Congratulations on wanting more for you and your children. Your first step should be to speak with a lender. You can get a realtor first and they will assist or you can go thru you financial institution. During this pre-approval process, your credit report will be evaluated and you'll be advised if they want to see any movement, ie payoffs or inquiries. I would love to help you and your family. Good Luck....
You do not not need to be a realtor to list your home. However, if you want it listed in the MLS, then you will have to solicit the assistance of a licensed realtor. It is proven that homes listed on the MLS sell faster than homes that are For Sale by Owners. Good Luck!
Wow...congrats on being ready to purchase a home at 18. You first will need to get pre-approved if not paying cash. Most realtors have preferred lender they use, or you can start with your own financial institution.
You should start by finding a realtor to represent you. This should be inclusive of you signing a Buyer Representation Agreement. This way, you have someone looking out for your best interest and not the best interest of the seller.