$435,025
SOLD JUL 28, 2025

942 Swan Ln Ruther Glen, VA 22546

4 Beds
3.5 Baths
2,718 Sq Ft
0.52 Acres

Recently Sold

$160 Per Sq Ft

4% Above List Price

48 Days on Market

Highlights

  • Boat Ramp
  • Home fronts navigable water
  • Fitness Center
  • Beach
  • Canoe or Kayak Water Access
  • Spa

About This Home

As of July 2025

Charming Colonial Retreat at 942 Swan Lane!

Discover your dream home in this stunning colonial, perfectly situated on a half-acre lot in a vibrant community. This spacious residence boasts a fully finished basement, ideal for an in-law suite, private rental, or personal retreat, and a breathtaking rear deck with a hot tub on the lower patio for ultimate relaxation.

Step inside to find large bedrooms, highlighted by a huge primary suite with vaulted ceilings, plenty of closet space, and enjoy cozy evenings by the gas fireplace. The home is generator-wired and features a new HVAC system (2020) for your peace of mind.

Your outdoor oasis awaits with a patio, a HUGE yard, parking in the garage, and a concrete driveway! Neighborhood amenities include lakes, ponds, pools, clubhouses, tennis courts, basketball courts, and a dog park. Embrace the lifestyle you’ve been dreaming of at 942 Swan Lane!

Don’t miss out—schedule your showing today!

Last Agent to Sell the Property

Matthew Petrey

(804) 401-0326 matthew.petrey@exprealty.com EXP Realty, LLC License #0225270108 Listed on: 04/21/2025

EXP Realty, LLC

Last Buyer's Agent

Jennifer Barner

(540) 621-6401 ur4everagent@gmail.com Samson Properties

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,060

Year Built

  • Built in 2006

Lot Details

  • 0.52 Acre Lot
  • Home fronts navigable water
  • Property is zoned R1

HOA Fees

  • $140 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation
  • Composite Building Materials

Interior Spaces

  • Property has 3 Levels
  • Vaulted Ceiling
  • Bay Window
  • Transom Windows
  • Sliding Windows
  • Sliding Doors
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Utility Room
  • Laundry Room
  • Home Security System
  • Attic
  • Finished Basement

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Engineered Wood
  • Partially Carpeted
  • Tile or Brick
  • Vinyl

Bedrooms and Bathrooms

  • In-Law or Guest Suite
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Accessible Home Design

  • Roll-in Shower
  • Grab Bars

Outdoor Features

  • Spa
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • No Personal Watercraft
  • Swimming Allowed
  • Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Porch

Schools

  • Lewis And Clark Elementary School
  • Caroline High School

Utilities

  • Central Air
  • Heat Pump System
  • Propane
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 72
  • Assessor Parcel Number 51A5-1-72

Community Details

Overview

  • Association fees include common area maintenance, custodial services maintenance, management, pier/dock maintenance, recreation facility, reserve funds, security gate, pool(s), road maintenance, snow removal
  • $1,500 Other One-Time Fees
  • Lake Landor Administration HOA
  • Lake Land Or Subdivision

Amenities

  • Picnic Area
  • Common Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Beach
  • Tennis Courts
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Fishing Allowed
  • Dog Park

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,060

Year Built

Built in 2006

Lot Details

0

HOA Fees

$140 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Accessibility Features: Grab Bars Mod, Roll-In Shower
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 4/21/2025 12:00:00 AM
  • Year Built: 2006
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Microwave, Refrigerator, Stove, Stainless Steel Appliances, Water Heater
  • Flooring Type: Partially Carpeted, Vinyl, Engineered Wood, Tile/Brick
  • Interior Amenities: Attic, Breakfast Area, Kitchen - Table Space, Pantry, Bathroom - Stall Shower, Bathroom - Soaking Tub, Bathroom - Tub Shower
  • Window Features: Bay/Bow, Sliding, Transom
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall, Vaulted Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Study, In-Law/AuPair/Suite, Laundry, Utility Room, Bathroom 1, Bathroom 3, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 2718
  • Living Area Sq Ft: 2718
  • Price Per Sq Ft: 231.79
  • Above Grade Finished Sq Ft: 1812
  • Below Grade Finished Sq Ft: 906
  • Total Below Grade Sq Ft: 906
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Composition, Concrete, Vinyl Siding
  • Exterior Features: Hot Tub
  • Roof: Shingle
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, No Personal Watercraft (PWC), Private Access, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: LAKE LAND 'OR, LAKE HERITAGE
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway, Off Street

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security System
  • Sewer/Septic System: Private Septic Tank
  • Utilities: Propane
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1680.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Basketball Courts, Club House, Common Grounds, Exercise Room, Gated Community, Picnic Area, Pool - Outdoor, Tot Lots/Playground, Tennis Courts, Water/Lake Privileges, Baseball Field, Boat Ramp, Dog Park, Security
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Custodial Services Maintenance, Management, Pier/Dock Maintenance, Recreation Facility, Reserve Funds, Security Gate, Pool(s), Road Maintenance, Snow Removal
  • HOA Name: LAKE LANDOR ADMINISTRATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: Fenced, Concrete, In Ground

Fee Information

  • Other Fees: 1500.00
  • Other Fees Frequency: One Time

Schools

  • Elementary School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: LEWIS AND CLARK
  • High School: CAROLINE

Lot Info

  • Lot Size Acres: 0.52
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 22651.20
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2060.00
  • Assessor Parcel Number: 51A5-1-72
  • Tax Lot: 72
  • Tax Year: 2024

MLS Schools

  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 21, 2025
Closed on
Jul 25, 2025
Sold by
Dixon Daniel David and Dixon Ronda Jo
Bought by
Stead Rachel and Carithers Nicholas
Seller's Agent
Matthew Petrey
EXP Realty, LLC
Buyer's Agent
Jennifer Barner
Samson Properties
List Price
$419,999
Sold Price
$435,025
Premium/Discount to List
$15,026
3.58%
Views
207
Current Estimated Value
$431,446

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,579
Avg. Annual Appreciation
-2.40%
Original Mortgage
$424,175
Outstanding Balance
$423,451
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$7,995
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $435,025 Old Republic National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $424,175 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/28/2025 07/28/25 Sold $435,025 +3.6% $160 / Sq Ft
06/09/2025 06/09/25 Pending -- -- --
04/21/2025 04/21/25 For Sale $419,999 0.0% $155 / Sq Ft
09/11/2023 09/11/23 Rented $2,500 0.0% --
08/02/2023 08/02/23 Price Changed $2,500 -3.8% $1 / Sq Ft
07/20/2023 07/20/23 For Rent $2,600 +18.2% --
08/30/2022 08/30/22 Rented $2,200 0.0% --
08/29/2022 08/29/22 Under Contract -- -- --
08/26/2022 08/26/22 For Rent $2,200 +29.8% --
07/05/2019 07/05/19 Rented $1,695 0.0% --
07/03/2019 07/03/19 Under Contract -- -- --
06/07/2019 06/07/19 For Rent $1,695 +6.3% --
02/11/2016 02/11/16 Rented $1,595 0.0% --
02/11/2016 02/11/16 Under Contract -- -- --
09/24/2015 09/24/15 For Rent $1,595 -3.3% --
10/29/2014 10/29/14 Rented $1,650 0.0% --
10/28/2014 10/28/14 Under Contract -- -- --
09/02/2014 09/02/14 For Rent $1,650 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $314,468 $408,400 $50,000 $358,400
2024 $2,034 $264,100 $46,000 $218,100
2023 $2,034 $264,100 $46,000 $218,100
2022 $2,034 $264,100 $46,000 $218,100
2021 $2,034 $264,100 $46,000 $218,100
2020 $1,806 $217,600 $30,000 $187,600
2019 $1,806 $217,600 $30,000 $187,600
2018 $1,806 $217,600 $30,000 $187,600
2017 $1,806 $217,600 $30,000 $187,600
2016 $1,784 $217,600 $30,000 $187,600
2015 $1,422 $197,500 $41,000 $156,500
2014 $1,422 $197,500 $41,000 $156,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VACV2008018

Bright MLS

APN: 51A5-1-72