We have been trying to locate a prequalified mortgage for a double wide or manufactured home on one to five acres and we are not having any luck?
our credit score is 805 and we have very little liabilities. Can you Help?
(0) | asked by: Laura Smith | share | 68 months ago | Report
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I may be able to help with your situation. It is quite difficult to find financning for manufactured housing as it is a specialty mortgage product. The widest availability is through FHA endorsed mortgages offered by specialized mortgage lenders in your state. As with most questions, more information is needed as your question is not a quick yes or no. If you still need help or would like to chat. Further please let me know.
If the doublewide has a brick foundation and meets FHA foundation requirements as far as how it is anchored, moisture barrier, and perimeter foundation, you will have a better chance of approval. We offer an FHA product in some states but I believe Wells Fargo offers conforming, VA, and FHA financing on doublewides.
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