I have been a licensed real estate agent for more than 19 years. Multi-million Dollar Producer, Residential and Commercial sales, Relocation Specialist, Short Sale Specialist. My goal is to make your home buying or home selling a painless experience.Are you looking to sell your home? Are you looking to purchase a home? Do you need Down Payment Assistance? Are you a first time homebuyer? Are you looking for a vacation home? I am an excellent, experienced agent who will work diligently for you to help you realize the dream of homeownership. Sellers, whether you are moving up to a larger home or downsizing I can assist you. If you are a first time homebuyer and you need down payment assistance please call me. A first time homebuyer is someone who has not purchased a home in the last 3 years. I have lenders with programs to assist you. Income and credit restrictions do apply. Are you in an adjustable rate loan and your payment has skyrocketed? Call me. If you have tried the refinance option and it has not worked, call me. DO NOT LET YOUR HOME GO INTO FORECLOSURE! Did you know that if you walk away from your home and allow the bank to foreclose, you are still responsible for any shortfall if it sells for less than the balance due? Call me, I can work with the bank on your behalf to have them accept a Short Sale (they agree to accept less than the balance due to them and they consider your obligation paid). I SPECIALIZE IN RESULTS!