$449,000
SOLD SEP 30, 2021

Shores of Panama 9900 S Thomas Dr Unit 1528 Panama City Beach, FL 32408

3 Beds
3 Baths
1,525 Sq Ft
$1,071/mo HOA Fee

Recently Sold

$294 Per Sq Ft

1 Day on Market

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Heated In Ground Pool
  • J.R. Arnold High School Rated A-
  • 24-Hour Security
  • Sauna

About This Home

As of March 2024

Under Contract Taking Back Up Offers. Updated! Gulf Front 3BR/3BA Plus Bunk Room Condo in fabulous Shores of Panama! Unit comes with assigned parking space. Stainless appliances, custom all-white cabinets, bar seating, dining area, open floor plan, tastefully painted, flat screen tv's, king beds, bunk room has door for privacy, full size washer /dryer and sleeper sofa in living room. Enjoy the views of the beach and swimming pool from your private balcony off of living & master suite. Shores of Panama is a 23 story, gulf front luxury resort located in the heart of Panama City Beach. The resort features over 14,000 sq feet of pool space, indoor and outdoor with hot tubs, a full spa, modern fitness center with brand new equipment and two pool side Tiki Bars. There

Last Agent to Sell the Property

Donna Johnson

Anchor Realty Florida License #3282169 Listed on: 07/24/2021

Co-Listed By

Heather Boyett

Coldwell Banker Carroll Realty

Last Buyer's Agent

Kelly Zarda

Pineapple Properties

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,326

Year Built

  • Built in 2007 | Remodeled

HOA Fees

  • $1,071 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Additional Parking
  • Assigned Parking

Home Design

  • Pillar, Post or Pier Foundation
  • Stucco

Interior Spaces

  • 1,525 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Living Room
  • Stacked Washer and Dryer

Kitchen

  • Breakfast Bar
  • Electric Cooktop
  • <<microwave>>
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms

Home Security

Pool

  • Heated In Ground Pool
  • Fence Around Pool

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Additional Features

  • Central Air

Community Details

Overview

  • Association fees include management, cable TV, insurance, internet, ground maintenance, pest control, pool(s), sewer, trash, water
  • High-Rise Condominium
  • Shores Of Panama Subdivision

Amenities

  • Community Barbecue Grill
  • Sauna
  • Elevator

Recreation

  • Beach
  • Community Spa

Security

  • 24-Hour Security
  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,326

Year Built

Built in 2007 | Remodeled

Lot Details

0

HOA Fees

$1,071 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2007
  • Property Sub Type: Condominium
  • Lot Size: Condo
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: BCO2
  • Co List Office Phone: (850) 249-8200
  • Subdivision Name: Shores Of Panama
  • Architectural Style: High Rise
  • Entry Level: 15
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Washer/Dryer Stacked, Dishwasher, Electric Cooktop, Microwave, Refrigerator
  • Interior Amenities: Breakfast Bar, Remodeled, Split Bedrooms
  • Spa Features: Community
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Living Area: 1525.0
  • Dining Room Type: Bedroom, Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: Fenced, Electric Heat, In Ground, Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Shoreline - Sand, Waterfront
  • Waterfront: Yes
  • Construction Type: Block, Concrete, Stucco
  • Exterior Features: Balcony
  • Foundation Details: Pillar/Post/Pier
  • Patio And Porch Features: Balcony
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Additional Parking, Assigned, Attached, Covered, Garage
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected, Other, See Remarks, Water Connected
  • Security Features: Fire Sprinkler System, 24 Hour Security, Smoke Detector(s), Security Service
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Laundry Features: Stacked
  • Cooling Y N: Yes

Condo/Co-op/Association

  • Association Fee: 3213.23
  • Community Features: Barbecue, Beach, Elevator, Fitness Center, Other, Pool, Sauna, Shopping, See Remarks, Short Term Rental Allowed, Waterfront
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Association Management, Cable TV, Insurance, Internet, Maintenance Grounds, Pest Control, Pool(s), Sewer, Trash, Water

Schools

  • Middle Or Junior School: Breakfast Point

Lot Info

  • Lot Features: Waterfront
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 3326.0
  • Tax Year: 2020

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 29, 2024
Closed on
Mar 7, 2024
Sold by
Purdy Laura
Bought by
Beach Dayz At Shores Of Panama Llc
Seller's Agent
Daniel Walker Group
EXP Realty LLC
Buyer's Agent
Denise Hindes
Coastal Living Realty & Associates LLC
List Price
$695,000
Sold Price
$655,000
Premium/Discount to List
-$40,000
-5.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.44%
Original Mortgage
$500,297
Outstanding Balance
$494,438
Interest Rate
6.69%
Mortgage Type
New Conventional
Estimated Equity
$121,326

Purchase Details

Listed on
Feb 9, 2022
Closed on
Mar 16, 2022
Sold by
Michael Mitchell Jason and Denis Katherine
Bought by
Purdy Laura
Seller's Agent
Kelly Zarda
Emerald Coast Real Estate & Vacations LLC
Buyer's Agent
Daniel Walker
Beachy Beach 30A Real Estate
List Price
$649,000
Sold Price
$724,000
Premium/Discount to List
$75,000
11.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.93%
Original Mortgage
$579,200
Interest Rate
3.85%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 24, 2021
Closed on
Sep 28, 2021
Sold by
Dabbas Hani A and Dabbas Janice
Bought by
Mitchell Jason Michael and Mitchell Katherine Denise
Seller's Agent
Donna Johnson
Anchor Realty Florida
Buyer's Agent
Kelly Zarda
Pineapple Properties
List Price
$450,500
Sold Price
$449,000
Premium/Discount to List
-$1,500
-0.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
182.53%
Original Mortgage
$336,750
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 25, 2019
Closed on
Feb 5, 2020
Sold by
Panama Partners Llc
Bought by
Dabbas Hani A and Dabbas Janice
Seller's Agent
Bruce Koep
Ohana Real Estate Services
Buyer's Agent
Bruce Koep
Ohana Real Estate Services
List Price
$313,000
Sold Price
$351,450
Premium/Discount to List
$38,450
12.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.22%
Original Mortgage
$278,817
Interest Rate
6.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 27, 2012
Sold by
Shores Of Panama Collateral Llc
Bought by
Panama Partners Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $655,000 850 Title
Warranty Deed $724,000 New Title Company Name
Warranty Deed $449,000 Diamond Title Agency Inc
Warranty Deed $390,500 Attorney
Special Warranty Deed $10,804,100 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $500,297 New Conventional
Previous Owner $579,200 New Conventional
Previous Owner $336,750 New Conventional
Previous Owner $278,817 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/30/2025 04/30/25 For Sale $635,000 -3.1% $416 / Sq Ft
03/08/2024 03/08/24 Sold $655,000 0.0% $430 / Sq Ft
03/08/2024 03/08/24 Sold $655,000 -4.9% $430 / Sq Ft
01/29/2024 01/29/24 Price Changed $689,000 -0.9% $452 / Sq Ft
01/29/2024 01/29/24 For Sale $695,000 +0.9% $456 / Sq Ft
01/19/2024 01/19/24 For Sale $689,000 0.0% $452 / Sq Ft
01/19/2024 01/19/24 Pending -- -- --
01/19/2024 01/19/24 Pending -- -- --
01/17/2024 01/17/24 Price Changed $689,000 -0.9% $452 / Sq Ft
12/26/2023 12/26/23 Price Changed $695,000 0.0% $456 / Sq Ft
12/26/2023 12/26/23 Price Changed $695,000 -0.6% $456 / Sq Ft
12/04/2023 12/04/23 Price Changed $699,000 0.0% $458 / Sq Ft
12/04/2023 12/04/23 Price Changed $699,000 -6.6% $458 / Sq Ft
11/21/2023 11/21/23 Price Changed $748,000 -0.1% $490 / Sq Ft
11/16/2023 11/16/23 Price Changed $748,999 0.0% $491 / Sq Ft
11/12/2023 11/12/23 Price Changed $749,000 0.0% $491 / Sq Ft
10/31/2023 10/31/23 Price Changed $749,000 -6.3% $491 / Sq Ft
10/23/2023 10/23/23 For Sale $799,000 0.0% $524 / Sq Ft
10/19/2023 10/19/23 For Sale $799,000 +127.3% $524 / Sq Ft
07/28/2022 07/28/22 Off Market $351,450 -- --
07/05/2022 07/05/22 Off Market $724,000 -- --
07/05/2022 07/05/22 Off Market $449,000 -- --
03/16/2022 03/16/22 Sold $724,000 0.0% $475 / Sq Ft
02/10/2022 02/10/22 Price Changed $724,000 +11.6% $475 / Sq Ft
02/09/2022 02/09/22 For Sale $649,000 +44.5% $426 / Sq Ft
09/30/2021 09/30/21 Sold $449,000 -0.3% $294 / Sq Ft
07/24/2021 07/24/21 For Sale $450,500 +28.2% $295 / Sq Ft
02/12/2020 02/12/20 Sold $351,450 +12.3% $230 / Sq Ft
12/04/2019 12/04/19 Pending -- -- --
09/25/2019 09/25/19 For Sale $313,000 -- $205 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,354 $600,951 -- $600,951
2023 $7,354 $600,951 $0 $600,951
2022 $4,261 $360,486 $0 $360,486
2021 $3,683 $296,651 $0 $296,651
2020 $3,326 $272,339 $0 $0
2019 $3,432 $284,580 $0 $284,580
2018 $3,446 $282,370 $0 $0
2017 $2,919 $256,700 $0 $0
2016 $2,972 $256,700 $0 $0
2015 $3,044 $254,915 $0 $0
2014 $3,040 $254,915 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 714637

Central Panhandle Association of REALTORS®

APN: 40000-675-191