How can you get help getting a home when you have bad credit? I'm not a bad person just had situation to occur.

(1) | asked by: Ashley Pinckney | share | 31 months ago | Report
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answer by Alma Kee    |   Contact Me
Try a credit union, they oftentimes have different "rules". If that doesn't work then try: NACA (google it) but make sure to select your Realtor first and have your Realtor sign you up. Otherwise you will have to work with an "assigned" Realtor. Hope this helps! Alma Kee, Realtor, Tampa
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29 months ago  |   Report   |   share
answer by Ken Montville    |   Contact Me
There are lots of lenders that have mortgage programs that can assist people with challenged credit. It really depends on how "bad" the credit is. Sometimes all you need is a written explanation of how the bad situation occurred and what you're doing to get out of it.
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31 months ago  |   Report   |   share
answer by Jennifer Jefcoat    |   Contact Me
Hi Ashley, bad situations can happen to good people! I know of a lease to own program that may help you as you repair your credit get into the home of your choice and give you the option to buy when you're ready. If you'd like to learn more, please contact me.
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31 months ago  |   Report   |   share
answer by Eddie Hilliard    |   Visit My Website   |   Contact Me
Hi there,, I have spent the better part of 22 years as a Mortgage Broker specializing in clients with less than perfect credit. I have 4 banks that I have used to help people buy homes when the banks say no. Please let me know if I can be of service to you and help you get into that new HOME!
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31 months ago  |   Report   |   share
answer by Mary Peltz    |   Contact Me
Are you looking to rent or buy? If you are renting you can typically give a larger security deposit, if you are buying it depends on the circumstances, how long ago, and have you established credit since then? I am a retired banker and have helped many clients clean up their credit.
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31 months ago  |   Report   |   share
answer by Janet Bell    |   Contact Me
Greetings! We have two bankers our brokerage works with regularly that help our customers out when no one else has been able to. They also make suggestions on how to 'improve your financial standing' and may offer different ideas so you can place yourself in a better position to purchase your own home.
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31 months ago  |   Report   |   share
answer by Colin Russell    |   Visit My Website   |   Contact Me
Hi Ashley, As Charles said, it all depends on what happened and when. The best thing would be to get a copy of your credit score and go through what is on your report. If you need assistance I can put you in touch with someone who could give you guidance. If you need additional info please fell free to contact me
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31 months ago  |   Report   |   share
answer by Charles Chorman    |   Visit My Website   |   Contact Me
Hi Ashley, It depends on how you obtained your bad credit rating; bankruptcy, missed payments, loan defaults, etc. Speak with whomever you bank with to see if they will give you guidance on how to improve your credit or to recommend someone who can.
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31 months ago  |   Report   |   share
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