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Homes for Sale near Trinity Christian School

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  • /46

    $789,000

    • 4 Beds
    • 3 Baths
    • 3,024 Sq Ft

    2830 Morse Ave, Sacramento, CA 95821

    Discover this rare single story custom home in desirable Fairway Estates, just steps from Del Paso Country Club and nearby shopping. Situated on a spacious 0.36-acre corner lot, this 4 bedroom, 3 bath residence offers an open and airy layout that's ideal for retirees or multigenerational families seeking comfort, convenience, and flexibility. The home is thoughtfully designed with two laundry

    Wei Hong Real Estate Source Inc

    2830 Morse Ave, Sacramento, CA 95821
  • /58

    $1,199,000

    • 6 Beds
    • 3 Baths
    • 4,630 Sq Ft

    9500 Pinehurst Dr, Roseville, CA 95747

    Start your summer with a pool and experience resort-style living in the prestigious gated Morgan Creek community. This stunning 6-7 bedroom, 3-bath home spans approx. 4,630 sq. ft. and offers elegance and comfort. Enter into a spacious living room with custom wine storage. The main level features two bedrooms, a full bath, and storage. Past the dramatic staircase leads to the formal dining room,

    Terri Martinez Dynamic Real Estate

    9500 Pinehurst Dr, Roseville, CA 95747
  • /54

    $515,000 Open Sun 1PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,111 Sq Ft

    2407 Cathay Way, Sacramento, CA 95864

    Welcome to this beautifully updated 3-bedroom, 2-bathroom gem in the highly desirable Del Paso Manor neighborhood! From the inviting covered front porchperfect for morning coffee or evening unwindingto the expansive flat backyard with endless potential for an ADU, pool, or outdoor oasis, this home has it all. Inside, you'll love the character of gleaming hardwood floors, the energy efficiency of

    Brian Hoh Compass

    2407 Cathay Way, Sacramento, CA 95864
  • /19

    $465,000 Open Sun 1PM - 4PM

    • 3 Beds
    • 2.5 Baths
    • 1,559 Sq Ft

    7605 Sunset Ave, Fair Oaks, CA 95628

    Welcome to your new home located in Fair Oaks.....close to great schools, wonderful dining, shopping and not far from beautiful trails near the American River. Discover your dream home in this charming, gated community of only 6 residences. This beautiful townhome boasts the look and feel of a single-family home, offering generous living space with none of the hassle. Enjoy the picturesque,

    Angel Chapman Thomas eXp Realty of California Inc

    7605 Sunset Ave, Fair Oaks, CA 95628
  • /52

    $549,900

    • 4 Beds
    • 3 Baths
    • 1,996 Sq Ft

    5429 Kohler Rd, Sacramento, CA 95841

    Excellent opportunity for multiple units in Sacramento. Over half an acre lot with 3bed/2bath and 1bed/1bath. ideal for rental income or long-term appreciation. Conveniently located near schools, shopping, parks, and freeway access, this property is perfect for investors seeking strong rental demand and future growth potential in Sacramento.

    Colton Hegseth Cobalt Real Estate

    5429 Kohler Rd, Sacramento, CA 95841
  • /80

    $1,495,000 Open Sun 2PM - 4PM

    • 5 Beds
    • 4.5 Baths
    • 3,772 Sq Ft

    1626 Arden Bluffs Ln, Carmichael, CA 95608

    Smashing Tri-Level home in the gated community of Arden Bluffs near William Pond Park at the American River Parkway, Five Points Shopping Center, Raleys and lots of great eateries. The best schools are nearby, both public and private. Beautiful and recently updated with new carpet, fresh paint and pest work completed. The main floor is spacious with formal dining and casual living rooms plus a

    Kim Pacini-Hauch RE/MAX Gold Sierra Oaks

    1626 Arden Bluffs Ln, Carmichael, CA 95608
  • /13

    $449,000

    • 3 Beds
    • 2 Baths
    • 1,231 Sq Ft

    6862 Westchester Way, Citrus Heights, CA 95621

    This beautifully maintained 3-bedroom, 2-bathroom single-story home in Citrus Heights offers comfort and style. Featuring warm wood floors throughout, the spacious living room is highlighted by a cozy fireplace, perfect for relaxing or entertaining. The open layout flows seamlessly into the dining area and kitchen, ideal for family gatherings.The master suite includes an en-suite bathroom for

    Kevin Gioia Beycome Brokerage Realty Inc.

    6862 Westchester Way, Citrus Heights, CA 95621
  • /36

    $389,950 Open Sun 11AM - 2PM

    • 2 Beds
    • 1 Bath
    • 907 Sq Ft

    4841 Monet Way, Sacramento, CA 95842

    Charming, updated 2 bed/1 bath home on a spacious .15-acre pie-shaped lot with RV/boat parking possible! You'll love the inviting curb appeal with a welcoming front porch and stylish new pergola. Inside, enjoy a bright, open layout with upgraded laminate flooring (2018), crown molding, and a cozy fireplace in the family room. The remodeled kitchen (2018) features sleek quartz countertops,

    Derek Kirk Century 21 Select Real Estate

    4841 Monet Way, Sacramento, CA 95842
  • /62

    $2,125,000

    • 5 Beds
    • 4.5 Baths
    • 4,165 Sq Ft

    1749 Haggin Grove Way, Carmichael, CA 95608

    Welcome to 1749 Haggin Grove, a beautiful custom traditional home nestled in a serene park-like setting on a generous .33 acre lot. This exquisite residence boasts 4,165 sq. ft of living space, featuring five spacious bedrooms plus a dedicated office perfect for remote work. As you enter, you will find high-end finishes throughout, including Pella windows that showcase the beautiful setting.

    Christine Balestreri Coldwell Banker Realty

    1749 Haggin Grove Way, Carmichael, CA 95608
  • /42

    $549,000 Open Sun 1PM - 3PM

    • 3 Beds
    • 2.5 Baths
    • 1,803 Sq Ft

    3444 Concetta Way, Sacramento, CA 95821

    Immaculate custom built home, one owner only, great curb appeal on this 3 bedroom 2.5 bath with inviting floorplan, located in a prime area in a quiet, tree lined neighborhood. Plus, close to great schools, large bedrooms with wood laminate flooring and in kitchen, built in drawers/hutches and built-in hutch/shelves in the living room, two deluxe fireplaces, built-in garage cabinets, beautiful

    Greg Nichols MFN Realty

    3444 Concetta Way, Sacramento, CA 95821
  • /13

    $225,000

    • 2 Beds
    • 1 Bath
    • 924 Sq Ft

    4533 Greenholme Dr Unit 4, Sacramento, CA 95842

    Great opportunity for a first-time buyer or an investor. Remodeled 2 bed/ 1bath condo with low HOA. Laminate flooring throughout, New windows. Community pool. Close to shopping, restaurants, and easy freeway access.

    Amir Cackovic eXp Realty of California Inc.

    4533 Greenholme Dr Unit 4, Sacramento, CA 95842
  • /63

    $569,000

    • 4 Beds
    • 2.5 Baths
    • 1,992 Sq Ft

    8340 Cypress Lake Ct, Antelope, CA 95843

    Welcome to this beautifully upgraded 4-bedroom, 2.5-bath home located at the end of a peaceful court in one of Antelope's most desirable neighborhoods. Offering nearly 2,000 sq. ft. of light-filled, open-concept living, this move-in-ready gem features vaulted ceilings, new flooring throughout, and a chef's kitchen complete with granite countertops, stainless steel appliances, and all-new

    Avenir Slivinskiy Real Estate Source Inc

    8340 Cypress Lake Ct, Antelope, CA 95843
  • /41

    $600,000

    • 2 Beds
    • 1 Bath
    • 1,159 Sq Ft

    6004 Landis Ave, Carmichael, CA 95608

    Discover the perfect blend of charm, upgrades, and potential at 6004 Landis Avenue in Carmichael. This beautifully updated 2-bedroom, 1-bathroom home offers 1,159 sq. ft. of living space on an expansive .48-acre lot, listed at $600,000. Inside, enjoy a remodeled kitchen and remodeled bathroom, all-new luxury vinyl plank flooring, fresh interior and exterior paint, and updated lighting. Major

    Jasmine Gosney Allison James Estates & Homes

    6004 Landis Ave, Carmichael, CA 95608
  • /41

    $440,000 Open Sun 2PM - 4:30PM

    • 2 Beds
    • 2 Baths
    • 1,275 Sq Ft

    4799 Bucknell Ct, Sacramento, CA 95841

    Welcome to Mid Century Streng Homes in River College Drive. An open concept 2bd, 2bth, completely remodeled home. The kitchen was remodeled 2 years ago. Kitchen cabinets were with solid wood Maple Shaker style, and the swing out Lazy Susan custom Cabinet and Quartz countertops. There is a pantry closet by the front door. All the appliances in the kitchen are staying. Window coverings will be

    M.S. Sam Tabba Alliance Bay Realty

    4799 Bucknell Ct, Sacramento, CA 95841
  • /4

    $430,000

    • Land
    • 0.73 Acre
    • $589,041 per Acre

    6800 26th St, Rio Linda, CA 95673

    Prime commercial/industrial lots facing highly-trafficked Elkhorn Blvd. in the Rio Linda. The property is in the McClellan North Special Planning Area. Commercial lot financing available. Both lots are located within the McClellan North Special Planning Area (SPA). The SPA restricts uses of the property to the following: Agricultural Residential - Single Family Industrial Services

    Jonathan Barnato KW Sac Metro

    6800 26th St, Rio Linda, CA 95673
  • /31

    $469,000 Open Sun 11AM - 2PM

    • 4 Beds
    • 2 Baths
    • 1,660 Sq Ft

    3250 Palmer St, Sacramento, CA 95815

    Welcome to 3250 Palmer Street! A beautifully remodeled ranch-style home tucked away on a quiet neighborhood street. This 3-4 bedroom, 1,660 sq ft residence sits on an expansive 11,761 sq ft lot that backs up to a peaceful creek, offering space, privacy, and potential. Recently updated from top to bottom, the home features brand new vinyl/laminate flooring, recessed lighting, new dual-pane

    Sophia Shackelford Windermere Signature Properties Natomas

    3250 Palmer St, Sacramento, CA 95815
  • /14

    $99,500

    • 2 Beds
    • 1 Bath
    • 672 Sq Ft

    116 Village Cir, Sacramento, CA 95838

    Charming Home in the Heart of Sacramento!! Nestled in a welcoming, family-friendly neighborhood, this beautiful home offers comfort and convenience in one of Sacramento's most desirable locations. Just minutes from schools, popular restaurants, and shopping centers, it's perfectly situated for everyday living. Step inside to discover a warm and inviting layout featuring 2 bedrooms and 1

    Sandee Tayco Berkshire Hathaway HomeServices-Drysdale Properties

    116 Village Cir, Sacramento, CA 95838
  • /52

    $550,000

    • 3 Beds
    • 2 Baths
    • 1,646 Sq Ft

    5521 Celestial Way, Citrus Heights, CA 95610

    Fantastic light fixer ready to make your own! Nestled in a quiet court and situated just 3 blocks from Skycrest Elementary School, one block from San Juan Park and 1.5 blocks from the Northridge Country Club, this is the perfect location. With a sparkling pool, generous back yard, open concept kitchen and living room, this home has everything! With a fresh coat of paint and new carpet you can

    Kristy Hernandez Intero Real Estate Services

    5521 Celestial Way, Citrus Heights, CA 95610
  • /27

    $399,900

    • 3 Beds
    • 2 Baths
    • 1,269 Sq Ft

    4729 Moorpark Way, Sacramento, CA 95842

    The perfect opportunity for a starter, home sweet home in Foothill Farms! 3 bedroom 2 bath. Exterior upgraded with vinyl siding. Attached sun room with electrical, great for an office and leads to a good sized back yard. Living room features beautiful custom built cabinets and a cozy wood burning fireplace. Kitchen is spacious and inviting, provides the perfect layout for entertaining and boasts

    John Taylor Coldwell Banker Sun Ridge Real Estate

    4729 Moorpark Way, Sacramento, CA 95842
  • /32

    $309,900

    • 2 Beds
    • 1 Bath
    • 750 Sq Ft

    608 Morey Ave, Sacramento, CA 95838

    Welcome to this charming and move-in ready family home featuring a spacious backyard with alley access-perfect for adding a pool, ADU (already started), workshop, garden or playground. Inside the updated kitchen shines with granite slab countertops and a large island. Enjoy the convenience of included refrigerator, washer & dryer plus the comfort of new laminate flooring throughout and fresh

    Thomas Dugally All Professional Realty, Inc

    608 Morey Ave, Sacramento, CA 95838
  • /47

    $800,000

    • 4 Beds
    • 2.5 Baths
    • 2,662 Sq Ft

    3635 Arden Villa Place, Roseville, CA 95747

    Experience luxury living in this impeccably maintained 4-bedroom, 2.5-bath home, offering over 2,600 sq. ft. of beautifully designed space on a nearly 0.25-acre lot. Experience stunning views as soon as you walk in the door. This home boasts an open floor plan that is flooded with warm natural light from the abundance of windows that gaze out to the beautiful greenbelt! Stunning flooring welcomes

    Gabriel Mannie Redfin Corporation

    3635 Arden Villa Place, Roseville, CA 95747
  • /18

    $745,000

    • 6 Beds
    • 4 Baths
    • 2,880 Sq Ft

    5508 Fair Oaks Blvd, Carmichael, CA 95608

    Not your typical investment property! 3 bedrooms, 2 bathrooms in each duplex with open floor plans, vaulted ceilings, and private yards. Private fenced, park-like courtyard with mature oaks offers serene setting in upscale location of Carmichael. Adding to the already amazing amenities, each unit also has a detached 2 car garage and each unit having its own laundry! Most units upgraded with

    Mollie Howell Intero Real Estate Services

    5508 Fair Oaks Blvd, Carmichael, CA 95608
  • /33

    $745,000

    • 6 Beds
    • 4 Baths
    • 2,880 Sq Ft

    5504 Fair Oaks Blvd, Carmichael, CA 95608

    Not your typical investment property! 3 bedrooms, 2 bathrooms in each duplex with open floor plans, vaulted ceilings, and private yards. Private fenced, park-like courtyard with mature oaks offers serene setting in upscale location of Carmichael. Adding to the already amazing amenities, each unit also has a detached 2 car garage and each unit having its own laundry! Most units upgraded with

    Mollie Howell Intero Real Estate Services

    5504 Fair Oaks Blvd, Carmichael, CA 95608
  • /51

    $530,000

    • 4 Beds
    • 2 Baths
    • 1,766 Sq Ft

    6671 Foxwood Ct, Citrus Heights, CA 95621

    Spacious and inviting, this single-story home offers over 1,760 square feet of living space with soaring ceilings and an open-concept layout. The kitchen seamlessly flows into a large family room featuring a cozy fireplaceperfect for gatherings and everyday living. Situated on a generous 0.25-acre lot, the backyard is designed for enjoyment with a charming trellis-covered patio, raised vegetable

    Tamara Allen Re/Max Gold Fair Oaks

    6671 Foxwood Ct, Citrus Heights, CA 95621
  • /28

    $1,299,900

    • 5 Beds
    • 6 Baths
    • 3,964 Sq Ft

    9670 Canopy Tree St Unit None, Roseville, CA 95747

    4 Car Garage! Luxury Estate home in Private Community. Near the State Capital, easy drive to San Francisco, Napa Valley, Lake Tahoe, Reno and many other desirable destinations and highly rated schools. This home is 3,964 sq ft. Garage also serves as a Multipurpose Room and apprx 800 sq ft for a total of 4,764 total Interior usable space (ie: useful for home gym, crafting and workshop area, spare

    Jonathan Minerick

    9670 Canopy Tree St Unit None, Roseville, CA 95747
  • /29

    $390,000 Open Sun 1PM - 3PM

    • 3 Beds
    • 2.5 Baths
    • 1,267 Sq Ft

    4041 San Juan Ave, Fair Oaks, CA 95628

    Welcome to this beautifully maintained 3-bedroom, 2 1/2 bathroom townhome nestled in the heart of Fair Oaks. With 1,267 square feet of thoughtfully designed living space, this home blends comfort, style, and functionality. Step inside to find fresh new interior and exterior paint, updated light fixtures throughout, and brand new carpet that adds warmth and a modern touch. The inviting main

    Courtney Adams Perkins eXp Realty of California Inc.

    4041 San Juan Ave, Fair Oaks, CA 95628
  • /24

    $490,000

    • 3 Beds
    • 2 Baths
    • 1,388 Sq Ft

    5849 Topp Ct, Carmichael, CA 95608

    Welcome to 5849 Topp Court a cozy single-story home with natural light featuring 3 bedrooms, 2 baths, and just under 1,400 square feet of living space. You'll love the stunning 3-inch polished oak flooring that flows throughout the home and the renovated bathroom for a fresh, modern touch. The original kitchen and bedrooms offer character and potential for your personal flair - Stainless Steel

    Maria Dominguez Epique Inc

    5849 Topp Ct, Carmichael, CA 95608
  • /11

    $850,000

    • 8 Beds
    • 4 Baths
    • 3,612 Sq Ft

    5519 Keoncrest Cir, Sacramento, CA 95841

    4-Plex opportunity located in the Spruce Manor development. Awesome commute access, close to local shopping and American River College.

    Carl Medford Kw Advisors

    5519 Keoncrest Cir, Sacramento, CA 95841
  • /28

    $435,000

    • 2 Beds
    • 2 Baths
    • 1,019 Sq Ft

    8301 Brixham Ct, Antelope, CA 95843

    Why rent when you can own this cute remodeled 2-bedroom, 2-bath home with no HOA dues! Modern kitchen featuring new solid wood cabinets, quartz countertops, new stainless appliances, and large window bathing the space in natural light. This clean and cozy layout flows seamlessly from the kitchen into the dining area and living room, complete with new wide plank flooring, recessed lighting,

    Charla Messina Contra Costa Properties

    8301 Brixham Ct, Antelope, CA 95843
  • /45

    $575,000

    • 4 Beds
    • 2 Baths
    • 2,021 Sq Ft

    3917 Loreto Way, Sacramento, CA 95821

    Well maintained original hardwood floors run throughout front living room, dining room and both front bedrooms. Remodeled kitchen in 2023, LVP flooring, new paint, full solid surface quartz countertops and backsplash, new over head lighting, new cabinets with soft close doors, new hardware on cabinets, motion activated faucet with pull down reverse osmosis water filtration system under sink,

    Nancy Beall RE/MAX Gold Sierra Oaks

    3917 Loreto Way, Sacramento, CA 95821
  • /11

    $384,000 Open Sun 2PM - 5PM

    • 2 Beds
    • 1 Bath
    • 816 Sq Ft

    6609 Weatherby Way, Sacramento, CA 95842

    STUNNING, completely remodeled home that perfectly blends modern comfort with timeless charm! Nestled in a peaceful residential neighborhood, this beautifully updated property boasts a fresh, contemporary design inside and out. Step into an open-concept living space featuring luxury vinyl plank flooring, recessed lighting, and large windows that flood the home with natural light. The gourmet

    Debra Pughsley Epique Inc

    6609 Weatherby Way, Sacramento, CA 95842
  • /33

    $489,000

    • 3 Beds
    • 2 Baths
    • 1,173 Sq Ft

    7237 Palm Ave, Fair Oaks, CA 95628

    Welcome to this beautifully updated, move-in ready home ideally situated in a prime Fair Oaks location on an expansive lot with rare, oversized side yard access perfect for extra storage, recreation, or entertaining. Bathed in natural light, the entire home feels bright and airy, enhancing the clean lines and modern finishes throughout. Enjoy peace of mind with a 50-year composition shingle roof,

    Max Lichtenberg Redleaf Realty

    7237 Palm Ave, Fair Oaks, CA 95628
  • /45

    $520,000 Open Sun 2PM - 4PM

    • 4 Beds
    • 2.5 Baths
    • 1,766 Sq Ft

    4319 Hartlepool Way, Antelope, CA 95843

    Welcome to the best value on a premium lot! Nestled in a quiet, secluded setting, this beautiful home offers a lush, mature backyard oasis that can be enjoyed year-round. The expansive outdoor space is perfect for both entertaining & relaxing, complete with a serene koi pond, vibrant greenery, & plenty of room to host gatherings or unwind in peace. This backyard is truly designed for all seasons

    Rolanda Liddawi Realty ONE Group Complete

    4319 Hartlepool Way, Antelope, CA 95843
  • /48

    $145,000

    • 3 Beds
    • 2 Baths
    • 1,440 Sq Ft

    7412 Newport Ln Unit 144, Sacramento, CA 95842

    Welcome to this spacious 3-bedroom, 2-bathroom doublewide home, offering 1,440 square feet of comfortable living space. Situated on one of the best lots in the parkdirectly across from guest parking and community amenitiesthis home is the perfect blend of convenience and comfort. Step inside to find a bright and open floor plan featuring a central kitchen with an island, pendant lighting, and

    Magdalena Rodriguez Cornerstone Real Estate & HL

    7412 Newport Ln Unit 144, Sacramento, CA 95842
  • /43

    $490,000

    • 4 Beds
    • 2.5 Baths
    • 1,545 Sq Ft

    5640 Vista Oak Way, Sacramento, CA 95842

    This beautiful home is perfectly situated in a peaceful cul-de-sac within the sought-after Larchmont Foothills community. Enjoy both stunning front & back yard, ideal for entertaining or simply soaking up the sun. The well-designed floorplan features a convenient guest bedroom & half bath on the main floor, with three generously sized bedrooms upstairs, including an oversized primary suite & two

    Steven Lamothe Keller Williams Realty

    5640 Vista Oak Way, Sacramento, CA 95842
  • /47

    $449,000

    • 4 Beds
    • 2 Baths
    • 1,201 Sq Ft

    5645 Rosario Blvd, North Highlands, CA 95660

    Beautifully remodeled 4-bedroom, 2-bath home in North Highlands, offering approx. 1,250 sq. ft. of modern living space. Every inch has been thoughtfully updatednew roof, drywall, insulation, flooring, appliances, kitchen, plumbing, and electrical, all completed with permits and county approval. Enjoy the bright, open-concept layout with vaulted ceilings and abundant natural light. The stunning

    Igor Musiyets Realty ONE Group Complete

    5645 Rosario Blvd, North Highlands, CA 95660
  • /48

    $769,000

    • 6 Beds
    • 4 Baths
    • 2,606 Sq Ft

    2868 La Colina Way, Carmichael, CA 95608

    Rare and spacious 6-bedroom, 4-bathroom duplex with each side having 3bed/ 2 bath. Very good income from 2nd unit. It has been recently updated with new flooring, new interior paint, newer bath cabinets, new garage doors, updated bathrooms, new concrete driveway, and new external paint. Moreover, it boasts high efficiency dual pane windows/sliders, tankless water heaters and is ideally located a

    Mourice Mrabe Excel Realty Inc.

    2868 La Colina Way, Carmichael, CA 95608
  • /37

    $339,000

    • 3 Beds
    • 1 Bath
    • 795 Sq Ft

    3112 Marysville Blvd, Sacramento, CA 95815

    This home has been nicely updated and is move-in ready. It features three bedrooms and one bathroom, and has a new roof, new windows, new cabinets, new countertops, new flooring, and new paint. The backyard is a good size, perfect for children to play. The home is also conveniently located close to shopping, freeways, schools, and public transportation. I encourage you to see this turnkey home

    Stephen Quinn Hart Management Company

    3112 Marysville Blvd, Sacramento, CA 95815
  • /30

    $589,000 Open Sun 1PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,662 Sq Ft

    4330 Baywood Way, Sacramento, CA 95864

    JUST REDUCED $30K ON 7/15! This beautiful and private mid-century modern home in Arden-Arcade is within an established neighborhood that is adjacent to Carmichael, the "Garden of the Gods,'' Whole Foods, and excellent schools. The home features 3 bed/2baths plus a bonus rm/office, an updated kitchen, an open living area with vaulted ceilings affording plenty of room for relaxing or entertaining,

    Lisa Linares Wesely & Associates

    4330 Baywood Way, Sacramento, CA 95864
  • /43

    $859,000 Open Sun 1PM - 3PM

    • 3 Beds
    • 2 Baths
    • 2,091 Sq Ft

    4411 Surita St, Sacramento, CA 95864

    Well-loved and spacious home on a tree-lined street in Arden Park Vista! This beauty has so many amazing features including a HUGE family room with a wood stove fireplace, terra cotta tile floors, and a wall of windows overlooking the lovely and lush backyard. Relax in your gorgeous pool and spaa newer pump and filter too! The 2-car garage has a drive-thru with another one-car garage in back.

    Lori Sacco Coldwell Banker Realty

    4411 Surita St, Sacramento, CA 95864

Showing Results 281 - 320, Page 8 of 18

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