NOT LISTED FOR SALE

Rock Harbor Club 97652 Overseas Hwy Unit 12 Key Largo, FL 33037

Estimated Value: $617,744 - $883,000

2 Beds
1.5 Baths
1,130 Sq Ft
9 Acres

Last Sold September 18, 2024

Last sale price $729,000 $645 Per Sq Ft

Highlights

  • Beach
  • Sandy Beach
  • Gulf View
  • Coral Shores High School Rated A
  • Concrete Pool
  • 1-minute walk to Schwingggg

About This Home

As of May 2025

Bayfront Condo for Rent - Rock Harbor Club, Key Largo. Experience the ultimate in waterfront living with this captivating 2-bedroom, 1.5-bath corner unit condo in a private, gated community. Nestled along Florida Bay, this home offers breathtaking views and a serene island lifestyle. Step inside to an open living space with a spacious kitchen, pantry, and half-bath, and a screened balcony where you can soak in refreshing bay breezes. Upstairs, a split-bedroom layout ensures privacy, the primary bedroom offers gorgeous views and ample natural light. Rock Harbor Club spans 14 lush acres with resort-style amenities, including a heated and chilled pool, tennis, pickel ball, basketball, and bocce ball courts, scenic nature trails, a kayak and paddleboard launch with storage, and a private sandy beach with a fire pit for unforgettable sunsets. The bayfront clubhouse features a gym, sauna, showers, kitchen and an entertainment lounge. This rare annual rental opportunity invites you to embrace the relaxed Keys lifestyle with stunning views, vibrant community amenities, and endless outdoor activities. Don't miss your chance to live in paradise!

Last Agent to Rent the Property

Terri Bodker

LoKation Real Estate License #3049661 Listed on: 03/10/2025

LoKation Real Estate

Last Renter's Agent

Terri Bodker

LoKation Real Estate License #3049661 Listed on: 03/10/2025

LoKation Real Estate

Condo Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,034

Year Built

  • Built in 1975

Lot Details

  • Sandy Beach
  • Privacy Fence
  • Fenced

Interior Spaces

  • 1,130 Sq Ft Home
  • Furniture Can Be Negotiated
  • Blinds
  • Sliding Doors
  • Entrance Foyer
  • Storage

Kitchen

  • <<OvenToken>>
  • Range<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Granite Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Home Security

Parking

  • Electric Gate
  • Guest Parking
  • Off-Street Parking

Pool

  • Concrete Pool
  • Heated In Ground Pool
  • Outdoor Pool
  • Pool Deck
  • Outdoor Shower

Outdoor Features

  • Screened Balcony
  • Exterior Lighting
  • Rain Gutters

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Security Deposit $3,500
  • Rent includes water, sewer, trash, pest control, pool care, lawn care, cable/satellite TV
  • 12 Month Lease Term

Community Details

Overview

  • Cleaning Fee Amount: 200
  • Cleaning Fee Frequency: Onetime
  • Rock Harbor Condo Subdivision
  • The community has rules related to vehicle restrictions

Amenities

  • Clubhouse
  • Laundry Facilities

Recreation

  • Beach
  • Bike Trail

Pet Policy

  • No Pets Allowed

Security

  • Complete Accordion Shutters
  • Fire and Smoke Detector

Condo Details

Home Type

Condominium

Est. Annual Taxes

$3,034

Year Built

Built in 1975

Lot Details

0

Rental Info

  • Furnishings: Furniture Negotiable
  • Rent Includes: Water, Sewer, Trash, Pest Control, Pool Care, Lawn Care, Cable/Satellite TV
  • Last Month's Rent: 3500.00
  • Lease Type: Annual
  • Monthly Rent: 3000.00
  • Security Deposit: 3500.00

Listing Details

  • Property Type: Rental
  • Property Type 2: Condominium
  • Key Island: Key Largo
  • Marathon Neighborhood: N/A
  • Mile Marker: 97.50
  • M L S Identifier: 20060123165453488875000000
  • Property Group I D: 20010809200717574625000000
  • State Province: FL
  • Vehicle Storage: Guest Parking, Off Street Parking
  • Year Built: 1975
  • Cooling Heating: Central Air
  • Pool Info: In Ground, Decked, Concrete
  • Pool Info Heated: Yes
  • Porch Balcony: Screened P/B
  • Shutters: Accordian
  • Building Style Above Flood: Yes
  • Building Style Stories: 2 Stories
  • Fees Cleaning Fee: Yes
  • Cleaning Fee: 200.00
  • Fees Cleaning Fee Per: One Time
  • Lease Restrictions: No Comrcl Vehicles, Credit Check, Background Check, No Pets Allowed, Assoc Rules Apply, No Jet Skis, No Trailers, No Boats, No RV's
  • Estimated Living Sq Ft: 1130.00
  • Pool Info Other: Chilled
  • Pool Info Other Surroundings: Furnished
  • Pre Wired: Cable
  • Pre Wired Other: internet
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2

Interior Features

  • Interior Amenities: Granite Counter Top, Entrance Foyer, Pantry, Split Bedroom, Drapes/Blinds Incl, Walk-in Closet(s), Storage, Smoke Alarms
  • Total Bathrooms: 2.00
  • Full Bathrooms: 1
  • Appliances: Refrigerator, Dishwasher, Dryer, Washer, Microwave, Oven, Range
  • Half Bathrooms: 1
  • Windows/Doors: Sliding Glass Doors, Blinds, Other Windows/Doors
  • Total Bedrooms: 2

Exterior Features

  • Dockage: None
  • Waterfront: Yes
  • Exterior Features: Fencing, Tennis Court(s), Sandy Beach, Privacy Wall/Fence, Outdoor Shower, Lighting, Rain Gutters
  • View: Gulf View - Full
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: Cable Available, FKAA
  • Heating: Central

Association/Amenities

  • Amenities: Clubhouse, Other, Laundry Facilities, Tennis, Bike Path, Beach, Fire Hydrant, Tennis Courts

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 9, 2021
Sold by
Tilton Jacquelyn C
Bought by
Tilton Jacquelyn C and Meyer Marilyn D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$234,000
Outstanding Balance
$211,496
Interest Rate
2.65%
Mortgage Type
New Conventional
Estimated Equity
$501,440

Purchase Details

Listed on
Aug 13, 2017
Closed on
May 4, 2018
Sold by
Heller Margaruitte E and Heller Erich E
Bought by
Tilton Jacquelyn C
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Jeannine Cook
Century 21 Circle
List Price
$392,000
Sold Price
$355,000
Premium/Discount to List
-$37,000
-9.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.18%
Original Mortgage
$235,000
Interest Rate
4.45%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 13, 2017
Closed on
May 1, 2018
Sold by
Heller Margaruitte E and Heller Erich E
Bought by
Tilton Jacquelyn C
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Jeannine Cook
Century 21 Circle
List Price
$392,000
Sold Price
$355,000
Premium/Discount to List
-$37,000
-9.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,000
Interest Rate
4.45%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 1, 2014
Closed on
Jun 12, 2015
Sold by
Morris Henry
Bought by
Heller Margaruitte and Heller Erich E
Seller's Agent
Adam Kutner
Grove Town Properties
Buyer's Agent
Ellie Donofrio
LoKation Real Estate
List Price
$349,900
Sold Price
$342,500
Premium/Discount to List
-$7,400
-2.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.25%
Original Mortgage
$325,375
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 3, 2013
Closed on
Dec 24, 2013
Sold by
Milanese Gary P
Bought by
Henry Morris
Seller's Agent
Terri Bodker
LoKation Real Estate
Buyer's Agent
Terri Bodker
Ocean Bay Realty of the Keys
List Price
$359,000
Sold Price
$327,025
Premium/Discount to List
-$31,975
-8.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.38%

Purchase Details

Closed on
May 6, 2005
Sold by
Braid Fred L and Braid Julie A
Bought by
Milanese Gary P

Purchase Details

Closed on
Jul 20, 2000
Sold by
Hillend David V and Hillend Lois M
Bought by
Braid Fred L and Braid Julie A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,720
Interest Rate
8.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 5, 1999
Sold by
Preston Boyd A Preston and Preston Deborah J
Bought by
Hillend David V and Hillend Lois M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,720
Interest Rate
6.82%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 1, 1989
Bought by
Heller Margaruitte and Heller Erich E

Purchase Details

Closed on
Jun 1, 1977
Bought by
Heller Margaruitte and Heller Erich E
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Tilton Jacquelyn C -- Absolute First Title Llc
Tilton Jacquelyn C $355,000 Absolute First Title
Tilton Jacquelyn C $355,000 Absolute First Title
Heller Margaruitte $342,500 Sunshine Title Of Keys Inc
Henry Morris $317,500 Entitle Insurance Company
Milanese Gary P $495,000 Century Title Corporation
Braid Fred L $165,000 --
Hillend David V $115,900 --
Heller Margaruitte $115,000 --
Heller Margaruitte $59,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Tilton Jacquelyn C $234,000
Closed Tilton Jacquelyn C $235,000
Closed Tilton Jacquelyn C $235,000
Previous Owner Heller Margaruitte $325,375
Previous Owner Hillend David V $92,720
Previous Owner Hillend David V $92,720
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 For Rent $3,500 +16.7% --
05/04/2025 05/04/25 Rented $3,000 0.0% --
04/09/2025 04/09/25 Under Contract -- -- --
04/04/2025 04/04/25 Price Changed $3,000 -14.3% $3 / Sq Ft
03/10/2025 03/10/25 For Rent $3,500 0.0% --
09/18/2024 09/18/24 Sold $729,000 -2.8% $585 / Sq Ft
05/08/2024 05/08/24 Price Changed $750,000 -5.7% $601 / Sq Ft
04/02/2024 04/02/24 For Sale $795,000 +28.2% $638 / Sq Ft
02/01/2024 02/01/24 Sold $620,000 -11.3% $549 / Sq Ft
01/04/2024 01/04/24 Pending -- -- --
11/14/2023 11/14/23 For Sale $699,000 0.0% $619 / Sq Ft
11/12/2023 11/12/23 Rented $3,400 -2.9% --
10/02/2023 10/02/23 For Rent $3,500 0.0% --
05/01/2018 05/01/18 Sold $355,000 -9.4% $314 / Sq Ft
03/17/2018 03/17/18 Pending -- -- --
08/13/2017 08/13/17 For Sale $392,000 +14.5% $347 / Sq Ft
06/12/2015 06/12/15 Sold $342,500 -2.1% $303 / Sq Ft
03/20/2015 03/20/15 Pending -- -- --
10/01/2014 10/01/14 For Sale $349,900 +7.0% $310 / Sq Ft
01/21/2014 01/21/14 Sold $327,025 -8.9% $289 / Sq Ft
12/03/2013 12/03/13 Pending -- -- --
10/03/2013 10/03/13 For Sale $359,000 -- $318 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,034 $354,957 -- --
2023 $3,034 $344,619 $0 $0
2022 $2,867 $334,582 $0 $0
2021 $2,900 $324,837 $0 $324,837
2020 $2,879 $320,353 $0 $320,353
2019 $2,823 $313,151 $0 $313,151
2018 $2,589 $280,268 $0 $0
2017 $2,533 $274,504 $0 $0
2016 $2,561 $268,858 $0 $0
2015 $1,988 $197,656 $0 $0
2014 $2,817 $243,992 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 614104

Florida Keys Board of REALTORS®

APN: 00090965-001200