
  • lot size0.47
  • fireplaceyes
  • neighborhood--
  • Appliancesdishwasher, garbage disposal, range / oven, refrigerator
  • Garage Count2 car garage
  • Basementcrawl space
  • Lot Sizeunder 1/2 acre
  • Sewerseptic
  • Watermunicipal water
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Deborah Sanders

Listing Agent

(217) 342-2775
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Pricing Info


Estimated Monthly Mortgage
Principal & Interest$557.87
Down Payment: Amount you plan to pay up-front on the purchase price of the property. A 20% down payment is the desired amount by most lenders, but you may pay less.
Interest Rate: The percentage rate a lender is charging on the amount of money you have borrowed for your home purchase.
Property Tax: The annual tax you pay on your property as a percentage of the total property value. This value defaults to a national average of 1.2% of the home price.
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Include PMI: Private Mortgage Insurance (PMI) is required by lenders if the down payment is less than 20% of the home price. It is recommended to include this field if your down payment is less than 20% of the home price.
If you or your spouse are active or retired military you may be eligible for special VA loan programs for veterans. The VA loan programs include benefits like no down payment and no private mortgage insurance (PMI). Learn More.
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Price History
  • 04/16/2019listed$ 0$129,900
  • 07/09/2018sale$ 0$122,000
  • 09/30/2014sale$ 0$91,000
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  • Beecher City Grade School
    Class size: 12Distance: 8.99
  • Beecher City Grade School
    Class size: 12Distance: 8.99
  • Beecher City Jr Sr High School
    Class size: 11Distance: 9.63

How To Finance

As a homebuyer, there are quite a few financing options to consider. Our interactive guide can help find which is right for you, and guide you through the paperwork.

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  • MLS Number6192787
  • Listed04/16/2019
  • Listing SourceColdwell Banker
  • Last Updated05/17/2019
  • Listing AgentDeborah Sanders