I served in the Air Force but fell short to qualify for a VA loan. I think by 131 days. Any way to look at this as a possibility still or no.

(0) | asked by: Scott Buchanan | share | 5 months ago | Report
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answer by Sheryl Arndt    |   Visit My Website   |   Contact Me
Hello Scott, you only need 90 days of service and an honorable discharge to consider VA or CalVet loans. I am a Navy Veteran and could assist you in looking at the VA website and Ebenefits. Do you have your DD214? Are you getting VA medical benefits? If not you could consider down payment and closing cost assistance programs as well. Do you have funds for down payment and closing costs or do you need zero down? You may also consider USDA Rural zero down payment program outside Fresno city limits. You will need to be pre-approved to be able to meet an agent to look at and submit offers on any homes of your choice. You will need to gather documents like one month paystubs, two months bank statements, last two year tax returns and all schedules, copies of your DD214, copy of your certificate of eligibility, copies of your drivers license and social security cards for each applicant. How much are you currently paying in rent and what is the maximum payment you are looking to achieve? What home prices are you looking at? Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only Veteran and VA/CalVet Loan Specialist 24+ Years Experience BRE# 01140252 NMLS# 297251
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4 months ago  |   Report   |   share
answer by Kenneth Lindsay    |   Visit My Website   |   Contact Me
Do you have your dd214. Ken Lindsay RE/MAX gold. calbre#01969773.
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answer by Karen Ziegler    |   Visit My Website   |   Contact Me
USDA loans are available for some more rural properties with zero down but FHA has 3.5% down payment requirements and are government backed allowing higher debt like VA does. Find a local Realtor to help direct you. VA is not your only option and only attractive if you have zero access to funds. Good luck!
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answer by Mike Downey    |   Contact Me
VA loans are really nice if you qualify, but if you dont, there are products like USDA, FHA and now depending on what state you reside in, there are down payment grants that you dont have to pay back. I have a lender that has every purchase loan product available, if interested call me. Thx!
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answer by Ray Jones - (559) 446-2882    |   Visit My Website   |   Contact Me
You can check for sure by ordering a Certificate of Eligibility. I can do that for you as a VA lender or you can do it from the VA benefits.
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